At the recently held China Wealth Management 50 Forum (CWM50) 2025 Annual Meeting in Beijing, themed "Stepping into the '16th Five-Year Plan' Period: Building a Strong Financial Nation," Huang Tao, Party Committee Secretary and General Manager of Guomin Pension, shared insights during the roundtable discussion on "Financial Industry Infrastructure Development in the AI Era."
Huang Tao stated that Artificial Intelligence has the potential to expand the production possibility frontier within the pension finance sector. He identified five critical issues for pension insurance: demand, products, product services, value, and sentiment.
Guomin Pension is leveraging AI technology to analyze pension financial needs, develop pension insurance products, and enhance product-related services. The company has collaborated with relevant partners to launch its own proprietary AI model. This initiative encompasses three key areas: firstly, reasoning backwards from pension management and payouts to introduce comprehensive pension planning services that go beyond individual pension products; secondly, the development of a system called "Jianyan" (Simplified Speech); and thirdly, utilizing AI to empower actuarial processes, thereby improving investment efficiency.
