Profile - To The Moon

Sugi89

Posts · 5Posts · 5
Following · 0Following · 0
Followers · 0Followers · 0

- Sugi89Sugi89
  ·2022-01-06
  Everytime I follow your lead, Only reds no greens
  2 Safe Growth Stocks to Buy for 2022
  These two stocks have performed well in recent years and there's no reason to doubt they will continue growing.
  2 Safe Growth Stocks to Buy for 2022
  296 Comment
  2
  Share
  Report
- Sugi89Sugi89
  ·2021-03-25
  Seems like the stock price is not reflective of that
  What’s Up With China EVs? Here’s a Clue
  Electric-car infrastructure is something investors would do well to watchDense as it may be, the Chi
  What’s Up With China EVs? Here’s a Clue
  111 Comment
  Like
  Share
  Report
- Sugi89Sugi89
  ·2021-02-19
  EV’s the theme for 2021 and beyond
  Baidu picks CEO for electric car firm, expects launch in 3 years
  Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car
  Baidu picks CEO for electric car firm, expects launch in 3 years
  86 Comment
  Like
  Share
  Report
- Sugi89Sugi89
  ·2021-02-19
  No surprise there
  Dollar slips further after disappointing jobs data, sterling shines
  LONDON, Feb 19 (Reuters) - The U.S. dollar slipped further on Friday and the euro rebounded after di
  Dollar slips further after disappointing jobs data, sterling shines
  93 Comment
  1
  Share
  Report
- Sugi89Sugi89
  ·2021-02-19
  Interesting
  Goldman Sachs is joining the robo-investing party — should you?
  ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by so
  Goldman Sachs is joining the robo-investing party — should you?
  144 Comment
  Like
  Share
  Report

Most Discussed

Terms and Conditions·Privacy Policy

Company: TTMF Limited. Tech supported by Xiangshang Yixin.

Email：uservice@ttm.financial

{"i18n":{"language":"en_US"},"isCurrentUser":false,"userPageInfo":{"id":"3555463959828345","uuid":"3555463959828345","gmtCreate":1592369937125,"gmtModify":1621994464553,"name":"Sugi89","pinyin":"sugi89","introduction":"","introductionEn":"","signature":"","avatar":"https://static.tigerbbs.com/84e333131102918751db4ab138b3b92b","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":0,"headSize":44,"tweetSize":5,"questionSize":0,"limitLevel":999,"accountStatus":4,"level":{"id":0,"name":"","nameTw":"","represent":"","factor":"","iconColor":"","bgColor":""},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":"success","userBadges":[{"badgeId":"1026c425416b44e0aac28c11a0848493-3","templateUuid":"1026c425416b44e0aac28c11a0848493","name":" Tiger Idol","description":"Join the tiger community for 1500 days","bigImgUrl":"https://static.tigerbbs.com/8b40ae7da5bf081a1c84df14bf9e6367","smallImgUrl":"https://static.tigerbbs.com/f160eceddd7c284a8e1136557615cfad","grayImgUrl":"https://static.tigerbbs.com/11792805c468334a9b31c39f95a41c6a","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.08.06","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"44212b71d0be4ec88898348dbe882e03-3","templateUuid":"44212b71d0be4ec88898348dbe882e03","name":"President Tiger","description":"The transaction amount of the securities account reaches $1,000,000","bigImgUrl":"https://static.tigerbbs.com/fbeac6bb240db7da8b972e5183d050ba","smallImgUrl":"https://static.tigerbbs.com/436cdf80292b99f0a992e78750ac4e3a","grayImgUrl":"https://static.tigerbbs.com/506a259a7b456f037592c3b23c779599","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.07.14","exceedPercentage":"93.08%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1101},{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1102},{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100},{"badgeId":"972123088c9646f7b6091ae0662215be-3","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Legendary Trader","description":"Total number of securities or futures transactions reached 300","bigImgUrl":"https://static.tigerbbs.com/656db16598a0b8f21429e10d6c1cb033","smallImgUrl":"https://static.tigerbbs.com/03f10910d4dd9234f9b5702a3342193a","grayImgUrl":"https://static.tigerbbs.com/0c767e35268feb729d50d3fa9a386c5a","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":"93.70%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":5,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":6,"crmLevelSwitch":0,"location":null,"starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"page":1,"watchlist":null,"tweetList":[{"id":9008272440,"gmtCreate":1641475221860,"gmtModify":1676533618777,"author":{"id":"3555463959828345","authorId":"3555463959828345","name":"Sugi89","avatar":"https://static.tigerbbs.com/84e333131102918751db4ab138b3b92b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3555463959828345","authorIdStr":"3555463959828345"},"themes":[],"htmlText":"Everytime I follow your lead, Only&nbsp;reds no&nbsp;greens","listText":"Everytime I follow your lead, Only&nbsp;reds no&nbsp;greens","text":"Everytime I follow your lead, Only reds no greens","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9008272440","repostId":"2201269899","repostType":4,"repost":{"id":"2201269899","kind":"highlight","pubTimestamp":1641474113,"share":"https://ttm.financial/m/news/2201269899?lang=&edition=fundamental","pubTime":"2022-01-06 21:01","market":"us","language":"en","title":"2 Safe Growth Stocks to Buy for 2022","url":"https://stock-news.laohu8.com/highlight/detail?id=2201269899","media":"Motley Fool","summary":"These two stocks have performed well in recent years and there's no reason to doubt they will continue growing.","content":"<html><head></head><body><p>This new year could be a volatile one. Between inflation, rising interest rates, and a new coronavirus variant to worry about, the path ahead is about as clear as mud. Trying to predict which stocks will be good buys for 2022 is no easy task.</p><p>However, there are two growth stocks that look to be fairly safe bets to do well this year: <b>Abbott Laboratories </b>(NYSE:ABT) and <b><a href=\"https://laohu8.com/S/FB\">Meta Platforms</a> </b>(NASDAQ:FB). These industry giants don&#39;t lack growth opportunities and they can also offer investors plenty of security along with some strong long-term returns.</p><h2>1. Abbott Laboratories</h2><p>Abbott Laboratories has benefited from a boost in sales due to COVID-19 testing since the start of the pandemic. Its rapid point-of-care test, BinaxNOW, has made it easy for health officials to stay on top of rising case numbers and for people to test themselves at home. And Abbott says that even for the new omicron variant, its tests &#34;performed at equivalent sensitivity as other variants.&#34;</p><p>For an investor concerned about omicron, Abbott can be a great way to hedge against that risk. And even if someone is more optimistic that COVID-19 will go away and that the economy will return to normal this year, then Abbott can still prove to be a solid investment in 2022. The company&#39;s business did get a $1.9 billion boost in revenue for the third quarter (ended Sept. 30, 2021), bringing its top line up to $10.9 billion. However, even without the testing sales, Abbott still would have performed well as it generated growth across all of its reporting segments.</p><p>When excluding COVID-19 testing sales, its diagnostics segment still generated revenue growth of over 14.1%. Other areas of its business, including pharmaceuticals, medical devices, and nutrition, grew at rates of 15.1%, 14.6%, and 9.6%, respectively. And those are all areas that could rise in a return to normal where doctor&#39;s offices and hospitals are back to their normal operations.</p><p>Over the past decade, Abbott has proven to be a safe healthcare stock to hold, rising more than 416% during that time while the <b>S&amp;P 500</b> has increased by a more modest 281%. Even though Abbott has already outperformed the S&amp;P 500 over the past 10 years it still has even more potential to continue outpacing it in the future.</p><h2>2. Meta Platforms</h2><p>Meta Platforms may be trying to bank on the emergence of the metaverse, but that&#39;s not why the stock is on this list. For now, the tech stock remains a great buy for its social media platforms that continue to drive significant traffic.</p><p>Proof of the company&#39;s resilience and stability is evident through the growth in its daily active users (DAUs). The company reported 1.9 billion DAUs for the period ended Sept. 30, 2021, a 19% increase from 1.6 billion just two years ago, before the pandemic. And during each one of those periods in between, DAUs steadily grew. Those numbers do not include Instagram or WhatsApp, demonstrating that even amid the Cambridge Analytica scandal and problems with preventing the spread of fake news, users have continued to flock to Facebook in recent years.</p><p>Meta Platforms can be a good stock to buy for investors who are worried about COVID-19 and people being stuck at home. But even if the economy is fully reopened the stock could continue to fare well as Facebook users would be able to post selfies of all the places they can travel to again. Also, there&#39;s no real competition out there that Facebook faces, which is why it&#39;s such a safe investment for the foreseeable future.</p><p>Plus, the business makes tons of money. Its gross margin has been more than 80% of revenue in each of the past five years, and the company&#39;s net profit margin is regularly north of 30%. Meta Platforms has also generated $35.8 billion in free cash flow over the trailing 12 months. With that kind of money rolling in, the company is in an excellent position to acquire more businesses or pursue any growth opportunities that may come up in the future.</p><p>It&#39;s almost been 10 years since this growth stock first went public, and since then, its shares have soared more than 785%. Investors can likely expect even more growth in the years to come.</p></body></html>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Safe Growth Stocks to Buy for 2022</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Safe Growth Stocks to Buy for 2022\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-01-06 21:01 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2022/01/06/2-safe-growth-stocks-to-buy-for-2022/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>This new year could be a volatile one. Between inflation, rising interest rates, and a new coronavirus variant to worry about, the path ahead is about as clear as mud. Trying to predict which stocks ...</p>\n\n<a href=\"https://www.fool.com/investing/2022/01/06/2-safe-growth-stocks-to-buy-for-2022/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ABT":"雅培","BK4548":"巴美列捷福持仓","BK4554":"元宇宙及AR概念","BK4553":"喜马拉雅资本持仓","BK4534":"瑞士信贷持仓","BK4507":"流媒体概念","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4525":"远程办公概念","BK4566":"资本集团","BK4508":"社交媒体","BK4524":"宅经济概念","BK4082":"医疗保健设备","BK4527":"明星科技股","BK4077":"互动媒体与服务","BK4568":"美国抗疫概念","BK4550":"红杉资本持仓","BK4503":"景林资产持仓","BK4551":"寇图资本持仓","BK4504":"桥水持仓"},"source_url":"https://www.fool.com/investing/2022/01/06/2-safe-growth-stocks-to-buy-for-2022/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2201269899","content_text":"This new year could be a volatile one. Between inflation, rising interest rates, and a new coronavirus variant to worry about, the path ahead is about as clear as mud. Trying to predict which stocks will be good buys for 2022 is no easy task.However, there are two growth stocks that look to be fairly safe bets to do well this year: Abbott Laboratories (NYSE:ABT) and Meta Platforms (NASDAQ:FB). These industry giants don't lack growth opportunities and they can also offer investors plenty of security along with some strong long-term returns.1. Abbott LaboratoriesAbbott Laboratories has benefited from a boost in sales due to COVID-19 testing since the start of the pandemic. Its rapid point-of-care test, BinaxNOW, has made it easy for health officials to stay on top of rising case numbers and for people to test themselves at home. And Abbott says that even for the new omicron variant, its tests \"performed at equivalent sensitivity as other variants.\"For an investor concerned about omicron, Abbott can be a great way to hedge against that risk. And even if someone is more optimistic that COVID-19 will go away and that the economy will return to normal this year, then Abbott can still prove to be a solid investment in 2022. The company's business did get a $1.9 billion boost in revenue for the third quarter (ended Sept. 30, 2021), bringing its top line up to $10.9 billion. However, even without the testing sales, Abbott still would have performed well as it generated growth across all of its reporting segments.When excluding COVID-19 testing sales, its diagnostics segment still generated revenue growth of over 14.1%. Other areas of its business, including pharmaceuticals, medical devices, and nutrition, grew at rates of 15.1%, 14.6%, and 9.6%, respectively. And those are all areas that could rise in a return to normal where doctor's offices and hospitals are back to their normal operations.Over the past decade, Abbott has proven to be a safe healthcare stock to hold, rising more than 416% during that time while the S&P 500 has increased by a more modest 281%. Even though Abbott has already outperformed the S&P 500 over the past 10 years it still has even more potential to continue outpacing it in the future.2. Meta PlatformsMeta Platforms may be trying to bank on the emergence of the metaverse, but that's not why the stock is on this list. For now, the tech stock remains a great buy for its social media platforms that continue to drive significant traffic.Proof of the company's resilience and stability is evident through the growth in its daily active users (DAUs). The company reported 1.9 billion DAUs for the period ended Sept. 30, 2021, a 19% increase from 1.6 billion just two years ago, before the pandemic. And during each one of those periods in between, DAUs steadily grew. Those numbers do not include Instagram or WhatsApp, demonstrating that even amid the Cambridge Analytica scandal and problems with preventing the spread of fake news, users have continued to flock to Facebook in recent years.Meta Platforms can be a good stock to buy for investors who are worried about COVID-19 and people being stuck at home. But even if the economy is fully reopened the stock could continue to fare well as Facebook users would be able to post selfies of all the places they can travel to again. Also, there's no real competition out there that Facebook faces, which is why it's such a safe investment for the foreseeable future.Plus, the business makes tons of money. Its gross margin has been more than 80% of revenue in each of the past five years, and the company's net profit margin is regularly north of 30%. Meta Platforms has also generated $35.8 billion in free cash flow over the trailing 12 months. With that kind of money rolling in, the company is in an excellent position to acquire more businesses or pursue any growth opportunities that may come up in the future.It's almost been 10 years since this growth stock first went public, and since then, its shares have soared more than 785%. Investors can likely expect even more growth in the years to come.","news_type":1},"isVote":1,"tweetType":1,"viewCount":296,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":358618837,"gmtCreate":1616684357729,"gmtModify":1704797460237,"author":{"id":"3555463959828345","authorId":"3555463959828345","name":"Sugi89","avatar":"https://static.tigerbbs.com/84e333131102918751db4ab138b3b92b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3555463959828345","authorIdStr":"3555463959828345"},"themes":[],"htmlText":"Seems like the stock price is not reflective of that","listText":"Seems like the stock price is not reflective of that","text":"Seems like the stock price is not reflective of that","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/358618837","repostId":"1167131291","repostType":4,"repost":{"id":"1167131291","kind":"news","pubTimestamp":1616670990,"share":"https://ttm.financial/m/news/1167131291?lang=&edition=fundamental","pubTime":"2021-03-25 19:16","market":"us","language":"en","title":"What’s Up With China EVs? Here’s a Clue","url":"https://stock-news.laohu8.com/highlight/detail?id=1167131291","media":"Bloomberg","summary":"Electric-car infrastructure is something investors would do well to watchDense as it may be, the Chi","content":"<p>Electric-car infrastructure is something investors would do well to watch</p><p>Dense as it may be, the Chinese government’s&nbsp;annual work report– a summary of the country’s recent economic and social developments, as well as a list of future ambitions — is worthwhile reading material. It gives some key insights into Beijing’s thinking and by extension, a hint about what investors should keep an eye on in the world’s second-largest economy.</p><p>The phrase “new energy vehicle” has been mentioned religiously&nbsp;in the report since 2014, in conjunction with the government's mandate to&nbsp;promote electric car sales. This has played a big part in positioning China as the world’s biggest market for EVs, attracting serious money from, among others, Tesla, which set up afactory in Shanghai.</p><p>This year, however, those words have been replaced by more&nbsp;current buzz words: EV changing stations, battery swapping facilities, and battery recycling. The&nbsp;change of focus&nbsp;is telling. Having spooled out incentives to foster mass EV adoption&nbsp;– the government has delivered&nbsp;more than 52 billion yuan ($8 billion) in subsidies, for example – China now is focused on ensuring the necessary infrastructure is in place to support the sector for the long&nbsp;term. This change will, in time,&nbsp;create pockets of opportunity in areas that may not&nbsp;immediately be apparent.</p><p>Take EV charging. Insufficient charging facilities have been cited as one of the key obstacles hindering EV development in China. While the situation is more advanced than&nbsp;in the U.S. —&nbsp;as BNEF analyst and Hyperdrive writer&nbsp;Colin McKerracher recently pointed out, China installed 112,000 public EV charging points in December alone, more than the entire U.S. public charging network — there's room for improvement<b>.</b></p><p>When you drive around Beijing these days, you still need patience and luck to find an available&nbsp;EV charging point, and from time to time, a lot of those two things. There’s one charging pole for every three EVs, on average, in China — about 1.7 million in total, including home and public ones. But&nbsp;the number of EVs is expected to surge 29-fold to over 160 million vehicles by 2035, creating a huge charging gap, and a great opportunity. For charging-pole providers like startup&nbsp;Qingdao TGOOD Electric Co., which operates China's&nbsp;largest network of EV plugs, and&nbsp;StarCharge, which isn’t listed yet but which plans to be in the not too distant future, that latent demand could pave the&nbsp;way for faster and smoother expansion, as well as provide a quicker path to&nbsp;profitability.</p><p>In the same vein, as batteries from the early fleets of EVs that started appearing on China’s roads in 2008 near retirement,lithium-ion battery recycling—&nbsp;a theme highlighted for the first time this year in the work report&nbsp; — is emerging as&nbsp;an urgent task that must be addressed, not only for environmental reasons, but also for devising efficiencies in mining the minerals used to make batteries. Some 39,000 tons of cobalt and 125,000 tons of nickel could come from spent batteries by 2030, helping to offset any shortfall in mined supply, according to BNEF. For cobalt, that could meet around 10% of projected demand. BNEF also said today that used EVs&nbsp;in China are&nbsp;losing value faster&nbsp;than comparable internal combustion engine vehicles, highlighting the need for battery-recycling facilities.</p><p><img src=\"https://static.tigerbbs.com/28e58dc2b5f29fbce89ca301f8a42e1c\" tg-width=\"930\" tg-height=\"576\" referrerpolicy=\"no-referrer\"></p><p>Companies are starting to respond. Chinese battery maker&nbsp;Contemporary Amperex Technology Co. Ltd., a Tesla supplier, last month announced a new 12-billion-yuan facility in Guangdong, a part of which will be dedicated to battery recycling. In a year when automakers globally took a hit due to the coronavirus, CATL’s Shenzhen-listed shares surged 230%.</p><p>Beijing’s vow to build more&nbsp;battery-swap stations&nbsp;is another avenue that investors who want exposure to China’s booming EV market may want to watch. Swapping out an empty cell with a charged one can be as swift as pumping up a gasoline tank, and it also ushers in a new business model that treats a car more like a shell or dumb hardware, within which the intelligent software and battery can be purchased and upgraded via subscription. The China Association of Automobile Manufacturers, a government-backed auto trade body, has referred to this sort of approach as a “battery bank” and said it’s something they’re exploring.</p><p>Battery financing, leasing and battery-swap stations are businesses in which more and more companies are starting to dabble. William Li, the CEO of Chinese EV maker&nbsp;Nio, mused recently that shareholder interest in the company’s battery asset-management unit was on the rise. And at a Nio press conference in November,&nbsp; the front-row seats were not for media. They’d been taken —&nbsp;by investors.</p>","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>What’s Up With China EVs? Here’s a Clue</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhat’s Up With China EVs? Here’s a Clue\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-25 19:16 GMT+8&nbsp;&nbsp;&nbsp;<a href=http://bloomberg.com/news/articles/2021-03-25/what-s-up-with-china-ev-s-here-s-a-clue?srnd=premium-asia><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Electric-car infrastructure is something investors would do well to watchDense as it may be, the Chinese government’s annual work report– a summary of the country’s recent economic and social ...</p>\n\n<a href=\"http://bloomberg.com/news/articles/2021-03-25/what-s-up-with-china-ev-s-here-s-a-clue?srnd=premium-asia\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BIDU":"百度","LI":"理想汽车","TSLA":"特斯拉","XPEV":"小鹏汽车","002594":"比亚迪","01211":"比亚迪股份","09888":"百度集团-SW","NIO":"蔚来"},"source_url":"http://bloomberg.com/news/articles/2021-03-25/what-s-up-with-china-ev-s-here-s-a-clue?srnd=premium-asia","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1167131291","content_text":"Electric-car infrastructure is something investors would do well to watchDense as it may be, the Chinese government’s annual work report– a summary of the country’s recent economic and social developments, as well as a list of future ambitions — is worthwhile reading material. It gives some key insights into Beijing’s thinking and by extension, a hint about what investors should keep an eye on in the world’s second-largest economy.The phrase “new energy vehicle” has been mentioned religiously in the report since 2014, in conjunction with the government's mandate to promote electric car sales. This has played a big part in positioning China as the world’s biggest market for EVs, attracting serious money from, among others, Tesla, which set up afactory in Shanghai.This year, however, those words have been replaced by more current buzz words: EV changing stations, battery swapping facilities, and battery recycling. The change of focus is telling. Having spooled out incentives to foster mass EV adoption – the government has delivered more than 52 billion yuan ($8 billion) in subsidies, for example – China now is focused on ensuring the necessary infrastructure is in place to support the sector for the long term. This change will, in time, create pockets of opportunity in areas that may not immediately be apparent.Take EV charging. Insufficient charging facilities have been cited as one of the key obstacles hindering EV development in China. While the situation is more advanced than in the U.S. — as BNEF analyst and Hyperdrive writer Colin McKerracher recently pointed out, China installed 112,000 public EV charging points in December alone, more than the entire U.S. public charging network — there's room for improvement.When you drive around Beijing these days, you still need patience and luck to find an available EV charging point, and from time to time, a lot of those two things. There’s one charging pole for every three EVs, on average, in China — about 1.7 million in total, including home and public ones. But the number of EVs is expected to surge 29-fold to over 160 million vehicles by 2035, creating a huge charging gap, and a great opportunity. For charging-pole providers like startup Qingdao TGOOD Electric Co., which operates China's largest network of EV plugs, and StarCharge, which isn’t listed yet but which plans to be in the not too distant future, that latent demand could pave the way for faster and smoother expansion, as well as provide a quicker path to profitability.In the same vein, as batteries from the early fleets of EVs that started appearing on China’s roads in 2008 near retirement,lithium-ion battery recycling— a theme highlighted for the first time this year in the work report  — is emerging as an urgent task that must be addressed, not only for environmental reasons, but also for devising efficiencies in mining the minerals used to make batteries. Some 39,000 tons of cobalt and 125,000 tons of nickel could come from spent batteries by 2030, helping to offset any shortfall in mined supply, according to BNEF. For cobalt, that could meet around 10% of projected demand. BNEF also said today that used EVs in China are losing value faster than comparable internal combustion engine vehicles, highlighting the need for battery-recycling facilities.Companies are starting to respond. Chinese battery maker Contemporary Amperex Technology Co. Ltd., a Tesla supplier, last month announced a new 12-billion-yuan facility in Guangdong, a part of which will be dedicated to battery recycling. In a year when automakers globally took a hit due to the coronavirus, CATL’s Shenzhen-listed shares surged 230%.Beijing’s vow to build more battery-swap stations is another avenue that investors who want exposure to China’s booming EV market may want to watch. Swapping out an empty cell with a charged one can be as swift as pumping up a gasoline tank, and it also ushers in a new business model that treats a car more like a shell or dumb hardware, within which the intelligent software and battery can be purchased and upgraded via subscription. The China Association of Automobile Manufacturers, a government-backed auto trade body, has referred to this sort of approach as a “battery bank” and said it’s something they’re exploring.Battery financing, leasing and battery-swap stations are businesses in which more and more companies are starting to dabble. William Li, the CEO of Chinese EV maker Nio, mused recently that shareholder interest in the company’s battery asset-management unit was on the rise. And at a Nio press conference in November,  the front-row seats were not for media. They’d been taken — by investors.","news_type":1},"isVote":1,"tweetType":1,"viewCount":111,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":387297223,"gmtCreate":1613748033862,"gmtModify":1704884579901,"author":{"id":"3555463959828345","authorId":"3555463959828345","name":"Sugi89","avatar":"https://static.tigerbbs.com/84e333131102918751db4ab138b3b92b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3555463959828345","authorIdStr":"3555463959828345"},"themes":[],"htmlText":"EV’s the theme for 2021 and beyond","listText":"EV’s the theme for 2021 and beyond","text":"EV’s the theme for 2021 and beyond","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/387297223","repostId":"1151559124","repostType":4,"repost":{"id":"1151559124","kind":"news","pubTimestamp":1613719406,"share":"https://ttm.financial/m/news/1151559124?lang=&edition=fundamental","pubTime":"2021-02-19 15:23","market":"us","language":"en","title":"Baidu picks CEO for electric car firm, expects launch in 3 years","url":"https://stock-news.laohu8.com/highlight/detail?id=1151559124","media":"Seeking Alpha","summary":"Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car ","content":"<p>Baidu&nbsp;has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-<i>CNBC</i>.</p>\n<p>Xia Yiping, co-founder of Mobike, will be the CEO of the new entity, according to anonymous source.</p>\n<p>Xia previously worked at Fiat Chrysler and Ford before he co-founded Mobike, which was eventually acquired by Meituan in 2018.</p>\n<p>Last month, Baidu and Geelyjoined forces to create intelligent EV company.</p>\n<p>Baidu’s push into electric vehicles is an attempt to diversify its business beyond just advertising.</p>\n<p>Recently, Baidu reported anothersolid quarter in Q4, with Core revenue reaching RMB 23.1B ($3.5B), which is up 6% Y/Y and up 8% Q/Q, with latter much higher than flattish or low single-digit growth from Q3.</p>\n<p>Non-advertising revenue was up 52%, reaching 18% of Baidu core revenue, driven by the convergence of AI solutions, cloud services and consumer Internet.</p>\n<p>On the earnings call, Robin Li revealed that Baidu’s electric car firm hopes to launch its first vehicle within three years.</p>\n<p>\"Right now, the venture is progressing very well. We have a CEO on board, and we have decided on the brand of the new vehicle,\"said Li in Q4 earnings call.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Baidu picks CEO for electric car firm, expects launch in 3 years</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBaidu picks CEO for electric car firm, expects launch in 3 years\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 15:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-CNBC.\nXia Yiping, co-founder of Mobike, will be the...</p>\n\n<a href=\"https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BIDU":"百度"},"source_url":"https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1151559124","content_text":"Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-CNBC.\nXia Yiping, co-founder of Mobike, will be the CEO of the new entity, according to anonymous source.\nXia previously worked at Fiat Chrysler and Ford before he co-founded Mobike, which was eventually acquired by Meituan in 2018.\nLast month, Baidu and Geelyjoined forces to create intelligent EV company.\nBaidu’s push into electric vehicles is an attempt to diversify its business beyond just advertising.\nRecently, Baidu reported anothersolid quarter in Q4, with Core revenue reaching RMB 23.1B ($3.5B), which is up 6% Y/Y and up 8% Q/Q, with latter much higher than flattish or low single-digit growth from Q3.\nNon-advertising revenue was up 52%, reaching 18% of Baidu core revenue, driven by the convergence of AI solutions, cloud services and consumer Internet.\nOn the earnings call, Robin Li revealed that Baidu’s electric car firm hopes to launch its first vehicle within three years.\n\"Right now, the venture is progressing very well. We have a CEO on board, and we have decided on the brand of the new vehicle,\"said Li in Q4 earnings call.","news_type":1},"isVote":1,"tweetType":1,"viewCount":86,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":387297065,"gmtCreate":1613747992457,"gmtModify":1704884578605,"author":{"id":"3555463959828345","authorId":"3555463959828345","name":"Sugi89","avatar":"https://static.tigerbbs.com/84e333131102918751db4ab138b3b92b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3555463959828345","authorIdStr":"3555463959828345"},"themes":[],"htmlText":"No surprise there","listText":"No surprise there","text":"No surprise there","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/387297065","repostId":"2112149478","repostType":4,"repost":{"id":"2112149478","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1613724786,"share":"https://ttm.financial/m/news/2112149478?lang=&edition=fundamental","pubTime":"2021-02-19 16:53","market":"other","language":"en","title":"Dollar slips further after disappointing jobs data, sterling shines","url":"https://stock-news.laohu8.com/highlight/detail?id=2112149478","media":"Reuters","summary":"LONDON, Feb 19 (Reuters) - The U.S. dollar slipped further on Friday and the euro rebounded after di","content":"<p>LONDON, Feb 19 (Reuters) - The U.S. dollar slipped further on Friday and the euro rebounded after disappointing U.S. data dented optimism for a speedy recovery from the COVID-19 pandemic, while sterling edged towards the $1.40 mark.</p>\n<p>The U.S. currency had been rising as a jump in Treasury yields on the back of the so-called reflation trade encouraged investors back into the greenback.</p>\n<p>But an unexpected increase in U.S. weekly jobless claims soured the economic outlook and sent the dollar lower overnight.</p>\n<p>On Friday it traded down 0.1% against a basket of currencies, the dollar index now at 90.474.</p>\n<p>The string of soft labour data is weighing on the dollar even as other indicators have shown resilience, and as President Joe Biden's pandemic relief efforts take shape, including a proposed $1.9 trillion spending package.</p>\n<p>The euro rose 0.2% to $1.2113 . The single currency showed little reaction to German and French flash purchasing manager index data, which unsurprisingly showed a slowdown in activity in January.</p>\n<p>Despite the recent rise in U.S. yields, many analysts think they won't climb too much higher, limiting the benefit for the dollar.</p>\n<p>ING analysts said that \"the rise in rates will be self-regulating, meaning the dollar need not correct too much higher.\"</p>\n<p>They see the greenback index trading down to the 90.10 to 91.05 range&nbsp;Sterling has been the standout performer in 2021 and on Friday rose to $1.3987, an almost three-year high amid Britain's aggressive vaccination programme.</p>\n<p>Given the size of Britain's vital services sector, analysts say the faster it can reopen the economy the better for the currency.</p>\n<p>The dollar bought 105.46 yen , down 0.2% and a continued retreat from the five-month high of 106.225 reached Wednesday.</p>\n<p>Many analysts expect the dollar to weaken over the course of the year as it has traditionally done during times of global economic recovery, though it might take some time to develop.</p>\n<p>\"It looks to me like there’s some exhaustion in that just-straight global reflation theme,\" leading the dollar to trend largely sideways for now, said Daniel Been, head of FX at ANZ in Sydney.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Dollar slips further after disappointing jobs data, sterling shines</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nDollar slips further after disappointing jobs data, sterling shines\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-02-19 16:53</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>LONDON, Feb 19 (Reuters) - The U.S. dollar slipped further on Friday and the euro rebounded after disappointing U.S. data dented optimism for a speedy recovery from the COVID-19 pandemic, while sterling edged towards the $1.40 mark.</p>\n<p>The U.S. currency had been rising as a jump in Treasury yields on the back of the so-called reflation trade encouraged investors back into the greenback.</p>\n<p>But an unexpected increase in U.S. weekly jobless claims soured the economic outlook and sent the dollar lower overnight.</p>\n<p>On Friday it traded down 0.1% against a basket of currencies, the dollar index now at 90.474.</p>\n<p>The string of soft labour data is weighing on the dollar even as other indicators have shown resilience, and as President Joe Biden's pandemic relief efforts take shape, including a proposed $1.9 trillion spending package.</p>\n<p>The euro rose 0.2% to $1.2113 . The single currency showed little reaction to German and French flash purchasing manager index data, which unsurprisingly showed a slowdown in activity in January.</p>\n<p>Despite the recent rise in U.S. yields, many analysts think they won't climb too much higher, limiting the benefit for the dollar.</p>\n<p>ING analysts said that \"the rise in rates will be self-regulating, meaning the dollar need not correct too much higher.\"</p>\n<p>They see the greenback index trading down to the 90.10 to 91.05 range&nbsp;Sterling has been the standout performer in 2021 and on Friday rose to $1.3987, an almost three-year high amid Britain's aggressive vaccination programme.</p>\n<p>Given the size of Britain's vital services sector, analysts say the faster it can reopen the economy the better for the currency.</p>\n<p>The dollar bought 105.46 yen , down 0.2% and a continued retreat from the five-month high of 106.225 reached Wednesday.</p>\n<p>Many analysts expect the dollar to weaken over the course of the year as it has traditionally done during times of global economic recovery, though it might take some time to develop.</p>\n<p>\"It looks to me like there’s some exhaustion in that just-straight global reflation theme,\" leading the dollar to trend largely sideways for now, said Daniel Been, head of FX at ANZ in Sydney.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"FXA":"澳元ETF-CurrencyShares","FXY":"日元ETF-CurrencyShares","FXE":"欧元做多ETF-CurrencyShares","EUO":"欧元ETF-ProShares两倍做空","ANZ.AU":"ANZ GROUP HOLDINGS LTD","FXC":"加元ETF-CurrencyShares","YCS":"日元ETF-ProShares两倍做空"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2112149478","content_text":"LONDON, Feb 19 (Reuters) - The U.S. dollar slipped further on Friday and the euro rebounded after disappointing U.S. data dented optimism for a speedy recovery from the COVID-19 pandemic, while sterling edged towards the $1.40 mark.\nThe U.S. currency had been rising as a jump in Treasury yields on the back of the so-called reflation trade encouraged investors back into the greenback.\nBut an unexpected increase in U.S. weekly jobless claims soured the economic outlook and sent the dollar lower overnight.\nOn Friday it traded down 0.1% against a basket of currencies, the dollar index now at 90.474.\nThe string of soft labour data is weighing on the dollar even as other indicators have shown resilience, and as President Joe Biden's pandemic relief efforts take shape, including a proposed $1.9 trillion spending package.\nThe euro rose 0.2% to $1.2113 . The single currency showed little reaction to German and French flash purchasing manager index data, which unsurprisingly showed a slowdown in activity in January.\nDespite the recent rise in U.S. yields, many analysts think they won't climb too much higher, limiting the benefit for the dollar.\nING analysts said that \"the rise in rates will be self-regulating, meaning the dollar need not correct too much higher.\"\nThey see the greenback index trading down to the 90.10 to 91.05 range Sterling has been the standout performer in 2021 and on Friday rose to $1.3987, an almost three-year high amid Britain's aggressive vaccination programme.\nGiven the size of Britain's vital services sector, analysts say the faster it can reopen the economy the better for the currency.\nThe dollar bought 105.46 yen , down 0.2% and a continued retreat from the five-month high of 106.225 reached Wednesday.\nMany analysts expect the dollar to weaken over the course of the year as it has traditionally done during times of global economic recovery, though it might take some time to develop.\n\"It looks to me like there’s some exhaustion in that just-straight global reflation theme,\" leading the dollar to trend largely sideways for now, said Daniel Been, head of FX at ANZ in Sydney.","news_type":1},"isVote":1,"tweetType":1,"viewCount":93,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":387824298,"gmtCreate":1613738959514,"gmtModify":1704884374414,"author":{"id":"3555463959828345","authorId":"3555463959828345","name":"Sugi89","avatar":"https://static.tigerbbs.com/84e333131102918751db4ab138b3b92b","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3555463959828345","authorIdStr":"3555463959828345"},"themes":[],"htmlText":"Interesting","listText":"Interesting","text":"Interesting","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/387824298","repostId":"1161529893","repostType":4,"repost":{"id":"1161529893","kind":"news","pubTimestamp":1613733842,"share":"https://ttm.financial/m/news/1161529893?lang=&edition=fundamental","pubTime":"2021-02-19 19:24","market":"us","language":"en","title":"Goldman Sachs is joining the robo-investing party — should you?","url":"https://stock-news.laohu8.com/highlight/detail?id=1161529893","media":"Marketwatch","summary":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by so","content":"<blockquote>\n ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n</blockquote>\n<p>Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.</p>\n<p>Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.</p>\n<p>“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.</p>\n<p>Although the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.</p>\n<p>“People forget that banks are ultimately in the business of making money,” he said.</p>\n<p>Goldman Sachs declined to comment.</p>\n<p>The company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.</p>\n<p>Fees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.</p>\n<p>The median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.</p>\n<p>Robo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.</p>\n<p><b>Robo investing as a self-driving car</b></p>\n<p>Consumers have turned to robo-investing at unprecedented levels during the pandemic.</p>\n<p>The rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.</p>\n<p>So what is rob-investing? Think of it like a self-driving car.</p>\n<p>You put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.</p>\n<p>Robo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.</p>\n<p>There are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.</p>\n<p>And rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.</p>\n<p>Cynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.</p>\n<p>As she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”</p>\n<p><b>Robos appeal to inexperienced investors</b></p>\n<p>Robo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.</p>\n<p>That makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.</p>\n<p>“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”</p>\n<p>That said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”</p>\n<p>Others disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.</p>\n<p>“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.</p>\n<p><b>There is often no door to knock on</b></p>\n<p>Your robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.</p>\n<p>It won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.</p>\n<p>“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.</p>\n<p>Not all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.</p>\n<p>Additionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.</p>\n<p>For instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.</p>\n<p>But with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.</p>\n<p>On top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.</p>\n<p>“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.</p>\n<p>Don’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.</p>\n<p>But not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.</p>\n<p>The results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.</p>\n<p></p>","source":"lsy1603348471595","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Goldman Sachs is joining the robo-investing party — should you?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGoldman Sachs is joining the robo-investing party — should you?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 19:24 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page><strong>Marketwatch</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become ...</p>\n\n<a href=\"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1161529893","content_text":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.\nNow anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.\n“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\nAlthough the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.\n“People forget that banks are ultimately in the business of making money,” he said.\nGoldman Sachs declined to comment.\nThe company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.\nFees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.\nThe median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.\nRobo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.\nRobo investing as a self-driving car\nConsumers have turned to robo-investing at unprecedented levels during the pandemic.\nThe rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.\nSo what is rob-investing? Think of it like a self-driving car.\nYou put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.\nRobo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.\nThere are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.\nAnd rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.\nCynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.\nAs she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”\nRobos appeal to inexperienced investors\nRobo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.\nThat makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.\n“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”\nThat said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”\nOthers disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.\n“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.\nThere is often no door to knock on\nYour robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.\nIt won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.\n“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.\nNot all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.\nAdditionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.\nFor instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.\nBut with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.\nOn top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.\n“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.\nDon’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.\nBut not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.\nThe results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.","news_type":1},"isVote":1,"tweetType":1,"viewCount":144,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}