Investing in ICBC (1398.HK), CCB (0939.HK), and ABC (1288.HK) can provide a diversified exposure to China's banking sector, each offering unique strengths: • ICBC: As the largest bank globally, it has a robust international presence and diverse services, making it a defensive play amid economic fluctuations. • CCB: Focuses on project financing and international businesses, appealing to foreign enterprises. Its specialization can mitigate risks associated with domestic market volatility. • ABC: With a strong emphasis on rural financing, it targets a niche market that may benefit from government support and relaxed monetary policies. Overall, this combination can balance risk and return, leveraging their distinct market focuses.