To The Moon

Remember in the past, when people didn’t trust banks, nor were there other alternatives to safely park our monies, that we resorted to stashing them in tin cans, under our pillows, and in all sorts of weird places?While that has long become a thing of the past (we hope), we saw that during the Bear market this year, investors were sitting on idle cash in ways akin to stashing them under your pillow.This is why we’ve launched Tiger Vault – our latest cash management solution that will work for investors, both new and old. Make your idle cash work hard for you and earn up to 2.4% p.a. (Yields are estimated based on the current market environment and may be higher or lower).Find out more

The global economic outlook continues to weaken as Central Banks tighten financial conditions in their quest to cool price pressures. Such an environment provides little confidence for market participants which explains the constant re-pricing we have witnessed within the marketplace this year. However, not all is gloom for market participants.Japanese equities are one area we believe market participants can look to despite experiencing a challenging year thus far – on a year-to-date basis, the Nikkei 225 index is down more than 5% at the time of this writing as gleaned from chart 1. In our opinion, factors such as i) positive macro data, ii) divergence in monetary policy, iii) the reopening of the nation’s borders and iv) attractive valuations could potentially uplift the nation’s equities moving ahead.Chart 1: Market performance YTD. Source: BloombergMacro data spells positiveJapan’s macro data are displaying encouraging signs after being plagued with numerous challenges earlier on.

Elevated inflationary readings and the Fed’s rate hiking cycle have placed US equities under immense pressure this year. To recap, the Feds introduced the first rate hike of 25bps in March and later imposed a series of more aggressive increases – May saw a 50 bps rate hike, and later 75bps rate increases were imposed in June, July, September, and November. What followed was US equities repricing substantially. Cyclical sectors sold off hard and even so the likes of the technology sector. That being said, the main motivation behind the rout witnessed, in our view, is the fear that a full-blown recession would occur in the world’s largest economy as jumbo-sized rate hikes became a norm – historically, a Fed hiking cycle has led to a recession occurring within a one-to-three-year period. Therefore, the fears of market participants are not unwarranted. Chart 1: US market performance YTD has been poor. Source: Bloomberg Market participants’ fear of a recession has been proven somewhat right

Bond investments should bepart of your overall portfolio?Comparing to equity, bonds often represent a less volatile investment instruments.Why so?Because Bonds are less likely to fluctuate with the company’s earnings and forecast, and they usually (not all) pays out regular coupons, which is a regular cash flow that investors can expect.Behaviour of Bonds, in araisinginterest rate environment:The coupon of a bond is typically fixed. For example a 3% couponbond,will naturally pay out 3% interest to investors at a regular interval, and at maturity, pay out the face value of $100 as thepprincipalrepayment.In situation where interest rate is raising, for example in today’s environment,the risk-free rate is already around 4%. This means that investors will no longer receive a 3% coupon bond anymore, because they can get better rates with bank deposits. Is this true?Scenario 1So naturally the price of the bonds will drop, to say $97.30. So that investors while continue to receive only 3% cou

Hey Tigers,We saw interest rates rise at an unprecedented pace. It is expected that interest rates will stay higher for longer, aiming at long-term inflation targets. It would be perfect if one could invest in a fixed maturity money market fund with a decent yield spread over fixed deposits.We are thrilled to bring you the United Fixed Maturity Bond Fund 1 $UNITED FIXED MATURITY BOND FUND 1(SGXZ80611742)$ , which is managed by UOB Asset Management, but is exclusively available on our Tiger Trade App.The fund aims to deliver a total return of up to 14.85% over the next three years, or an annualized return of 4.95%*. You can capture interest rate peaks with 0 management fees.More About The FundThis is a closed-end bond fund that is designed to work your passive money and generate additional income for you by investing in a diversified portfolio of at least 30 Asian investment-grade bonds.These are safe investments, with h

Missed out using the 9.9 or 10.10 Yield Coupon? Fret not! (Pssst even if you used yours, this is still for you)You know the drill, or what this special day entails. We have credited an 11% 3-Day Yield Coupon Voucher to your Tiger Brokers account.Use it for any one-time deposit into any of the Tiger Vault funds.Disclaimer: This advertisement has not been reviewed by the Monetary Authority of SingaporeHow it worksWe like to keep things simple. Place a subscription on any Tiger Vault fund within the coupon validity period, and remember to apply the Coupon before you confirm your subscription to the Tiger Vault fund of your choice.Keep track of all our promotions and find out more about Tiger Vault here. Enjoy the benefits of Tiger Vault today (only for Tiger Trade APPs versions 8.0.3.1 & above).Got a question? Email

“Turbulent” would perhaps be the word to describe the global market this year. Market participants reacting to a slew of news development, both good and bad saw assets re-price sharply, leading to much pain felt in one’s portfolio. In this vein, we launched the UT Starter Pack on Fund Mall on 8th July 2022 to allow investors on our platform to essentially build a portfolio that consists of four different funds that have been cherry-picked to weather the current macroconditions.By investing in the UT Starter Pack, investors will automatically have a portfolio that is geographically diversified and hold exposure to various asset classes. Additionally, the UT Starter Pack also places a heavy emphasis on Environmental, Social and Governance (ESG) qualities that seek to generate superior returns over the long-term investment horizon. Now that we have a better understanding of what the UT Starter Pack is, we will be looking at the performance of the underlying funds in the following section.

Sustainable investing has definitely moved to the forefront of the investment world during the pandemic era. It is no longer just a fashionable buzzword but has become a global policy imperative – sustainability has become a key consideration in how policy authorities allocate resources on a macro scale. However, what really is sustainable investing? To answer the question, we have done an interview with Franklin Templeton to provide our platform’s investors with more insights on the topic. What is sustainable investing and why should we invest sustainably? Franklin Templeton views sustainable investing as an investment philosophy where Environmental, Social and Governance (ESG) factors are considered to provide sustainable value to investors. That being said, sustainable investing is not a one-size fits-all investment approach. There are many ways investors can incorporate sustainable objectives in the overall investment strategy. With market participants profoundly aware that the in

In the last 6 months, investors saw interest rates increasing at a unprecedented pace. The driving factor quoted has been “Inflation”. In fact, it almost seems as if bad thing is happening all the time, like the burnt turkey in the oven over Thanksgiving. These can attribute to inflation. , is accounted by is being. In reality, increasing interest rates is more akin to the FOMC's decision aims to kill the hope of parade and party.Historical high interest rates back in...Looking at this chart (USD Overnight rates), the rate was about 5.5% from 2006 to 2007, and then it quickly dropped to almost zero. This was done to improve liquidity due to the US sub prime crisis (more commonly known as the GFC).And then interest rates started to peak again (around 2.25%), from 2016 to 2017, and again quickly dropped to near zero near in the end of 2019. Again, this was done to improve liquidi

Hopes for a global market recovery seems to be bleak at this point. With inflation sitting at elevated levels and showing no signs of abating in western developed markets, Central Banks’ have constantly fired aggressive rate hikes in their quest to quell inflation that threatens growth. Even so, in Asia, markets are not performing well too. The Chinese market which many market participants expect to see a rebound this year following regulatory crackdowns disappointed as well. That being said, not all is gloom for global markets. In the month of October, markets have edged higher following two full months of sell off.Asset class performance: Equities came out on topGlobal equities managed to avoid another month of decline despite tightening monetary conditions while Global Bonds fell yet again. Global equities as gauged by the MSCI World Index delivered returns of 4.94% in USD terms while Global Bonds as gauged by the Bloomberg Barclays Global Aggregate Index handed investors a loss of