oil price high, inflation high, interest rates high, companies with debt lose. high valuation companies, and companies with debt no profit gets bashed. buy strong companies at reasonable undervalued prices. don't all in. you'd be safe by next year this time
I will add all 3. banks and REITs for dividend portfolio and AI growth for growth portfolio. equal priority and see which drop to support , I buy If pullback in Q2, I buy SG and US. 2 regions enough. sg for dividend portfolio and US for growth.