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Maxi10

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- Maxi10Maxi10
  ·2023-05-17
  $JAPFA LTD.(UD2.SI)$ Has anyone who opt to encash their AAG shares received their money yet? I opt to encash when we were prompted, but have yet to receive anything till date. Is there anything I need to do? Newbie here. Please advice. Thank you.
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- Maxi10Maxi10
  ·2023-01-26
  $JAPFA LTD.(UD2.SI)$ Does anyone know if I sell all my shares now, will I still get my cash for AAG share?
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- Maxi10Maxi10
  ·2022-10-27
  $SINGAPORE AIRLINES LTD(C6L.SI)$
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- Maxi10Maxi10
  ·2022-10-25
  $Straits Times Index(STI.SI)$
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- Maxi10Maxi10
  ·2022-10-17
  $SINGAPORE AIRLINES LTD(C6L.SI)$Bearish, not taking off... Why??
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- Maxi10Maxi10
  ·2022-10-17
  Nice read
  Singapore REITs: 3 Red Flags to Check Before You Buy
  Time flies and earnings season is almost upon us again.The usual practice is forREITsto report their
  Singapore REITs: 3 Red Flags to Check Before You Buy
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- Maxi10Maxi10
  ·2022-09-27
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  Investing in This ETF Right Now Could Make You a Millionaire Retiree
  The SPDR S&P 500 ETF Trust is a low-cost index ETF that attempts to track the S&P 500 index, which is often used as a proxy for the overall US stock market. With itd expense ratio of 0.09%, investors in that ETF can get returns that nearly perfectly match that index, while losing almost nothing to fund management fees.That combination of stock market like returns with very low internal costs makes the SPDR S&P 500 ETF trust a simple, one-stop shop for investors. It's especially potent for invest
  Investing in This ETF Right Now Could Make You a Millionaire Retiree
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- Maxi10Maxi10
  ·2022-05-04
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  Soft Start Predicted For Singapore Stock Market
  Ahead of the break for Eid-ul-Fitr, the Singapore stock market had finished higher in two straight s
  Soft Start Predicted For Singapore Stock Market
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- Maxi10Maxi10
  ·2022-04-16
  $MAPLETREE LOGISTICS TRUST(M44U.SI)$ Please go up...
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- Maxi10Maxi10
  ·2022-04-16
  $JAPFA LTD.(UD2.SI)$ up up n away...
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Thank you.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9970861191","isVote":1,"tweetType":1,"viewCount":1303,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"4107063207857540","authorId":"4107063207857540","name":"LuckyPiggie","avatar":"https://community-static.tradeup.com/news/33330ac1fe6d6c956e10045c870d6f46","crmLevel":6,"crmLevelSwitch":1,"idStr":"4107063207857540","authorIdStr":"4107063207857540"},"content":"call the helpdesk . they can check for you","text":"call the helpdesk . they can check for you","html":"call the helpdesk . they can check for you"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9952676815,"gmtCreate":1674712408537,"gmtModify":1676538954713,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/UD2.SI\">$JAPFA LTD.(UD2.SI)$ &nbsp;</a>Does anyone know if I sell all my shares now, will I still get my cash for AAG share?&nbsp;","listText":"<a href=\"https://ttm.financial/S/UD2.SI\">$JAPFA LTD.(UD2.SI)$ &nbsp;</a>Does anyone know if I sell all my shares now, will I still get my cash for AAG share?&nbsp;","text":"$JAPFA LTD.(UD2.SI)$ Does anyone know if I sell all my shares now, will I still get my cash for AAG share?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/9952676815","isVote":1,"tweetType":1,"viewCount":854,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9986985000,"gmtCreate":1666877017401,"gmtModify":1676537821494,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a><v-v data-views=\"1\"></v-v>","listText":"<a href=\"https://ttm.financial/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a><v-v data-views=\"1\"></v-v>","text":"$SINGAPORE AIRLINES LTD(C6L.SI)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9986985000","isVote":1,"tweetType":1,"viewCount":568,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9988969020,"gmtCreate":1666655517761,"gmtModify":1676537783523,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/STI.SI\">$Straits Times Index(STI.SI)$</a><v-v data-views=\"1\"></v-v>","listText":"<a href=\"https://ttm.financial/S/STI.SI\">$Straits Times Index(STI.SI)$</a><v-v data-views=\"1\"></v-v>","text":"$Straits Times Index(STI.SI)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9988969020","isVote":1,"tweetType":1,"viewCount":331,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9989631328,"gmtCreate":1665982460064,"gmtModify":1676537687484,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a><v-v data-views=\"0\"></v-v>Bearish, not taking off... 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Why??","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9989631328","isVote":1,"tweetType":1,"viewCount":629,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9989630337,"gmtCreate":1665981751429,"gmtModify":1676537687403,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"Nice read","listText":"Nice read","text":"Nice read","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9989630337","repostId":"1129121473","repostType":4,"repost":{"id":"1129121473","pubTimestamp":1665971534,"share":"https://ttm.financial/m/news/1129121473?lang=&edition=fundamental","pubTime":"2022-10-17 09:52","market":"sg","language":"en","title":"Singapore REITs: 3 Red Flags to Check Before You Buy","url":"https://stock-news.laohu8.com/highlight/detail?id=1129121473","media":"The Smart Investor","summary":"Time flies and earnings season is almost upon us again.The usual practice is forREITsto report their","content":"<html><head></head><body><p>Time flies and earnings season is almost upon us again.</p><p>The usual practice is forREITsto report their results first followed by the trio of local banks.</p><p>There is a change in the air, though.</p><p>Investors will be closely scrutinising this quarter’s REIT earnings amid an environment of high inflation and rising interest rates.</p><p>The purpose is to assess if REITs may be adversely affected by these new economic developments.</p><p>And if you are an income-seeking investor, you will be concerned about REITs’ ability to continue doling out distributions as costs increase.</p><p>REITs are well-known for being reliable dividend payers, and investors are naturally concerned if this dependability may be disrupted.</p><p>Here are three red flags you should watch out for when REITs report their results in the coming weeks.</p><p><b>Debt metrics</b></p><p>REITs are an asset class that relies heavily on borrowings to fund both their operations and acquisitions.</p><p>Hence, it’s no surprise that interest rates have a significant bearing on REITs’ financial costs and, in turn, their distributable income.</p><p>Investors need to look at each REIT’s debt metrics to assess how well it can cope with rising interest rates.</p><p>First off, you need to look at the REIT’s cost of debt.</p><p>A lower cost of debt ensures that the REIT has a bigger buffer in a rising interest rate environment.</p><p>Take <b>Mapletree Logistics Trust</b>(SGX: M44U), or MLT.</p><p>The logistics REIT sported a weighted average annualised cost of debt of 2.3% as of 30 June 2022.</p><p><b>Parkway Life REIT</b>(SGX: C2PU) boasts an even lower cost of borrowing with its all-in debt cost of just 0.61%.</p><p>A REIT’s cost of debt has a lot to do with the foreign currency it can borrow in, and also whether it has a strong sponsor to assure banks that the REIT has a lower risk profile.</p><p>Contrast this to China-based <b>Sasseur REIT</b>(SGX: CRPU) which has a weighted average cost of debt of 4.5%.</p><p>Another important metric to look at is the proportion of fixed-rate debt within the REIT’s array of loans.</p><p>The higher this component, the more buffer it has when it comes to rising finance costs.</p><p>For MLT, 80% of its total debt is hedged or drawn in fixed rates.</p><p>Suburban retail REIT <b>Frasers Centrepoint Trust</b>(SGX: J69U), or FCT, has 69% of its total loans on fixed rates, while retail and commercial REIT <b>CapitaLand Integrated Commercial Trust</b>(SGX: C38U), or CICT, has 81% of its borrowings tied to fixed interest rates.</p><p><b>DPU sensitivity</b></p><p>Apart from debt metrics, REITs should also disclose the sensitivity of their distribution per unit (DPU) to the rise in base interest rates.</p><p>By doing so, investors can assess the approximate impact on the REIT’s distributions each time rates go up.</p><p>For CICT, every one percentage point rise in interest rates will lower DPU by S$0.0028.</p><p>The decline represents 2.7% of CICT’s trailing 12-month DPU of S$0.1044.</p><p>MLT estimates that a 0.25 percentage point increase in base interest rates will result in a S$0.0001 decline in DPU per quarter.</p><p>The decline is 0.4% of its fiscal 2023’s first quarter DPU of S$0.02268.</p><p><b>Frasers Logistics &amp; Commercial Trust</b>(SGX: BUOU) will witness a S$0.0005 fall in DPU for each 0.5 percentage point increase in interest rates for its variable rate loans.</p><p>This drop works out to be around 0.6% of the REIT’s annualised fiscal 2022’s first-half DPU of S$0.0385.</p><p>From the above examples, it’s easy to quantify the effects of rising interest rates on these REITs’ DPUs.</p><p>Although the recent surge in interest rates will result in across-the-board falls in DPU, REITs have various methods to mitigate this decline.</p><p><b>The impact of inflation</b></p><p>The third aspect to watch for is the effect of inflation on the operating expenses of the REIT.</p><p>Common property operating expenses include utilities, property management fees, marketing expenses, maintenance costs, and staff salaries.</p><p>There has already been news of a sharp jump in utility costs as electricity and gas expenses rose 23.9% year on year in August.</p><p>Labour costs are also expected to rise as employees demand higher salaries to cope with food and transport inflation.</p><p>These expenses will add up to reduce the distributable income for the REIT and is an area that investors should monitor in the coming quarters.</p></body></html>","source":"lsy1602567310727","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Singapore REITs: 3 Red Flags to Check Before You Buy</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSingapore REITs: 3 Red Flags to Check Before You Buy\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-10-17 09:52 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://thesmartinvestor.com.sg/singapore-reits-3-red-flags-to-check-before-you-buy/><strong>The Smart Investor</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Time flies and earnings season is almost upon us again.The usual practice is forREITsto report their results first followed by the trio of local banks.There is a change in the air, though.Investors ...</p>\n\n<a href=\"https://thesmartinvestor.com.sg/singapore-reits-3-red-flags-to-check-before-you-buy/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://thesmartinvestor.com.sg/singapore-reits-3-red-flags-to-check-before-you-buy/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1129121473","content_text":"Time flies and earnings season is almost upon us again.The usual practice is forREITsto report their results first followed by the trio of local banks.There is a change in the air, though.Investors will be closely scrutinising this quarter’s REIT earnings amid an environment of high inflation and rising interest rates.The purpose is to assess if REITs may be adversely affected by these new economic developments.And if you are an income-seeking investor, you will be concerned about REITs’ ability to continue doling out distributions as costs increase.REITs are well-known for being reliable dividend payers, and investors are naturally concerned if this dependability may be disrupted.Here are three red flags you should watch out for when REITs report their results in the coming weeks.Debt metricsREITs are an asset class that relies heavily on borrowings to fund both their operations and acquisitions.Hence, it’s no surprise that interest rates have a significant bearing on REITs’ financial costs and, in turn, their distributable income.Investors need to look at each REIT’s debt metrics to assess how well it can cope with rising interest rates.First off, you need to look at the REIT’s cost of debt.A lower cost of debt ensures that the REIT has a bigger buffer in a rising interest rate environment.Take Mapletree Logistics Trust(SGX: M44U), or MLT.The logistics REIT sported a weighted average annualised cost of debt of 2.3% as of 30 June 2022.Parkway Life REIT(SGX: C2PU) boasts an even lower cost of borrowing with its all-in debt cost of just 0.61%.A REIT’s cost of debt has a lot to do with the foreign currency it can borrow in, and also whether it has a strong sponsor to assure banks that the REIT has a lower risk profile.Contrast this to China-based Sasseur REIT(SGX: CRPU) which has a weighted average cost of debt of 4.5%.Another important metric to look at is the proportion of fixed-rate debt within the REIT’s array of loans.The higher this component, the more buffer it has when it comes to rising finance costs.For MLT, 80% of its total debt is hedged or drawn in fixed rates.Suburban retail REIT Frasers Centrepoint Trust(SGX: J69U), or FCT, has 69% of its total loans on fixed rates, while retail and commercial REIT CapitaLand Integrated Commercial Trust(SGX: C38U), or CICT, has 81% of its borrowings tied to fixed interest rates.DPU sensitivityApart from debt metrics, REITs should also disclose the sensitivity of their distribution per unit (DPU) to the rise in base interest rates.By doing so, investors can assess the approximate impact on the REIT’s distributions each time rates go up.For CICT, every one percentage point rise in interest rates will lower DPU by S$0.0028.The decline represents 2.7% of CICT’s trailing 12-month DPU of S$0.1044.MLT estimates that a 0.25 percentage point increase in base interest rates will result in a S$0.0001 decline in DPU per quarter.The decline is 0.4% of its fiscal 2023’s first quarter DPU of S$0.02268.Frasers Logistics & Commercial Trust(SGX: BUOU) will witness a S$0.0005 fall in DPU for each 0.5 percentage point increase in interest rates for its variable rate loans.This drop works out to be around 0.6% of the REIT’s annualised fiscal 2022’s first-half DPU of S$0.0385.From the above examples, it’s easy to quantify the effects of rising interest rates on these REITs’ DPUs.Although the recent surge in interest rates will result in across-the-board falls in DPU, REITs have various methods to mitigate this decline.The impact of inflationThe third aspect to watch for is the effect of inflation on the operating expenses of the REIT.Common property operating expenses include utilities, property management fees, marketing expenses, maintenance costs, and staff salaries.There has already been news of a sharp jump in utility costs as electricity and gas expenses rose 23.9% year on year in August.Labour costs are also expected to rise as employees demand higher salaries to cope with food and transport inflation.These expenses will add up to reduce the distributable income for the REIT and is an area that investors should monitor in the coming quarters.","news_type":1},"isVote":1,"tweetType":1,"viewCount":317,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9911512146,"gmtCreate":1664235420086,"gmtModify":1676537413728,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"👍","listText":"👍","text":"👍","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9911512146","repostId":"2270505400","repostType":4,"repost":{"id":"2270505400","pubTimestamp":1664205741,"share":"https://ttm.financial/m/news/2270505400?lang=&edition=fundamental","pubTime":"2022-09-26 23:22","market":"us","language":"en","title":"Investing in This ETF Right Now Could Make You a Millionaire Retiree","url":"https://stock-news.laohu8.com/highlight/detail?id=2270505400","media":"MotleyFool","summary":"The SPDR S&P 500 ETF Trust is a low-cost index ETF that attempts to track the S&P 500 index, which is often used as a proxy for the overall US stock market. With itd expense ratio of 0.09%, investors in that ETF can get returns that nearly perfectly match that index, while losing almost nothing to fund management fees.That combination of stock market like returns with very low internal costs makes the SPDR S&P 500 ETF trust a simple, one-stop shop for investors. It's especially potent for invest","content":"<html><head></head><body><p>With the market down substantially from its all-time highs, the benefits of dollar-cost averaging into a low-cost, broad-based stock index fund are becoming quite clear. By making regular investments every payday in this market, each dollar you&#39;re investing buys that many more shares while stocks are down. That may not seem like much benefit now, but it means you&#39;ve got that many more shares available to compound in any recovery that follows.</p><p>It&#39;s with that backdrop that making regular investments in the <a href=\"https://laohu8.com/S/SPY\">SPDR S&amp;P 500 ETF Trust</a> starting now could make you a millionaire retiree. It&#39;s a process that takes time no matter what the market is doing, which is a great reason to consider starting those investments now, even if the market continues to fall.</p><h2>Why invest in the SPDR S&amp;P 500 ETF Trust?</h2><p>The SPDR S&amp;P 500 ETF Trust is a low-cost index ETF that attempts to track the <b>S&amp;P 500</b> index, which is often used as a proxy for the overall US stock market. With itd expense ratio of 0.09%, investors in that ETF can get returns that nearly perfectly match that index, while losing almost nothing to fund management fees.</p><p>That combination of stock market like returns with very low internal costs makes the SPDR S&amp;P 500 ETF trust a simple, one-stop shop for investors. It&#39;s especially potent for investors who don&#39;t want or are otherwise unable to put a lot of time and effort into digging through financial reports to pick individual stocks. When you add the fact that index investing tends to beat funds managed by Wall Street&#39;s best and brightest over time, the SPDR S&amp;P 500 ETF Trust become an even more compelling option.</p><h2>How long will it take to become a millionaire?</h2><p>The path from $0 to $1 million depends heavily on two key factors: how much you&#39;re able to invest every month and what rate of return you earn along the way. The good news is that if you&#39;ve got a long enough time horizon, reaching millionaire status by retirement age is feasible, even for people with modest incomes.</p><p>The following table shows how many years it takes to reach that millionaire status, depending on what you can save each month and what annual rate of return you earn along the way.</p><img src=\"https://static.tigerbbs.com/8d66accc5150914ff4292fce34ed09aa\" tg-width=\"1210\" tg-height=\"408\" width=\"100%\" height=\"auto\"/>Data source: author.<table><thead><tr></tr></thead></table><p>The top end of that savings rate -- $2,200 per month -- represents a savings rate that can be contributed to tax-advantaged, retirement-focused accounts for most people. Workers under age 50 can generally contribute up to $20,500 per year in a company-sponsored retirement plan like a 401(k). They can also typically sock away up to $6,000 per year in their own IRA.  (The contribution limits are even higher for workers ages 50 and up. )</p><p>The bottom end of that savings rate -- $300 per month -- works out to around $10 per day. Even at that savings level, as long as you invest consistently throughout the length of a typical working career, you&#39;ve got a decent shot at reaching millionaire status by the time you retire.</p><h2>Get started now</h2><p>Regardless of where you are in your career, you&#39;ll never again have more time before you retire than you do right now. That makes today a great day to get your plan in place. The sooner you get started, the more of the cells in that table will be within your reach, improving your chances of retiring a millionaire.</p></body></html>","source":"motleyfoolau_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Investing in This ETF Right Now Could Make You a Millionaire Retiree</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nInvesting in This ETF Right Now Could Make You a Millionaire Retiree\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-09-26 23:22 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com.au/2022/09/26/investing-in-this-etf-right-now-could-make-you-a-millionaire-retiree-usfeed/><strong>MotleyFool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>With the market down substantially from its all-time highs, the benefits of dollar-cost averaging into a low-cost, broad-based stock index fund are becoming quite clear. By making regular investments ...</p>\n\n<a href=\"https://www.fool.com.au/2022/09/26/investing-in-this-etf-right-now-could-make-you-a-millionaire-retiree-usfeed/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF"},"source_url":"https://www.fool.com.au/2022/09/26/investing-in-this-etf-right-now-could-make-you-a-millionaire-retiree-usfeed/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2270505400","content_text":"With the market down substantially from its all-time highs, the benefits of dollar-cost averaging into a low-cost, broad-based stock index fund are becoming quite clear. By making regular investments every payday in this market, each dollar you're investing buys that many more shares while stocks are down. That may not seem like much benefit now, but it means you've got that many more shares available to compound in any recovery that follows.It's with that backdrop that making regular investments in the SPDR S&P 500 ETF Trust starting now could make you a millionaire retiree. It's a process that takes time no matter what the market is doing, which is a great reason to consider starting those investments now, even if the market continues to fall.Why invest in the SPDR S&P 500 ETF Trust?The SPDR S&P 500 ETF Trust is a low-cost index ETF that attempts to track the S&P 500 index, which is often used as a proxy for the overall US stock market. With itd expense ratio of 0.09%, investors in that ETF can get returns that nearly perfectly match that index, while losing almost nothing to fund management fees.That combination of stock market like returns with very low internal costs makes the SPDR S&P 500 ETF trust a simple, one-stop shop for investors. It's especially potent for investors who don't want or are otherwise unable to put a lot of time and effort into digging through financial reports to pick individual stocks. When you add the fact that index investing tends to beat funds managed by Wall Street's best and brightest over time, the SPDR S&P 500 ETF Trust become an even more compelling option.How long will it take to become a millionaire?The path from $0 to $1 million depends heavily on two key factors: how much you're able to invest every month and what rate of return you earn along the way. The good news is that if you've got a long enough time horizon, reaching millionaire status by retirement age is feasible, even for people with modest incomes.The following table shows how many years it takes to reach that millionaire status, depending on what you can save each month and what annual rate of return you earn along the way.Data source: author.The top end of that savings rate -- $2,200 per month -- represents a savings rate that can be contributed to tax-advantaged, retirement-focused accounts for most people. Workers under age 50 can generally contribute up to $20,500 per year in a company-sponsored retirement plan like a 401(k). They can also typically sock away up to $6,000 per year in their own IRA.  (The contribution limits are even higher for workers ages 50 and up. )The bottom end of that savings rate -- $300 per month -- works out to around $10 per day. Even at that savings level, as long as you invest consistently throughout the length of a typical working career, you've got a decent shot at reaching millionaire status by the time you retire.Get started nowRegardless of where you are in your career, you'll never again have more time before you retire than you do right now. That makes today a great day to get your plan in place. The sooner you get started, the more of the cells in that table will be within your reach, improving your chances of retiring a millionaire.","news_type":1},"isVote":1,"tweetType":1,"viewCount":507,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9061649133,"gmtCreate":1651623890047,"gmtModify":1676534937249,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"👍","listText":"👍","text":"👍","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9061649133","repostId":"1182365501","repostType":4,"repost":{"id":"1182365501","pubTimestamp":1651622656,"share":"https://ttm.financial/m/news/1182365501?lang=&edition=fundamental","pubTime":"2022-05-04 08:04","market":"sg","language":"en","title":"Soft Start Predicted For Singapore Stock Market","url":"https://stock-news.laohu8.com/highlight/detail?id=1182365501","media":"RTTNews","summary":"Ahead of the break for Eid-ul-Fitr, the Singapore stock market had finished higher in two straight s","content":"<html><head></head><body><p>Ahead of the break for Eid-ul-Fitr, the Singapore stock market had finished higher in two straight sessions, gathering more than 35 points or 1.1 percent along the way. The Straits Times Index now rests just above the 3,355-point plateau although it&#39;s likely to open under pressure Wednesday as it catches up on missed sentiment.</p><p>The global forecast for the Asian markets is positive on bargain hunting and sliding crude oil prices. The European and U.S. markets were up and the Asian markets figure to follow suit.</p><p>The STI finished modestly higher on Friday following gains from the plantations and mixed performances from the financials, properties and industrials.</p><p>For the day, the index gained 21.81 points or 0.65 percent to finish at 3,356.90 after trading between 3,344.68 and 3,389.64. Volume was 1.78 billion shares worth 2.02 billion Singapore dollars. There were 282 gainers and 224 decliners.</p><p>Among the actives, Ascendas REIT added 0.35 percent, while CapitaLand Investment jumped 1.68 percent, City Developments tumbled 1.95 percent, DBS Group soared 2.76 percent, Hongkong Land declined 1.26 percent, Keppel Corp rose 0.15 percent, Mapletree Commercial Trust retreated 1.06 percent, Mapletree Industrial Trust dropped 0.76 percent, Mapletree Logistics Trust advanced 0.56 percent, Oversea-Chinese Banking Corporation surged 3.60 percent, SATS plunged 2.57 percent, Singapore Exchange climbed 0.62 percent, Singapore Technologies Engineering shed 0.49 percent, SingTel fell 0.36 percent, Thai Beverage rallied 0.74 percent, United Overseas Bank sank 0.50 percent, Wilmar International accelerated 1.83 percent, Yangzijiang Financial plummeted 12.10 percent, Yangzijiang Shipbuilding spiked 2.25 percent and Comfort DelGro, Dairy Farm International, SembCorp Industries, CapitaLand Integrated Commercial Trust and Genting Singapore were unchanged.</p><p>The lead from Wall Street suggests mild upside as the major averages bounced back and forth across the unchanged line all day on Tuesday before finally ending with modest gains.</p><p>The Dow added 67.29 points or 0.20 percent to finish at 33,128.79, while the NASDAQ rose 27.74 points or 0.22 percent to end at 12,563.76 and the S&amp;P 500 gained 20.10 points or 0.48 percent to close at 4,175.48.</p><p>Some encouraging earnings updates and strong economic data aided sentiment ahead of the central bank&#39;s policy announcement later today.</p><table><tbody><tr></tr></tbody></table><p>The Fed is widely expected to raise interest rate by 50 basis points, the sharpest rate hike in about 22 years. The accompanying statement is eyed for clues about how aggressively the central bank plans to tighten monetary policy.</p><p>In economic news, the Commerce Department said new orders for U.S. manufactured goods spiked by more than expected in March. Also, the number of job openings in the U.S. rose by 205,000 from a month earlier to a series high of 11.549 million in March.</p><p>Crude oil prices fell sharply Tuesday on rising concerns about the outlook for energy demand. Also, fears of sharp interest rate hikes by the Federal Reserve weighed on oil prices. West Texas Intermediate Crude oil futures for June sank $2.76 or 2.6 percent at $102.41 a barrel.</p></body></html>","source":"lsy1626938412129","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Soft Start Predicted For Singapore Stock Market</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoft Start Predicted For Singapore Stock Market\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-05-04 08:04 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.rttnews.com/3280832/soft-start-predicted-for-singapore-stock-market.aspx?type=acom><strong>RTTNews</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Ahead of the break for Eid-ul-Fitr, the Singapore stock market had finished higher in two straight sessions, gathering more than 35 points or 1.1 percent along the way. The Straits Times Index now ...</p>\n\n<a href=\"https://www.rttnews.com/3280832/soft-start-predicted-for-singapore-stock-market.aspx?type=acom\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://www.rttnews.com/3280832/soft-start-predicted-for-singapore-stock-market.aspx?type=acom","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1182365501","content_text":"Ahead of the break for Eid-ul-Fitr, the Singapore stock market had finished higher in two straight sessions, gathering more than 35 points or 1.1 percent along the way. The Straits Times Index now rests just above the 3,355-point plateau although it's likely to open under pressure Wednesday as it catches up on missed sentiment.The global forecast for the Asian markets is positive on bargain hunting and sliding crude oil prices. The European and U.S. markets were up and the Asian markets figure to follow suit.The STI finished modestly higher on Friday following gains from the plantations and mixed performances from the financials, properties and industrials.For the day, the index gained 21.81 points or 0.65 percent to finish at 3,356.90 after trading between 3,344.68 and 3,389.64. Volume was 1.78 billion shares worth 2.02 billion Singapore dollars. There were 282 gainers and 224 decliners.Among the actives, Ascendas REIT added 0.35 percent, while CapitaLand Investment jumped 1.68 percent, City Developments tumbled 1.95 percent, DBS Group soared 2.76 percent, Hongkong Land declined 1.26 percent, Keppel Corp rose 0.15 percent, Mapletree Commercial Trust retreated 1.06 percent, Mapletree Industrial Trust dropped 0.76 percent, Mapletree Logistics Trust advanced 0.56 percent, Oversea-Chinese Banking Corporation surged 3.60 percent, SATS plunged 2.57 percent, Singapore Exchange climbed 0.62 percent, Singapore Technologies Engineering shed 0.49 percent, SingTel fell 0.36 percent, Thai Beverage rallied 0.74 percent, United Overseas Bank sank 0.50 percent, Wilmar International accelerated 1.83 percent, Yangzijiang Financial plummeted 12.10 percent, Yangzijiang Shipbuilding spiked 2.25 percent and Comfort DelGro, Dairy Farm International, SembCorp Industries, CapitaLand Integrated Commercial Trust and Genting Singapore were unchanged.The lead from Wall Street suggests mild upside as the major averages bounced back and forth across the unchanged line all day on Tuesday before finally ending with modest gains.The Dow added 67.29 points or 0.20 percent to finish at 33,128.79, while the NASDAQ rose 27.74 points or 0.22 percent to end at 12,563.76 and the S&P 500 gained 20.10 points or 0.48 percent to close at 4,175.48.Some encouraging earnings updates and strong economic data aided sentiment ahead of the central bank's policy announcement later today.The Fed is widely expected to raise interest rate by 50 basis points, the sharpest rate hike in about 22 years. The accompanying statement is eyed for clues about how aggressively the central bank plans to tighten monetary policy.In economic news, the Commerce Department said new orders for U.S. manufactured goods spiked by more than expected in March. Also, the number of job openings in the U.S. rose by 205,000 from a month earlier to a series high of 11.549 million in March.Crude oil prices fell sharply Tuesday on rising concerns about the outlook for energy demand. Also, fears of sharp interest rate hikes by the Federal Reserve weighed on oil prices. West Texas Intermediate Crude oil futures for June sank $2.76 or 2.6 percent at $102.41 a barrel.","news_type":1},"isVote":1,"tweetType":1,"viewCount":513,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9083144153,"gmtCreate":1650083254561,"gmtModify":1676534644597,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/M44U.SI\">$MAPLETREE LOGISTICS TRUST(M44U.SI)$</a>&nbsp;Please go up...&nbsp;","listText":"<a href=\"https://ttm.financial/S/M44U.SI\">$MAPLETREE LOGISTICS TRUST(M44U.SI)$</a>&nbsp;Please go up...&nbsp;","text":"$MAPLETREE LOGISTICS TRUST(M44U.SI)$ Please go up...","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9083144153","isVote":1,"tweetType":1,"viewCount":577,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9083141025,"gmtCreate":1650082717094,"gmtModify":1676534644459,"author":{"id":"4107743831004210","authorId":"4107743831004210","name":"Maxi10","avatar":"https://static.itradeup.com/news/1c73e38352dc667169a3b7464adceae3","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4107743831004210","authorIdStr":"4107743831004210"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/UD2.SI\">$JAPFA LTD.(UD2.SI)$</a>&nbsp;up up n away...&nbsp;","listText":"<a href=\"https://ttm.financial/S/UD2.SI\">$JAPFA LTD.(UD2.SI)$</a>&nbsp;up up n away...&nbsp;","text":"$JAPFA LTD.(UD2.SI)$ up up n away...","images":[{"img":"https://community-static.tradeup.com/news/8ccaf56a89d6cf9f33292d51d031c4b9","width":"1080","height":"3402"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9083141025","isVote":1,"tweetType":1,"viewCount":456,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}