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Thura Thein Maung

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- Thura Thein MaungThura Thein Maung
  ·2023-01-23
  No wonder Amazon Stock was hit hard. Their greed and aggression make the decline of its share insufferable. even though fundamental of business is solid.
  How Big Tech’s Pandemic Bubble Burst
  New York (CNN) — In January 2021, Microsoft CEO Satya Nadella spoke in lofty terms about how the fir
  How Big Tech’s Pandemic Bubble Burst
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- Thura Thein MaungThura Thein Maung
  ·2023-01-22
  1. I will never buy the stock all at once assuming the price is at the bottom. 2. I will hold my urge to sell the stock too soon. 3. I will never buy the stock at the top/peak of its circle.
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- Thura Thein MaungThura Thein Maung
  ·2022-12-23
  Meta priorize profit over user experience long time ago. That is why I never believe Meta as long term investment. They tend to monopolize the ads market and it makes good profit but not sustainable.
  Meta urged to verify Facebook advertisers to rein in dodgy ads
  Tech giant Meta is under pressure to verify the credentials of anyone advertising financial products
  Meta urged to verify Facebook advertisers to rein in dodgy ads
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- Thura Thein MaungThura Thein Maung
  ·2022-12-02
  $Amazon.com(AMZN)$
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Thein Maung","avatar":"https://community-static.tradeup.com/news/bf5e92961c1d463b16260c8ef576212e","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132282127219082","authorIdStr":"4132282127219082"},"themes":[],"htmlText":"No wonder Amazon Stock was&nbsp;hit hard. Their greed and aggression make the decline of its share insufferable. even though fundamental of business is solid.&nbsp;","listText":"No wonder Amazon Stock was&nbsp;hit hard. Their greed and aggression make the decline of its share insufferable. even though fundamental of business is solid.&nbsp;","text":"No wonder Amazon Stock was hit hard. Their greed and aggression make the decline of its share insufferable. even though fundamental of business is solid.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9952312908","repostId":"1128953607","repostType":4,"repost":{"id":"1128953607","kind":"news","pubTimestamp":1674440410,"share":"https://ttm.financial/m/news/1128953607?lang=&edition=fundamental","pubTime":"2023-01-23 10:20","market":"us","language":"en","title":"How Big Tech’s Pandemic Bubble Burst","url":"https://stock-news.laohu8.com/highlight/detail?id=1128953607","media":"CNN","summary":"New York (CNN) — In January 2021, Microsoft CEO Satya Nadella spoke in lofty terms about how the fir","content":"<html><head></head><body><p><b>New York</b><b> (</b><b>CNN)</b> — In January 2021, Microsoft CEO Satya Nadella spoke in lofty terms about how the first year of the pandemic had sparked a staggering shift toward online services, benefiting his company in the process. “What we have witnessed over the past year is the dawn of a second wave of digital transformation sweeping every company and every industry,” he said.</p><p>Two years later, the situation appears much more stark. Lsat week, Microsoft said it planned to lay off 10,000 employees as businesses rethink their pandemic-era digital spending and confront broader economic uncertainty. Microsoft’s customers, Nadella said, are now trying “to do more with less.”</p><p>Microsoft isn’t the only company experiencing such a dramatic reversal. Days later, Google-parentcompany Alphabet followed suit, saying it plans to cut around 12,000 jobs, amounting to more than 6% of its staff.</p><p>Over the past three months, Amazon, Google, Microsoft and Facebook-parent Meta have announced plans to cut more than 50,000 employees from their collective ranks, a stunning reversal fromthe early days of the pandemic when the tech giants were growing rapidly to meet surging demand from countless households living, shopping and working online. At the time, many tech leaders seemed to expect that growth to continue unabated.</p><p>By September of 2022, Amazon (AMZN) had more than doubled its corporate staff compared to the same month in 2019, hiring more than half a million additional workers and vastly expanding its warehouse footprint. Meta nearly double dits headcount between March 2020 and September of last year. Microsoft (MSFT) and Google (GOOGL GOOGLE) also hired thousands of additional workers, as did other tech firms like Salesforce (CRM), Snap (SNAP) and Twitter, all of which have announced layoffs in recent weeks, too.</p><p><img src=\"https://static.tigerbbs.com/ebefca8197a0753bc0d8363cd6fbc580\" tg-width=\"1145\" tg-height=\"705\" width=\"100%\" height=\"auto\"/></p><p>But many of those same leaders appear to have misjudged just how much growth spurred by the pandemic would continue once people returned to their offline lives.</p><p>In recent months, higher interest rates, inflation and recession fears causing a pullback in advertising and consumer spending have all weighed on tech companies’ profits and share prices. Wall Street analysts now project single-digit revenue growth during the all-important December quarter for Google, Microsoft and Amazon, and declines for Meta and Apple, when they report earnings in the coming weeks, according to Refinitiv estimates.</p><p>The recent cuts in most cases amount to a relatively small percentage of each company’s overall headcount, essentially erasing the last year of gains for some but leaving them with tens or in some cases hundreds of thousands of remaining workers. But it nonetheless upends the lives of many workers now left to search for new jobs after their employers exit a period of seemingly limitless growth.</p><p><img src=\"https://static.tigerbbs.com/fd195b25fd68e9181a39adfd04abed37\" tg-width=\"1130\" tg-height=\"744\" width=\"100%\" height=\"auto\"/></p><p>“They went from being on top of the world to having to make some really tough decisions,” said Scott Kessler, global sector lead for technology, media and telecommunications at investment firm Third Bridge. “To see this dramatic reversal of fortunes… it’s not just the magnitude of these moves but the speed that they’ve played out. You’ve seen companies make the wrong strategic decisions at the wrong times.”</p><p>Apple (AAPL)remains an outlier as the one major tech company that has yet to announce layoffs, although the iPhone maker has reportedly instituted a hiring freeze of all areas except research and development. Apple (AAPL) grew its staff by 20% from 2019 through last year, markedly less than some of its peers.</p><p>“They’ve taken a more seemingly thoughtful approach to hiring and overall managing the company,” Kessler said.</p><p>Tech CEOs, from Meta’s Mark Zuckerberg to Salesforce’s Marc Benioff, have blamed themselves for over-hiring early on in the pandemic and misreading how a surge in demand for their products would cool once Covid-19 restrictions eased. Pichai on Friday also took the blame for Alphabet’s cuts, and said he plans to return the company’s focus to its core business and “highest priorities.”</p><p>“The fact that these changes will impact the lives of Googlers weighs heavily on me, and I take full responsibility for the decisions that led us here,” Pichai said in an email to employees that was posted to the company’s website Friday.</p><p><img src=\"https://static.tigerbbs.com/16984167cd69e66aa6d023f7b65a5d87\" tg-width=\"1231\" tg-height=\"759\" width=\"100%\" height=\"auto\"/></p><p>Notably, however, none of the Big Tech company CEOs now overseeing layoffs appear to have been hit with any change to their compensation or title.</p><p>The tech layoff announcements are likely to continue into the upcoming earnings season, Kessler said, amid ongoing economic warning signs. And even companies that might not yet be feeling the pain may follow their peers’ lead in trimming their workforces.</p><p>“I think there is an element of [some companies saying], ‘We might not see this right now but all these other big companies, these companies that we compete with, that we know, that we respect, are taking these kinds of actions, so maybe we should be thinking and acting accordingly,” Kessler said.</p></body></html>","source":"CNN","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>How Big Tech’s Pandemic Bubble Burst</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHow Big Tech’s Pandemic Bubble Burst\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-01-23 10:20 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://edition.cnn.com/2023/01/22/tech/big-tech-pandemic-hiring-layoffs><strong>CNN</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>New York (CNN) — In January 2021, Microsoft CEO Satya Nadella spoke in lofty terms about how the first year of the pandemic had sparked a staggering shift toward online services, benefiting his ...</p>\n\n<a href=\"https://edition.cnn.com/2023/01/22/tech/big-tech-pandemic-hiring-layoffs\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MSFT":"微软","GOOGL":"谷歌A","AMZN":"亚马逊","CRM":"赛富时","META":"Meta Platforms, Inc.","SNAP":"Snap Inc"},"source_url":"https://edition.cnn.com/2023/01/22/tech/big-tech-pandemic-hiring-layoffs","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1128953607","content_text":"New York (CNN) — In January 2021, Microsoft CEO Satya Nadella spoke in lofty terms about how the first year of the pandemic had sparked a staggering shift toward online services, benefiting his company in the process. “What we have witnessed over the past year is the dawn of a second wave of digital transformation sweeping every company and every industry,” he said.Two years later, the situation appears much more stark. Lsat week, Microsoft said it planned to lay off 10,000 employees as businesses rethink their pandemic-era digital spending and confront broader economic uncertainty. Microsoft’s customers, Nadella said, are now trying “to do more with less.”Microsoft isn’t the only company experiencing such a dramatic reversal. Days later, Google-parentcompany Alphabet followed suit, saying it plans to cut around 12,000 jobs, amounting to more than 6% of its staff.Over the past three months, Amazon, Google, Microsoft and Facebook-parent Meta have announced plans to cut more than 50,000 employees from their collective ranks, a stunning reversal fromthe early days of the pandemic when the tech giants were growing rapidly to meet surging demand from countless households living, shopping and working online. At the time, many tech leaders seemed to expect that growth to continue unabated.By September of 2022, Amazon (AMZN) had more than doubled its corporate staff compared to the same month in 2019, hiring more than half a million additional workers and vastly expanding its warehouse footprint. Meta nearly double dits headcount between March 2020 and September of last year. Microsoft (MSFT) and Google (GOOGL GOOGLE) also hired thousands of additional workers, as did other tech firms like Salesforce (CRM), Snap (SNAP) and Twitter, all of which have announced layoffs in recent weeks, too.But many of those same leaders appear to have misjudged just how much growth spurred by the pandemic would continue once people returned to their offline lives.In recent months, higher interest rates, inflation and recession fears causing a pullback in advertising and consumer spending have all weighed on tech companies’ profits and share prices. Wall Street analysts now project single-digit revenue growth during the all-important December quarter for Google, Microsoft and Amazon, and declines for Meta and Apple, when they report earnings in the coming weeks, according to Refinitiv estimates.The recent cuts in most cases amount to a relatively small percentage of each company’s overall headcount, essentially erasing the last year of gains for some but leaving them with tens or in some cases hundreds of thousands of remaining workers. But it nonetheless upends the lives of many workers now left to search for new jobs after their employers exit a period of seemingly limitless growth.“They went from being on top of the world to having to make some really tough decisions,” said Scott Kessler, global sector lead for technology, media and telecommunications at investment firm Third Bridge. “To see this dramatic reversal of fortunes… it’s not just the magnitude of these moves but the speed that they’ve played out. You’ve seen companies make the wrong strategic decisions at the wrong times.”Apple (AAPL)remains an outlier as the one major tech company that has yet to announce layoffs, although the iPhone maker has reportedly instituted a hiring freeze of all areas except research and development. Apple (AAPL) grew its staff by 20% from 2019 through last year, markedly less than some of its peers.“They’ve taken a more seemingly thoughtful approach to hiring and overall managing the company,” Kessler said.Tech CEOs, from Meta’s Mark Zuckerberg to Salesforce’s Marc Benioff, have blamed themselves for over-hiring early on in the pandemic and misreading how a surge in demand for their products would cool once Covid-19 restrictions eased. Pichai on Friday also took the blame for Alphabet’s cuts, and said he plans to return the company’s focus to its core business and “highest priorities.”“The fact that these changes will impact the lives of Googlers weighs heavily on me, and I take full responsibility for the decisions that led us here,” Pichai said in an email to employees that was posted to the company’s website Friday.Notably, however, none of the Big Tech company CEOs now overseeing layoffs appear to have been hit with any change to their compensation or title.The tech layoff announcements are likely to continue into the upcoming earnings season, Kessler said, amid ongoing economic warning signs. And even companies that might not yet be feeling the pain may follow their peers’ lead in trimming their workforces.“I think there is an element of [some companies saying], ‘We might not see this right now but all these other big companies, these companies that we compete with, that we know, that we respect, are taking these kinds of actions, so maybe we should be thinking and acting accordingly,” Kessler said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":220,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9952940840,"gmtCreate":1674391883781,"gmtModify":1676538939092,"author":{"id":"4132282127219082","authorId":"4132282127219082","name":"Thura Thein Maung","avatar":"https://community-static.tradeup.com/news/bf5e92961c1d463b16260c8ef576212e","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132282127219082","authorIdStr":"4132282127219082"},"themes":[],"htmlText":"1. I will never buy the stock all at once&nbsp;&nbsp;assuming the price is at the bottom. 2. I will hold my urge to sell the stock too soon.&nbsp; 3. I will never buy the stock at the top/peak of its circle.","listText":"1. I will never buy the stock all at once&nbsp;&nbsp;assuming the price is at the bottom. 2. I will hold my urge to sell the stock too soon.&nbsp; 3. I will never buy the stock at the top/peak of its circle.","text":"1. I will never buy the stock all at once assuming the price is at the bottom. 2. I will hold my urge to sell the stock too soon. 3. I will never buy the stock at the top/peak of its circle.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9952940840","isVote":1,"tweetType":1,"viewCount":501,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9922208339,"gmtCreate":1671766497721,"gmtModify":1676538590154,"author":{"id":"4132282127219082","authorId":"4132282127219082","name":"Thura Thein Maung","avatar":"https://community-static.tradeup.com/news/bf5e92961c1d463b16260c8ef576212e","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132282127219082","authorIdStr":"4132282127219082"},"themes":[],"htmlText":"Meta priorize profit over user experience long time ago. That is why I never believe Meta as long term investment. They tend to monopolize the ads market and it makes&nbsp;good profit but not sustainable.&nbsp;","listText":"Meta priorize profit over user experience long time ago. That is why I never believe Meta as long term investment. They tend to monopolize the ads market and it makes&nbsp;good profit but not sustainable.&nbsp;","text":"Meta priorize profit over user experience long time ago. That is why I never believe Meta as long term investment. They tend to monopolize the ads market and it makes good profit but not sustainable.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9922208339","repostId":"2293896105","repostType":2,"repost":{"id":"2293896105","kind":"highlight","pubTimestamp":1671717660,"share":"https://ttm.financial/m/news/2293896105?lang=&edition=fundamental","pubTime":"2022-12-22 22:01","market":"hk","language":"en","title":"Meta urged to verify Facebook advertisers to rein in dodgy ads","url":"https://stock-news.laohu8.com/highlight/detail?id=2293896105","media":"The Sydney Morning Herald","summary":"Tech giant Meta is under pressure to verify the credentials of anyone advertising financial products","content":"<html><body><div><p>Tech giant Meta is under pressure to verify the credentials of anyone advertising financial products to Australian consumers on Facebook to counter the deluge of dodgy ads purporting to offer ultra-low home loan rates on the platform.</p><p>A number of advertisements, which claimed to offer home loan rates of 2.89 per cent or 3.29 per cent at a time when it was impossible to get a rate below 4 per cent, were brought to Meta’s attention last month.</p><p>“If it sounds too good to be true, it almost certainly is,” said the chief marketing officer of comparison site Compare Club, Rich McPharlin, who raised the issue with Meta mid-November.</p><figure><div aria-label=\"enlarge image\" role=\"button\" tabindex=\"0\"><picture><source height=\"417\" media=\"(min-width: 1024px)\" srcset=\"https://static.ffx.io/images/$zoom_0.353%2C$multiply_0.6988%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_65/t_crop_custom/q_86%2Cf_auto/30b36f3b241976eccbcc00efed21265b6458dc26, https://static.ffx.io/images/$zoom_0.353%2C$multiply_1.3975%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_65/t_crop_custom/q_62%2Cf_auto/30b36f3b241976eccbcc00efed21265b6458dc26 2x\" width=\"740\"/><source height=\"433\" media=\"(min-width: 768px)\" srcset=\"https://static.ffx.io/images/$zoom_0.353%2C$multiply_0.7252%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_65/t_crop_custom/q_86%2Cf_auto/30b36f3b241976eccbcc00efed21265b6458dc26, https://static.ffx.io/images/$zoom_0.353%2C$multiply_1.4504%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_65/t_crop_custom/q_62%2Cf_auto/30b36f3b241976eccbcc00efed21265b6458dc26 2x\" width=\"768\"/><img height=\"349\" src=\"https://static.ffx.io/images/$zoom_0.353%2C$multiply_0.5855%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_65/t_crop_custom/q_86%2Cf_auto/30b36f3b241976eccbcc00efed21265b6458dc26\" srcset=\"https://static.ffx.io/images/$zoom_0.353%2C$multiply_0.5855%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_65/t_crop_custom/q_86%2Cf_auto/30b36f3b241976eccbcc00efed21265b6458dc26, https://static.ffx.io/images/$zoom_0.353%2C$multiply_1.1709%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_65/t_crop_custom/q_62%2Cf_auto/30b36f3b241976eccbcc00efed21265b6458dc26 2x\" width=\"620\"/></picture></div><figcaption><p><span>Meta is being urged to adopt policies requiring the verification of those advertising financial products and services on Facebook.</span><cite><span>Credit:</span> Supplied</cite></p></figcaption></figure><p>While a number of the dodgy ads and the webpages behind them have since disappeared or been removed, McPharlin said he was still seeing ads in his Facebook feed for mortgage rates of under 3 per cent in the lead up to Christmas.</p></div><div><p>“I can guarantee [those rates] just do not exist,” he said. “But they are sucking in people that are desperate. There’s been quite a few rate rises, it’s Christmas, people are trying to save money.”</p><div><span><span></span><span>Loading</span></span></div><p>“I think a consumer would expect a media platform of the size of Facebook to have some kind of vetting process. But clearly nothing exists of that nature ... and therefore the onus is on the consumer to do their due diligence.”</p><p>Advertisers of regulated credit products, such as mortgages, in Australia must hold the appropriate licence. They also have to ensure the ads aren’t misleading or deceptive or face enforcement action from the Australian Securities and Investments Commission (ASIC).</p><p>An ASIC spokesman said that print advertisements for credit products must also include the advertiser’s Australian credit licence details and, if they are showing an annual percentage, a comparison rate.</p></div><div><p>“While the requirements for online advertisements are less prescriptive, ASIC considers that best practice for online advertisements involves disclosing licence details and, where applicable, comparison rates,” he said.</p><p>“Where consumers see advertisements that don’t include these details, they should treat them with caution.”</p><p>Meta in Australia does not check whether advertisers have the relevant financial services licence before allowing them to use Facebook to advertise financial products.</p><p>In a response to the concerns about the ads, a Meta staff member said in an email to McPharlin that while individual ads could be reported, “advertisers are responsible for understanding and complying with all applicable local laws and regulations, including ensuring that they are authorised by the relevant authorities and that they provide disclosures required by law”.</p><p>Meta did not respond to a detailed list of questions on its policy in Australia. However, a spokesman said that the examples of the dodgy ads sent to the company by <em>The Age</em> and <em>The Sydney Morning Herald</em> had been removed from Facebook.</p></div><div><p>“All advertisers that promote financial products and services must adhere to our policies and follow local applicable laws,” he said. “We’ve removed the content for violating our policies.”</p><p>Google recently introduced rules in Australia requiring financial services advertisers to be externally verified and demonstrate that the relevant regulator directly authorises them to undertake financial services activities before they show financial services ads.</p><p>In the UK, Meta recently made it mandatory for any advertiser that wants to run ads promoting financial products or services on Facebook to be registered with the UK Financial Conduct Authority.</p><p>ASIC is now encouraging Meta to adopt a similar policy in Australia.</p><p>“In August this year, Google implemented a policy requiring verification for advertisers promoting financial products and services to ensure they are authorised by ASIC. Meta, Facebook’s parent company, has a similar policy in the UK, but has not implemented such a policy in the Australian market,” an ASIC spokesman said.</p></div><div><div><span><span></span><span>Loading</span></span></div><p>“ASIC encourages digital platform providers, including Meta, to adopt policies requiring the verification of those advertising financial products and services, as evidence from other jurisdictions suggests that such policies significantly disrupt scam activity and misleading and deceptive advertising.”</p><p>McPharlin also said that these kinds of changes should be considered by Meta’s Australian team to enhance consumer safety.</p><p>“I think [Meta] provide a fantastic tool suite for advertisers to be able to reach the consumers they want,” he said.</p><p>“But it’s challenging for consumers to understand ... the validity of who those advertisers are. I think that’s essential to this issue, it’s such an anonymous black box as to who these advertisers are, how they decide to target you, whether they are legitimate. It really brings into question the entire ecosystem.”</p></div><div><p><b><i>The Business Briefing newsletter delivers major stories, exclusive coverage and expert opinion.</i></b> <b><i>Sign up to get it every weekday morning</i></b><b><i>.</i></b></p></div></body></html>","source":"smh_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Meta urged to verify Facebook advertisers to rein in dodgy ads</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMeta urged to verify Facebook advertisers to rein in dodgy ads\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-12-22 22:01 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.smh.com.au/business/banking-and-finance/meta-urged-to-verify-facebook-advertisers-to-rein-in-dodgy-ads-20221221-p5c7y1.html><strong>The Sydney Morning Herald</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Tech giant Meta is under pressure to verify the credentials of anyone advertising financial products to Australian consumers on Facebook to counter the deluge of dodgy ads purporting to offer ultra-...</p>\n\n<a href=\"https://www.smh.com.au/business/banking-and-finance/meta-urged-to-verify-facebook-advertisers-to-rein-in-dodgy-ads-20221221-p5c7y1.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU1489326972.SGD":"First Eagle Amundi International AHS-MD SGD-H","BK4077":"互动媒体与服务","LU2087621335.USD":"ALLSPRING GLOBAL FACTOR ENHANCED EQUITY \"A\" (USD) ACC","LU2326559502.SGD":"Natixis Loomis Sayles US Growth Equity P/A SGD-H","LU1720051017.SGD":"Allianz Global Artificial Intelligence AT Acc H2-SGD","IE0002270589.USD":"LEGG MASON CLEARBRIDGE VALUE \"A\" (USD) INC","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","LU1548497426.USD":"安联环球人工智能AT Acc","LU1267930490.SGD":"TEMPLETON GLOBAL EQUITY INCOME \"AS\" (SGD) INC A","LU1718418525.SGD":"JPMorgan Investment Funds - Global Select Equity A (acc) SGD","LU0985489474.SGD":"First Eagle Amundi International AHS-C SGD-H","LU0211327993.USD":"TEMPLETON GLOBAL EQUITY INCOME \"A\" (USD) ACC","SGXZ81514606.USD":"大华环球创新基金A Acc USD","LU0878866978.SGD":"First Eagle Amundi International AHS-QD SGD-H","LU0211328371.USD":"TEMPLETON GLOBAL EQUITY INCOME \"A\" (MDIS) (USD)   INC","LU0433182093.SGD":"First Eagle Amundi International AS-C SGD","LU1720051108.HKD":"ALLIANZ GLOBAL ARTIFICIAL INTELLIGENCE \"AT\" (HKD) ACC","SGXZ99366536.SGD":"United Global Innovation A Acc SGD-H","LU2357305700.SGD":"Allianz Global Artificial Intelligence ET H2-SGD","IE00B19Z9505.USD":"美盛-美国大盘成长股A Acc","LU1839511570.USD":"WELLS FARGO GLOBAL FACTOR ENHANCED EQUITY \"I\" (USD) ACC","LU0068578508.USD":"First Eagle Amundi International Cl AU-C USD","LU1429558221.USD":"Natixis Loomis Sayles US Growth Equity RA USD","IE00B19Z3581.USD":"Legg Mason ClearBridge - Value A Acc USD","META":"Meta Platforms, Inc.","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU1435385759.SGD":"Natixis Loomis Sayles US Growth Equity RA SGD-H","SG9999001077.SGD":"United International Growth Fund SGD","IE00B19Z3B42.SGD":"Legg Mason ClearBridge - Value A Acc SGD","SGXZ51526630.SGD":"大华环球创新基金A Acc SGD","BK4585":"ETF&股票定投概念","LU0234572021.USD":"高盛美国核心股票组合Acc","LU0310799852.SGD":"FTIF - Templeton Global Equity Income A MDIS SGD"},"source_url":"https://www.smh.com.au/business/banking-and-finance/meta-urged-to-verify-facebook-advertisers-to-rein-in-dodgy-ads-20221221-p5c7y1.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2293896105","content_text":"Tech giant Meta is under pressure to verify the credentials of anyone advertising financial products to Australian consumers on Facebook to counter the deluge of dodgy ads purporting to offer ultra-low home loan rates on the platform.A number of advertisements, which claimed to offer home loan rates of 2.89 per cent or 3.29 per cent at a time when it was impossible to get a rate below 4 per cent, were brought to Meta’s attention last month.“If it sounds too good to be true, it almost certainly is,” said the chief marketing officer of comparison site Compare Club, Rich McPharlin, who raised the issue with Meta mid-November.Meta is being urged to adopt policies requiring the verification of those advertising financial products and services on Facebook.Credit: SuppliedWhile a number of the dodgy ads and the webpages behind them have since disappeared or been removed, McPharlin said he was still seeing ads in his Facebook feed for mortgage rates of under 3 per cent in the lead up to Christmas.“I can guarantee [those rates] just do not exist,” he said. “But they are sucking in people that are desperate. There’s been quite a few rate rises, it’s Christmas, people are trying to save money.”Loading“I think a consumer would expect a media platform of the size of Facebook to have some kind of vetting process. But clearly nothing exists of that nature ... and therefore the onus is on the consumer to do their due diligence.”Advertisers of regulated credit products, such as mortgages, in Australia must hold the appropriate licence. They also have to ensure the ads aren’t misleading or deceptive or face enforcement action from the Australian Securities and Investments Commission (ASIC).An ASIC spokesman said that print advertisements for credit products must also include the advertiser’s Australian credit licence details and, if they are showing an annual percentage, a comparison rate.“While the requirements for online advertisements are less prescriptive, ASIC considers that best practice for online advertisements involves disclosing licence details and, where applicable, comparison rates,” he said.“Where consumers see advertisements that don’t include these details, they should treat them with caution.”Meta in Australia does not check whether advertisers have the relevant financial services licence before allowing them to use Facebook to advertise financial products.In a response to the concerns about the ads, a Meta staff member said in an email to McPharlin that while individual ads could be reported, “advertisers are responsible for understanding and complying with all applicable local laws and regulations, including ensuring that they are authorised by the relevant authorities and that they provide disclosures required by law”.Meta did not respond to a detailed list of questions on its policy in Australia. However, a spokesman said that the examples of the dodgy ads sent to the company by The Age and The Sydney Morning Herald had been removed from Facebook.“All advertisers that promote financial products and services must adhere to our policies and follow local applicable laws,” he said. “We’ve removed the content for violating our policies.”Google recently introduced rules in Australia requiring financial services advertisers to be externally verified and demonstrate that the relevant regulator directly authorises them to undertake financial services activities before they show financial services ads.In the UK, Meta recently made it mandatory for any advertiser that wants to run ads promoting financial products or services on Facebook to be registered with the UK Financial Conduct Authority.ASIC is now encouraging Meta to adopt a similar policy in Australia.“In August this year, Google implemented a policy requiring verification for advertisers promoting financial products and services to ensure they are authorised by ASIC. Meta, Facebook’s parent company, has a similar policy in the UK, but has not implemented such a policy in the Australian market,” an ASIC spokesman said.Loading“ASIC encourages digital platform providers, including Meta, to adopt policies requiring the verification of those advertising financial products and services, as evidence from other jurisdictions suggests that such policies significantly disrupt scam activity and misleading and deceptive advertising.”McPharlin also said that these kinds of changes should be considered by Meta’s Australian team to enhance consumer safety.“I think [Meta] provide a fantastic tool suite for advertisers to be able to reach the consumers they want,” he said.“But it’s challenging for consumers to understand ... the validity of who those advertisers are. I think that’s essential to this issue, it’s such an anonymous black box as to who these advertisers are, how they decide to target you, whether they are legitimate. It really brings into question the entire ecosystem.”The Business Briefing newsletter delivers major stories, exclusive coverage and expert opinion. Sign up to get it every weekday morning.","news_type":1},"isVote":1,"tweetType":1,"viewCount":280,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9965438002,"gmtCreate":1669996474506,"gmtModify":1676538285758,"author":{"id":"4132282127219082","authorId":"4132282127219082","name":"Thura Thein Maung","avatar":"https://community-static.tradeup.com/news/bf5e92961c1d463b16260c8ef576212e","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4132282127219082","authorIdStr":"4132282127219082"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/AMZN\">$Amazon.com(AMZN)$&nbsp;</a><v-v data-views=\"1\"></v-v>","listText":"<a href=\"https://ttm.financial/S/AMZN\">$Amazon.com(AMZN)$&nbsp;</a><v-v data-views=\"1\"></v-v>","text":"$Amazon.com(AMZN)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9965438002","isVote":1,"tweetType":1,"viewCount":543,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}