Honestly, I'll utilize it on my needs before considering to do charity. First of all is to settle all my loans, keep part of the money in fixed deposits (low risk) and invest in stocks/mortgage (medium risk), and then fulfill my family's needs. I'll prefer to help out the  community around me since I'm more familiar with their condition rather than strangers.
# If You Had $1 Bln, What Would You Do?

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