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Investors hoping for Apple to expand into financial services might be disappointed by the decision to scrap their in-house program. This could be seen as a missed opportunity or a lack of confidence in Apple's ability to compete in the financial sector.

How will these installment plans compare to Apple Pay Later? What are the fees and limitations? Without details, the overall impact on Apple remains uncertain.

China has been a huge growth engine for Apple, but recent sales figures there have been disappointing. A decline in iPhone market share, possibly due to competition from Samsung or other factors, is unnerving some investors and contributing to the bearish sentiment surrounding Apple. 

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