The 4% is the commonly cited percentage of one wants to live off without significant capital depreciation and accounting for inflation. But I do not go by this. I try to amass as much as possible and I am prepared to scale down my lifestyle if necessary. The other option is also to get stocks that pay good dividends or getting a property to get rental income. Getting a property is of course a high entry barrier so that will take more time. The latter two options mean that I don’t have to try to get so much capital to account for this 4-6%.
# Is FIRE Your Goal?

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