This is the first time in my l

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This is the first time in my life of hearing this 4% rule. First things first most of us are not individuals by the time we all retire. We are either married or still have children that are not fully independent. It's not that easy as you have to factor in a lot of assumptions and situations. If only life was that simple. As you age you might even spend less as you start to slow down as you get older. What you spend today or now is not the same 5 or 10 years down the road when you are 50, 60 or 70 years old. How you wish life was that simple man.

# Is FIRE Your Goal?

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