FICO: Long Term Bull
Huge upside to this stock. One of my long term favourites. When I look at FICO and its tremendous growth over the years. Upstart can supercede FICO. Upstart's model is more accurate than a traditional FICO score.
Upstart's program, powered by artificial intelligence (AI), helps lenders assess creditworthiness using alternative methods like work experience, education history, and other items not typically accounted for by the box standard 4 or 5 metrics used like your payment history, length of debt/credit, amount of debt to give your industry-standard FICO score.
Upstarts tech is already leading to wide scale adoption and could be ubiquitous in the coming years.
Long-term 5yr. PT $400.
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