Personally I feel that, once t

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Personally I feel that, once the risks of critical illnesses and medical expenses have been transferred to insurance companies through various policies. I can spend and enjoy at least 50% of my income, save the other 20% after setting aside 30% for investments. There is no point to watch the numbers grow but your downside is uncovered.

# What Brings You More Happiness: Saving or Spending?

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