I don’t consider OnlyFans as being in tech. It probably does not have a specific category considering its potentially illegal business nature. Algorithms and power of the users are not mutually exclusive. Algorithms help to push similar content to users and users get to choose the content they want instead of searching blindly and widely. I think this model of direct fan support and private community platforms already work in part for areas like education and fitness as people can access content and exercise in their own space. However I don’t think this works for finance as the information is usually readily available and the products are hosted by official channels.
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