+1% yesterday and -1% today. A

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+1% yesterday and -1% today. Anyone knows if I am net zero gain or net loss? Today's post is just a reminder of a concept.

When I gain 1% yesterday (i.e. portfolio is at 101 000), and I lose 1% today (i.e. 1% of 101 000 = 1 010), I am at a net loss.

If $UnitedHealth(UNH)$ lose 50% YTD, it has to gain 100% to go back to Jan 2025.

If Pltr CEO estimate a 10x increase in revenue (with the current margin 50+%), will $Palantir Technologies Inc.(PLTR)$ gain 1000% first?

Being a shareholder of tech stocks, I don't see UNH growing faster than PLTR hence I will buy into PLTR and not UNH. What about you?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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JimmyHua
·08-14
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I do agree with ur point, but for me, I would take both, just making my portfolio diverse.
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- BillyR:
  Diversify is for the rich. I am not yet rich. I want to grow my portfolio to 1 mil before I start to diversify
  08-14
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Mortimer Arthur
·08-15
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Anything under $400 is a steal. UNH is worth an easy $600.

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- BillyR:
  study it's dividend payout ratio, compare it to Singapore REITs or even some past stocks that failed because of higher payout ratio. UNH ratio has steadily increase from 29 to 35 percent. The higher the dividend payout ratio, the more you should read into it
  08-15
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Enid Bertha
·08-15
pltr is a $300 stock on sale

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AdelaideFox
·08-14
Your analysis is spot on—losses after gains can be deceiving.
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Frienemy
·08-14
It’s like comparing a dependable, slow-moving freight train (steady dividends, stable growth) to a prototype rocket (high potential, unpredictable trajectory).
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Apollos
·08-15
I am with you palentir and unh.
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GabrielleSusan
·08-14
Buy PLTR! 🚀
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Befriend finance and you will be a lot better soon.","winRationPercentage":78.651685,"tradeVolumeEst":0},"themes":[],"images":[{"img":"https://community-static.tradeup.com/news/15e124113ff39ab6aaef9d7b20b24089","width":"1018","height":"1699"}],"coverImages":[{"img":"https://community-static.tradeup.com/news/15e124113ff39ab6aaef9d7b20b24089","width":"1018","height":"1699"}],"html":"<html><head></head><body>+1% yesterday and -1% today. Anyone knows if I am net zero gain or net loss? Today's post is just a reminder of a concept.&nbsp;\n \nWhen I gain 1% yesterday (i.e. portfolio is at&nbsp;101 000), and I lose 1% today (i.e. 1% of 101 000 = 1 010), I am at a net loss.\n \nIf&nbsp;<a href=\"https://ttm.financial/S/UNH\">$UnitedHealth(UNH)$&nbsp;</a> lose 50% YTD, it has to gain 100% to go back to Jan 2025.&nbsp;\n \nIf Pltr CEO estimate a 10x increase in revenue (with the current margin 50+%), will&nbsp;<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a> gain 1000% first?&nbsp;\n \nBeing a shareholder of tech stocks, I don't see UNH growing faster than PLTR hence I will buy into PLTR and not UNH. What about you?<img src=\"https://community-static.tradeup.com/news/15e124113ff39ab6aaef9d7b20b24089\" tg-width=\"1018\" tg-height=\"1699\"></body></html>","htmlText":"<html><head></head><body>+1% yesterday and -1% today. Anyone knows if I am net zero gain or net loss? Today's post is just a reminder of a concept.&nbsp;\n \nWhen I gain 1% yesterday (i.e. portfolio is at&nbsp;101 000), and I lose 1% today (i.e. 1% of 101 000 = 1 010), I am at a net loss.\n \nIf&nbsp;<a href=\"https://ttm.financial/S/UNH\">$UnitedHealth(UNH)$&nbsp;</a> lose 50% YTD, it has to gain 100% to go back to Jan 2025.&nbsp;\n \nIf Pltr CEO estimate a 10x increase in revenue (with the current margin 50+%), will&nbsp;<a href=\"https://ttm.financial/S/PLTR\">$Palantir Technologies Inc.(PLTR)$&nbsp;</a> gain 1000% first?&nbsp;\n \nBeing a shareholder of tech stocks, I don't see UNH growing faster than PLTR hence I will buy into PLTR and not UNH. What about you?<img src=\"https://community-static.tradeup.com/news/15e124113ff39ab6aaef9d7b20b24089\" tg-width=\"1018\" tg-height=\"1699\"></body></html>","text":"+1% yesterday and -1% today. Anyone knows if I am net zero gain or net loss? Today's post is just a reminder of a concept. When I gain 1% yesterday (i.e. portfolio is at 101 000), and I lose 1% today (i.e. 1% of 101 000 = 1 010), I am at a net loss. If $UnitedHealth(UNH)$ lose 50% YTD, it has to gain 100% to go back to Jan 2025. If Pltr CEO estimate a 10x increase in revenue (with the current margin 50+%), will $Palantir Technologies Inc.(PLTR)$ gain 1000% first? Being a shareholder of tech stocks, I don't see UNH growing faster than PLTR hence I will buy into PLTR and not UNH. 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I am not yet rich. I want to grow my portfolio to 1 mil before I start to diversify","text":"Diversify is for the rich. I am not yet rich. I want to grow my portfolio to 1 mil before I start to diversify","html":"Diversify is for the rich. I am not yet rich. I want to grow my portfolio to 1 mil before I start to diversify","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0,"disclaimerType":0},{"id":467864567689408,"commentId":"467864567689408","gmtCreate":1755246772222,"gmtModify":1755246776817,"authorId":10000000000010994,"author":{"id":10000000000010994,"idStr":"10000000000010994","authorId":10000000000010994,"name":"Mortimer Arthur","avatar":"https://static.tigerbbs.com/b8515044e6fcc500a9ce3ca05f33533b","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":467215646310880,"objectIdStr":"467215646310880","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Anything under $400 is a steal. UNH is worth an easy $600.\n ","text":"Anything under $400 is a steal. UNH is worth an easy $600.\n ","html":"Anything under $400 is a steal. UNH is worth an easy $600.\n ","likeSize":0,"commentSize":1,"subComments":[{"id":467821617119496,"commentId":"467821617119496","gmtCreate":1755251919483,"gmtModify":1755251924244,"authorId":3577070507428589,"author":{"id":3577070507428589,"idStr":"3577070507428589","authorId":3577070507428589,"name":"BillyR","avatar":"https://static.tigerbbs.com/ceab96d330dae0f2daf9b40aa4da2f0f","vip":1,"currentWearingBadge":{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1102},"hat":"https://static.tigerbbs.com/0a8758340a08196056f8bc1e54805193","crmLevel":12,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":467215646310880,"objectIdStr":"467215646310880","type":1,"supId":467864567689408,"supIdStr":"467864567689408","prevId":0,"prevIdStr":"0","content":"study it's dividend payout ratio, compare it to Singapore REITs or even some past stocks that failed because of higher payout ratio. UNH ratio has steadily increase from 29 to 35 percent. The higher the dividend payout ratio, the more you should read into it","text":"study it's dividend payout ratio, compare it to Singapore REITs or even some past stocks that failed because of higher payout ratio. UNH ratio has steadily increase from 29 to 35 percent. The higher the dividend payout ratio, the more you should read into it","html":"study it's dividend payout ratio, compare it to Singapore REITs or even some past stocks that failed because of higher payout ratio. UNH ratio has steadily increase from 29 to 35 percent. The higher the dividend payout ratio, the more you should read into it","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0,"disclaimerType":0},{"id":467864663306432,"commentId":"467864663306432","gmtCreate":1755246795567,"gmtModify":1755246800329,"authorId":10000000000010992,"author":{"id":10000000000010992,"idStr":"10000000000010993","authorId":10000000000010992,"name":"Enid Bertha","avatar":"https://static.tigerbbs.com/a539edbf3388702a82cb1d4728704766","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":467215646310880,"objectIdStr":"467215646310880","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"pltr is a $300 stock on sale \n ","text":"pltr is a $300 stock on sale \n ","html":"pltr is a $300 stock on sale \n ","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":467448482390384,"commentId":"467448482390384","gmtCreate":1755160822286,"gmtModify":1755163996616,"authorId":9000000000000727,"author":{"id":9000000000000727,"idStr":"9000000000000727","authorId":9000000000000727,"name":"AdelaideFox","avatar":"https://static.tigerbbs.com/e1c18398dfcb7509fec24c33c0d75d54","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":467215646310880,"objectIdStr":"467215646310880","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Your analysis is spot on—losses after gains can be deceiving.","text":"Your analysis is spot on—losses after gains can be deceiving.","html":"Your analysis is spot on—losses after gains can be deceiving.","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":467547300397424,"commentId":"467547300397424","gmtCreate":1755184947776,"gmtModify":1755186383165,"authorId":4207982162629682,"author":{"id":4207982162629682,"idStr":"4207982162629682","authorId":4207982162629682,"name":"Frienemy","avatar":"https://community-static.tradeup.com/news/9428d16f06c13d1fb34e5ded87ec25d5","vip":1,"currentWearingBadge":{"badgeId":"44212b71d0be4ec88898348dbe882e03-2","templateUuid":"44212b71d0be4ec88898348dbe882e03","name":"Executive Tiger","description":"The transaction amount of the securities account reaches $300,000","bigImgUrl":"https://static.tigerbbs.com/9d20b23f1b6335407f882bc5c2ad12c0","smallImgUrl":"https://static.tigerbbs.com/ada3b4533518ace8404a3f6dd192bd29","grayImgUrl":"https://static.tigerbbs.com/177f283ba21d1c077054dac07f88f3bd","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2025.09.24","exceedPercentage":"80.57%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1101},"hat":"https://static.tigerbbs.com/f84d87792f02cf78e80ee34979fd31e5","crmLevel":12,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":467215646310880,"objectIdStr":"467215646310880","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"It’s like comparing a dependable, slow-moving freight train (steady dividends, stable growth) to a prototype rocket (high potential, unpredictable trajectory).","text":"It’s like comparing a dependable, slow-moving freight train (steady dividends, stable growth) to a prototype rocket (high potential, unpredictable trajectory).","html":"It’s like comparing a dependable, slow-moving freight train (steady dividends, stable growth) to a prototype rocket (high potential, unpredictable trajectory).","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":467865118495176,"commentId":"467865118495176","gmtCreate":1755262617295,"gmtModify":1755262813212,"authorId":4175998989650052,"author":{"id":4175998989650052,"idStr":"4175998989650052","authorId":4175998989650052,"name":"Apollos","avatar":"https://community-static.tradeup.com/news/default-avatar.jpg","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2025.07.18","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":467215646310880,"objectIdStr":"467215646310880","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"I am with you palentir and unh.","text":"I am with you palentir and unh.","html":"I am with you palentir and unh.","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":467606102679880,"commentId":"467606102679880","gmtCreate":1755160821362,"gmtModify":1755163999490,"authorId":9000000000000582,"author":{"id":9000000000000582,"idStr":"9000000000000582","authorId":9000000000000582,"name":"GabrielleSusan","avatar":"https://static.tigerbbs.com/765c9daae36bd47c3c2192e4245c8d47","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":467215646310880,"objectIdStr":"467215646310880","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Buy PLTR! 🚀","text":"Buy PLTR! 🚀","html":"Buy PLTR! 🚀","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"invalid","coins":0,"score":0,"disclaimerType":0}],"hasMoreComment":true,"orderType":2}