To The Moon

As an investor, I position myself as a disciplined learner in the markets, focusing on covered calls and cash-secured puts under the framework of my “Options Puppy” journey. With a background in accounting studies, I have developed a strong foundation in financial analysis, capital allocation, and risk management.

My core strategy is built on financial freedom through stable income streams, beginning with the reliability of Singapore government bonds, while enhancing returns through options premium generation and Tiger Vault strategies. This dual approach balances long-term security with short-term cash flow, enabling me to service housing loans and meet daily living expenses without financial strain.

Ultimately, I believe in applying freedom rules: disciplined capital management, prudent expenditure control, and a clear distinction between needs and wants. This mindset allows me to grow sustainably, stay resilient in volatile markets, and work towards lasting independence

Subscribe to me.Post a comment in the comment section—if noticed by the official team, you’ll have a chance to receive 50 Tiger Coins as a reward!

O

⸻

I recently added OCBC Bank shares to my portfolio, and this decision was guided by both long-term fundamentals and short-term technical opportunities. To me, OCBC represents not just another stock, but a solid cornerstone in the Singapore market, with a strong track record of delivering shareholder value.

⸻

Steady Dividends in a Lower-Rate Environment 📉➡️💵

One of the main reasons I chose OCBC is the 5% dividend yield it currently offers. With global interest rates starting to trend lower, many traditional fixed income instruments may no longer provide attractive returns. In this climate, stable dividend-paying bank stocks like OCBC stand out as reliable sources of income. For me, it’s about securing cash flow while still benefiting from potential capital appreciation.

⸻

Long-Term Strength of Singapore Banks 🇸🇬🏦

I believe Singapore’s banking sector has always been resilient, weathering global uncertainties while maintaining strong capital positions. OCBC, being one of the three largest local banks, has shown consistent earnings growth over the past few years, as highlighted by its EPS rising from $0.80 in 2020 to $1.67 in 2024. That’s more than doubling in just four years. Even during challenging times, it has managed to sustain growth—a sign of strong management and robust fundamentals. Over the long term, Singapore banks typically flourish in tandem with the nation’s stable economy and global financial hub status.

⸻I 

Technical Analysis – Buying on a Healthy Correction 📊📉

From a technical perspective, OCBC recently corrected from its all-time high at around $17, giving me an entry point at $16.53. This slight dip provides me with a margin of safety while positioning for a rebound. I view this correction as a healthy consolidation rather than a reversal. Historically, buying into strong blue-chip counters after such pullbacks has offered excellent risk-to-reward ratios.

⸻

My Long-Term View 🌱📈

In summary, I bought OCBC shares because:

• I can lock in a 5% dividend yield, higher than most fixed deposits or bonds in a falling rate environment.

• Singapore banks like OCBC have long-term growth prospects, backed by strong fundamentals and regional expansion.

• The stock recently pulled back from highs, presenting a more attractive technical entry point.

For me, this is not a short-term trade but a long-term investment that balances both income and growth. With patience, I see OCBC as a reliable wealth compounder in my portfolio for years to 

@Daily_Discussion @TigerEvents @TigerStars @MillionaireTiger