Why "Asset Rich" Retirees Starve (The Liquidity Trap) |🦖EP1386 #investingiguana
🟩Most Singaporeans believe the "standard operating procedure" for retirement—paying off a property and relying on CPF—is the safest path. However, there is a silent killer lurking in your bank account called purchasing power decay. The uncomfortable truth is that while you might be a millionaire on paper due to your property value, the "melting ice cube" effect of inflation is eroding your future lifestyle daily. This leaves many retirees falling into a dangerous "liquidity trap" where they are asset-rich but cash-poor, struggling to cover daily expenses despite high net worth.
In this video, we dismantle the traditional Singaporean retirement playbook and rebuild it into something that actually works. We head into the "Concept Corner" to unpack the critical difference between Nominal and Real Returns and analyze why the 2026 Core Inflation numbers are misleading for retirees. I’ll walk you through the "Vehicle Showdown" to compare cash versus property versus equities, and introduce the "Layered Cake" approach—a four-part portfolio strategy designed to bridge the income gap between your CPF payouts and the reality of your expenses.
Read the full in-depth article with video at
YOUTUBE ➡️ youtu.be/ZGbJiSKeBWQ
SUBSTACK ➡️ https://investingiguana.substack.com/p/why-asset-rich-retirees-starve-the?r=5enmf1
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