SGX Banks Hit Record Highs, Here's What The Numbers Actually Show | Daily Pulse (11 Jul) | EP1699🦖
SGX Banks Hit Record Highs, Here's What The Numbers Actually Show | Daily Pulse (11 Jul) | EP1699🦖
🔍 The Angle
Everyone is celebrating DBS, OCBC and UOB smashing fresh highs, but the one thing almost nobody is talking about is how much income you are giving up if you buy them at these prices. The analysts lifting targets are answering a growth question, while I am staring at the cashflow you can actually lock in today. A strong balance sheet and a strong income entry are not the same thing, and this week is a textbook example of that tension.
💰 What It Means For You
If you add DBS at around S$70 or OCBC at roughly S$27 now, your retirement portfolio is working harder to clear the same income needs than it was even a month ago. The price run helps anyone who bought earlier, but for CPF and SRS money going in today the yield gap versus a 4.7% floor gets wider, not narrower. This is where knowing whether you are buying for immediate income or patient growth matters more than any target price, because the numbers you live on are not moving in the same direction as the share charts.
📺 YouTube: https://youtu.be/kqZZKZVPsBQ
📩 Substack: https://investingiguana.com/p/sgx-banks-hit-record-highs-heres
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