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LPR连续16个月“不动” 贷款实际利率下行有空间

8月LPR报价与7月持平,这也是自去年5月以来,LPR连续16个月保持不变。不过,业内人士表示,贷款实际利率还有进一步下行空间。中国民生银行首席研究员温彬表示,LPR报价由MLF利率和银行点差两部分构成。展望未来,尽管本月LPR报价未发生调整,但多数业内人士表示,贷款实际利率还有进一步下行空间,实体经济融资成本将稳中有降。王青判断企业贷款利率还有进一步下行空间。
LPR连续16个月“不动” 贷款实际利率下行有空间

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