What portfolio division and when?

I Google this question a lot but I never got any good answers so I decided to find out from my investment banking friends.

Basically your portfolio comes down to your preference. There are two key questions that everyone will ask you and then a bunch of other semi-important questions one what sector are you comfortable investing in and to what is your age and risk appetite.

There are two key questions that everyone will ask you and then a bunch of other semi-important questions one what sector are you comfortable investing in and to what is your age and risk appetite.
When you start looking at age as aDefective you have to understand that high return stocks such as Technology related stocks today and technology integrated companies such as Tesla or other similar competitors are going to be the bulk of the focus.


With the current information on technology it always feels like there is more than enough advice for every investment. So If you feel like your profile can carry the risk of a technology investment then feel free to engage with tech purchases.


If you feel like your profile can carry the risk of a technology investment then feel free to engage with tech purchases.


When it comes to age with the increase of age as you get closer to retirement, you want to consider decreasing your risk and buying into more structured securities such as bonds and government loans. An example they came across is PIMCO which provides dividend income.


The most important part of a portfolio is it split if you are young then you can continue to split your portfolio in 40% to technology 40% to your next favorite sector which could be finance supply chain or pharmaceuticals depending on your comfort with the understanding of the market try to pick the top stocks in volume and market access because they will generally perform better on average flooring your risk. Thelast 30% of your portfolio can be riddled with all sorts of fun adventures including penny stocks, high risk buys and investments in potential technologies that might strike in the long run and give you the opportunity to make a break for the big leagues.


I manage 200k and am on a learning journey. 10-12% returns is a good year for me.


Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • Pluto891
    ·2022-01-15
    200k is good to grow. [Like]
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  • Raman Singh
    ·2022-01-15
    My worst enemy is my trigger finger. I have thus ETF 85% of my portfolio.


    So abuout 60% in tech ETF and 40% medical.


    How Bout you guys?
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