Tiger Brokers celebrates its 8th birthday in June 2022. As we look back on the past eight years, there are both happiness and regrets, but we are lucky to have met you-- all Tigers! At present, more tigers from different countries joined the Tiger Community to learn, share, and explore the investment with others. In this process, the Tiger community has gone truly global, fulfilling the vision we had at the beginning. Today, we have invited two Tigers to talk about their investment experiences. Welcome our new friend Tangen (Australia) and an old friend Bill(Singapore). @Tangen I work in the development industry as an urban planner, and specialize in the redevelopment of greenfield sites into new industrial developments. I’m massively into sports, and enjoy mountain biking. I’m originally from Sydney, Australia, and my username is a nickname I had in high school. Q:What makes you start to trade stocks? How long have you been investing? I only started investing in stocks this year. I want to have a investment portfolio so I can have a better retirement. Q:When it comes to investing, do you do your own research or get help from family or friends? Would your family support you in investing in stocks? I generally do my own research for investing. My family only ever invested in property, so don’t really support me when it comes to investing in stocks. Q:Why do you choose Tiger? Which aspects did you find most attractive? I was attracted to Tiger initially for the low trade fees, but mostly like the promotions they have such as the tiger coins or free trades available. Q:Looking back at your experience with Tiger Trade, what is the most important learning that can also help other investors? Don’t worry about short term losses. Look at the longer picture – if the investment is generally solid, don’t freak out about a couple of weeks of losses. Q:Do you prefer long term or short term trading strategies? I prefer long term stocks and tend to go for ETF’s given the average out the losses to a degree. Q:What is the most impressive stock you have ever bought?(get considerable return or suffer from a heart-broken loss)? How did you feel at that time? I bought some lithium stocks on the ASX (Firefinch) which have absolutely crashed. Don’t feel great about it but it was a speculative investment in the first place, so can’t get too upset. Q:Have you ever been impressed and helped by a Tiger Trading investor? Currently, no, Tiger is still quite new in Australia! I'm looking forward to meeting new people here Q:When the market becomes volatile and impacts your investment, how do you stay the course? I know in the long term my investments will rise, so a few months of losses really doesn’t bother me. I’m in it for the long term – over 10 years. Q:Did you ever give any investment/trading advice or tips to other Tiger friends? Please tell us about what you shared with them and why you shared advice/tips. I have shared a few things on the Tiger community, mainly my thoughts on investment strategies, often for ASX stocks. Sometimes I see comments from Singaporean based investors about ASX stocks which seems to have false or watered down information, so I feel obliged to give an Australian side of the story. Q:How do you balance your life and investments? How much time do you spend investing each day? 15 minutes max – it can’t take over my life. Q:As a whole, Have you gained any insights from investing? Relax – there are ups and downs. Roll with it and don’t freak out. Q:What would you like to say to celebrate Tiger Brokers' 8th anniversary? Congratulations on making it to 8 years! Bill I graduated from Shanghai Jiao Tong University with an MBA and worked as a technical executive in the fintech field for Grab, Sasa and other US-Hong Kong listed companies. Now I‘m in my 40s, and has 2 kids. I lived in Singapore for more than 20 years. I like chess, aerial and butterfly photography. I am also a board member of the Singapore Chess Federation and have led the Singapore national team in international competitions. My nickname in the tiger community is "Plan before action", which is derived from Sun Tzu's "Plan before action". This is my investment motto: study carefully and think carefully before you act; invest and make money with certainty. Q: Can you share your investment story with us? I have more than 17 years of investment experience. In my early years, I mostly invested in the Singapore stock market, such as Singapore China concept stocks (Yangtze River, China Aviation Oil, etc.), bank stocks and real estate investment trusts (REITs). In particular, REITs is an advantageous product of Singapore stock market. With stable dividend income and diversified risks, it is a good investment choice against inflation in the current environment. Before 2020, I don't have much time and energy to do single stock trading, so I often choose to invest in large-cap ETF. The pandemic in 2020 allowed everyone to work from home and saved me at least two and a half hours of commuting time every day. There was more time. By chance, I saw some videos related to options and the advertisement of tiger brokers on the youtube. So I opened an account at Tiger brokers and started my journey of options investment. Since then, I have dived into the ocean of options. Trading has added a lot of fun to me in the depressing pandemic. It also makes me feel the pleasure and sense of achievement. Q: What does investing mean to you? Is your family supportive of your stock investments? I am not a professional investor, and I have never thought of taking this as my career. For me, investment is just a hobby after work. I try to control the time spent on investment and want to balance the relationship between work, life, investments and time spent on my children and family. I believe that live a good life is the most important investment for me. I never expect to become rich overnight through investment. I just expect to enjoy the fun and sense of achievement in the process of becoming rich slowly. I often share my investment experience with my family at the dinner table. I also take the opportunity to teach my children some financial concepts, hoping that they have a correct concept of money since childhood. My wife also supports my investment very much. Every time she saw the news of the stock market crash, she would come to me and tell me it doesn't matter how much you profit or loss. Q: Why do you choose Tiger? Which aspects did you find most attractive? After I started to use Tiger Trade in 2019, I immediately felt that its functions are user-friendly, way betther than all securities firms in Singapore. So I soon transferred most of my investment funds to Tiger. Then I was attracted by the active communication atmosphere in the Tiger community and became one of the active investors of the community. Another thing that attracts me about Tiger is its fast customer service. When you have a problem, you can make a phone call and solve it quickly. Q:Looking back at your experience with Tiger Trade, what is the most important learnings you’ve made that can also help other investors? It must be options. Options are the essence of U.S. stocks. For U.S. stock investors who can devote their time and energy to learning, they will realize the beauty of options. As a financial derivative, options need at least one year of learning and familiarizing process before they can be used in your investment, which requires abstract thinking and sensitivity to numbers, as well as a lot of time and energy. Everyone has his own talent and different life stages and pursuits. Not using options does not mean that you can no longer make money in the stock market. The advantages of investing in U.S. stocks are: from average people to billionaires, from professional financial investors to newbies, there is always an investment plan that can suit you. Q: What kind of investor do you think you are? What are your investment preferences? I think I am an investor with high risk preference. As I said in my self introduction to tiger community, "focusing on option strategy, bulls in new energy vehicles and cryptocurrencies" At present, my biggest position is $Tesla Motors(TSLA)$ . There is no need for me to say more about this. Today, electric vehicles seem to be a high growth sector with high certainty. The second most bullish stock is $Microsoft(MSFT)$ . As an practitioner with more than 20 years' experience, I deal with Microsoft products almost every day, and my faith in this stock is very strong. The third stock is $Coinbase Global, Inc.(COIN)$ . Now that the cryptocurrency has collapsed, $Coinbase Global, Inc.(COIN)$has fallen into a mess. But I am still confident about the future of digital currency. I will wait for the stock price of coinbase to return to a reasonable level and then clear the position, and then change to bank shares. I am not clear about the definition of long-term and short-term. As I explained earlier, I can only invest in a limited time, so I can only do long-term trading strategies. In addition, I think it is very difficult for retail investors to obtain stable profits through short-term trading. Q: What is the most impressive stock you have ever bought? How did you feel then? Among the stocks I held, $Tesla Motors(TSLA)$impressed me most. I have held Tesla since 2019, which has also been emptied. At present, it is my first position stock and the main target of my option strategy. At present, the profits from Tesla account for more than half of my total earnings. The process of owning Tesla is also the process of learning a lot about electric vehicles, battery production and automatic driving technology. I also decided that the next car in our family would be Tesla. Q: Among the tiger investors you know, have they ever expressed support for you or comforted you when you encounter any setbacks? Are there any impressive tiger friends? In almost every article in my tiger community, many tiger friends left me messages of praise, or encouragement, or reminder, or asking for advice, or appreciation, or lamenting and mourning together, or putting forward different views. Their company is the biggest motivation for me to continue to write content in the tiger community. I want to say thanks to them. Time is too short to record them one by one. Thank you for your accompanying tiger friends. Q: How do you stick to your holdings when the market becomes volatile and affects your confidence? On the one hand, it must be idle money to invest. Do not put the hope of life on investment. If the expectation is not high, the disappointment will not be too deep, and it will be easier to survive the period of fluctuations; On the other hand, I also have some hobbies. For example, I like to play aerial photography in my spare time, or go to take photos of butterflies with my children. It is also helpful to divert attention and relax. Market fluctuations are part of the investment process. I also regard market fluctuations as a kind of fun in the investment process. Q: Can you give other tiger friends some investment suggestions or tips? 1) Spare money makes investment If the money is too important for your life, don't invest it. We are all ordinary people. Our psychological quality is not as good as those big men. Reducing our psychological pressure will reduce our chances of making mistakes. 2) Always maintain the ability to make money from your work Never put all your hopes on investment, and always maintain your ability to make money off the pitch. I especially disapprove of young people's full-time stock trading. If they lose their ability to make money outside the market, their performance in the market will not be good. 3) All transactions are planned before "Everything will be established in advance, and it will be abandoned if not in advance". Before trading, you must make a plan, choose which positive stock, when to choose the maturity date, what price to buy and sell, and what the leverage ratio will be after trading. All these should be done before trading. Doing so can at least ensure that every transaction you make is through your own thinking and calculation, and try to reduce the mistakes caused by a hot head. For many novices, the losses caused by low-level mistakes are often greater than those caused by market declines. 4) Insist on regular reflection This is also a cliche. Most people understand it, but most people can't do it. A lot of people do it when making profits, and most people can't bear to face the painful past when making losses, which is also human nature. What you learn from failure is as important as what you learn from success. Q: How do you balance your life and investment? Strictly limit the energy and time invested in the investment process. I limit it to two hours a day, but on weekends I will spend 3-4 hours watching videos or learning some new investment knowledge. My active trading time is usually two hours after the opening of the U.S. stock market, and then I go to bed. Q: Talk about the insights you gained through your investment What I often say in tiger community articles is: don't forget the original intention. The purpose of our investment is to make our life better and have more time to spend with our family or do what we like, not the opposite. I often remind myself of this. Q: Do you have anything to say to celebrate the 8th anniversary of Tiger Brokers? For all brokers companies, the challenges are similar, and the ability to obtain customers is one of the most important things in the financial statements. On the one hand, the ability to obtain customers needs to attract new customers, on the other hand, it also needs to retain old customers. Active community is one of the core advantages of Tiger brokers compared with other companies, especially compared with local companies in Singapore. After all, the discount of commission can attract new customers, but an active community is the most important means to retain old customers. For any firm, the loss of losing an old customer is greater than the cost of acquiring 10 new customers. In addition, the community is not only an active atmosphere to increase user stickiness, but also an important means to educate users to improve their investment awareness. To put it bluntly, users will become stickier to the platform only after they make money from the stock market. Therefore, I would like to say to the tiger that Tiger should realize and give full play to the advantages, which is very important for the sustainable and stable growth in the future. Thanks again to Tangen and Bill for the great content. If you wish to be interviewed, please let me know in the comments. $Tiger Brokers(TIGR)$