$UNITED OVERSEAS BANK LIMITED(U11.SI)$ Banking crisis seems averted. Tonight we will watch Fed decision. Will it be 25 BP or 0 BP? Either way, it should be good for UOB. Unlike any of the financial crisis earlier, these bank runsare due to fear and not real losses. People are shifting money from one bank to another. Effectively, despite unrealized losses on longer term bonds due to increasing rates, when run till bonds expiry, in theory, it should be a gain. Losses are only realized when there is bank runs and banks are forced to liquidate the bonds at a lower price.