$PacWest(PACW)$ I shared the similar concern on FRC$First Republic Bank(FRC)$ too. Others regional banks' fate are highly depends on the settlement of FRC. However, PACW and FRC are different in natures. PACW doesn't posses the same troubles as FRC facing.
If FRC goes down PACW will have more customers than they know what to do with. When the dust settles and the viable banks are standing they will all have gained a bigger market share.
Banks are the same as any other business. You run it properly and make good decisions you prosper. You roll the dice and support junk, make bad choices and decisions and you are in big trouble. Free money is gone. As a bank it is either viable or it is not. Loan money to money burners and your bank will have none.
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