All banks have high gearing ratio, don't be surprised if the banks will have liquidity problems if all customers suddenly withdraw. We have to trust the bank can do their job, to earn money for us, give us interest and dividend, if have bad news, digest the news properly, maybe i can say this coz in Singapore government guarantees up to 75k. So hopefullywill not effect Singapore local banks 🙏 $DBS GROUP HOLDINGS LTD(D05.SI)$ $UNITED OVERSEAS BANK LIMITED(U11.SI)$ $OVERSEA-CHINESE BANKING CORP(O39.SI)$ 

For foreign bank, i like the most $Citigroup(C)$ ever bought when $70 sold $75 heng ❤️

Too long Citi drop, hope it can rise back 👍

So my strategy now wait the 4 drop very low then add, because my funds is limited, so i will try to catch the bottom as existing in red 😅

I still love them ❤️

Not investment advice my friends, just sharing my idea 😍

@TigerStars 

Modify on 2023-03-18 00:32

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  • LuckyPiggie
    ·2023-03-18
    TOP
    out of the 3 local banks , dbs exposure highest to foreign market eg India , China , US , EU etc ...
    Citi got lots of internal problem , alot of old saga too  like CS. [LOL]
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    • TCLReplying toSR050321
      hi
      2023-03-20
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    • SR050321
      I see… tks for the insight 👍❤️
      2023-03-18
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  • LuckyPiggie
    ·2023-03-18
    TOP
    SG SDIC lousy lel 75k only.  US side 250K ... [Speechless] [lovely] [Glance]
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    • SR050321
      Tks for the info 😍
      2023-03-18
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  • Success88
    ·2023-03-17
    TOP
    No issue for singapore bank don't worry
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    • SR050321
      Thanks 😍👍
      2023-03-17
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  • Tongdadd
    ·2023-03-20
    TOP
    What I am saying is that the accounting practice for financial institutions is different than that for the usual buisness models like a manufacturing or property development firm. The context of Debt ratio of a financial institution and gearing ratio of a company like, eg. CDL, are essentially different.  It is accounting, not simple english like debt=gearing. [smile]
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    • SR050321
      Thanks for your insight 👍
      2023-03-20
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  • Tongdadd
    ·2023-03-19
    TOP
    Don't think you should call this "gearing ratio"
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    • SR050321Replying toTongdadd
      I was looking at this part - debt ratio, notice most of bank around 90%, so what should it be called if not gearing ratio ? Pls see picture, appreciate yr insight thanks
      2023-03-20
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    • SR050321Replying toTongdadd
      So you are saying the banks still safe right even their liabilities compare to the assests are above 90% ? Because i was not saying bad either, we have to compare peer to peer. I am still holding my SG bank stocks.
      2023-03-20
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    • TongdaddReplying toSR050321
      Yes. But although deposits are considered as liabilities in accounting terms, they are not counted as "debts". Same for loans not being counted as "assets".
      2023-03-20
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  • boomer9595
    ·2023-03-19
    I trust Sg bank
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    • SR050321
      Thank you for yr insight 👍
      2023-03-20
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  • Dollydolly
    ·2023-03-18
    We should support our local banks!
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  • JuliusGoldsmith
    ·2023-03-18
    Citi's rally is not yet to come..
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  • Fly High
    ·2023-03-20
    With USD dominated globalised financial system, dominos effect is on the horizon?? [Surprised] [Surprised]
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  • UTOtrader
    ·2023-03-20
    selling
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    • SR050321
      Thanks 😊
      2023-03-20
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  • FK1234
    ·2023-03-19
    💪
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  • gye
    ·2023-03-19
    ok
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  • LMSunshine
    ·2023-03-18
    Nice sharing❣️
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  • Blinkfans
    ·2023-03-18
    Thanks
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  • omizu
    ·2023-03-18
    k
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  • chuanyetfah
    ·2023-03-18
    [呆住]
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  • MGOH
    ·2023-03-18
    Ok
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  • pinky557
    ·2023-03-18
    ok
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  • Siawei
    ·2023-03-18
    ok
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  • CL_Wong
    ·2023-03-18
    Ok
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