US FRA minus OAS spread

FRA reflects the interest rates demanded by banks, while OIS reflects overnight risk-free interest rates. The spread between FRA and OIS represents the trends of borrowing costs. The spread usually surges when the market demands higher risk premium.

On March 8th of this year it had retreated to 3.1. from a high of 46.20 on November 6th of 2022. Remember this was right before the "fake new Bull Market".

During the scamdemic of 2020 its high was 66.12 on March 10th of 2020.

For some perspective and to give you an idea where we stand currently as far as the "crisis" stands, on September 6th 2008 the spread widened to 165.19. That's when you saw slack jawed Americans, like yourself, standing around wondering why they couldn't get any work.

What does this mean?

You're, and by "you're", I don't mean a penniless pauper like you, are going to have a lot harder time of getting a loan from the Bank to grow and expand whatever investment you are making to better your life.

The Banking Sector has officially entered into a contraction phase and with it the Economy.$SoFi Technologies Inc.(SOFI)$

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • yeetmin76
    ·2023-03-14
    Thanks for sharing
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  • Appletea
    ·2023-03-14
    sad case
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  • cutepebbles
    ·2023-03-14
    ik
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  • Taitrade
    ·2023-03-14
    👍🏻
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  • olilim
    ·2023-03-14
    ok
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  • iceandwater
    ·2023-03-14
    ok
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  • SG20748
    ·2023-03-14
    k
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  • Jenn79
    ·2023-03-14
    ok
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  • WmochaW
    ·2023-03-14
    Thanks
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  • Chris82
    ·2023-03-14
    Ok
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  • juzmaus
    ·2023-03-14
    ok
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  • luckyjas
    ·2023-03-14
    good read
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  • Neko9
    ·2023-03-14
    Great!
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  • cutepebbles
    ·2023-03-14
    ok
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  • Jadenkho
    ·2023-03-14
    👍🏻
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  • jerwy
    ·2023-03-14
    oh
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  • RDPD富爸穷爸
    ·2023-03-14
    👍
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  • Andy Fong
    ·2023-03-14
    Ok
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  • elroykoh
    ·2023-03-14
    k
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  • PKJCHIA
    ·2023-03-14
    ok
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