To The Moon

First of all, Happy Lunar New Year to all the Tiger brothers and sisters here! 

So far, it has been a great year 2023 for most of us. The market has been kind to most of us, breaking off from its 52-weeks low since Oct 22. 

To those brave ones who have been accumulating more on the dip, congratulations and big huat [Miser] to you!! Although people often say do not time the market, I would encourage all of you to buy more of good stable companies when the current share price is below your average entry price. 

Some of the things that I'm planning to do for year 2023. 

1. Work smarter not harder!!! Focus on your work/business and grow your base salary so that it can cover your losses easily during a market downturn!! Getting 1k/2k salary increment should be easier than winning 1k/2k in stock market every month.

2. Now that the USD is declining more against SGD, I'm planning to convert more of my SGD to USD soon. (More ammo coming soon)

3. I'm currently holding 85% cash, 15% in stocks. No FOMO from my side, I'm only planning to add more when the price dropped below my entry price. I'm currently holding mostly US ETFs, SG reits and some individual stocks that pay some dividend. My excess USD is currently in $Tiger Brokers(TIGR)$ 's Tiger Vault (3+%) waiting for opportunities and my excess SGD in UOB One (5%) and HSBC EGA (5.5%). Recently too busy with work and kids, didn't accumulate much stocks. (**I'm curious how much % of your money do you use to invest?) 

4. Spend more time with your family and friends! Exercise more and eat more healthier diet. You can always earn more mone but your time and health cannot be bought by money!!

Lastly, I would like to wish everyone good health and prosperity for the years ahead! @Daily_Discussion  @CaptainTiger  @TigerStars  @MillionaireTiger