I ❤️ Singapore 

Singapore maybe the most expensive city to live in, because of land scarce city, strong currency and liquors/cigarettes are expensive😅 and many more expensive things :

⚠️ property is expensive, so home and office rental cost is expensive, if buy mainly leasehold, foreigners can not buy freehold. Foreigner need to pay additional stamp duty.

⚠️ car is expensive, must bid COE which valid only for 10 years then u need to bid again.

⚠️ education is expensive for non citizens, without government subsidies, or company paid for the expat family, it will be very expensive unless have own business.

⚠️ as medical hub, medical fee is very expensive, unless companies have group insurance for panel clinics n private hospitals. 

For expats usually companies pay their needs to relocate here (even not 100% usually they negotiate first) 

while for citizens  government offered subsidy to buy first apartment. Gives Top up, subsidies n bursary for schooling children. Subsidies for seeing dr at polyclinics or public hospitals. Once my son see a doctor at clinic the cost $90+ because of given antibiotics, ifpolyclinic maybe $20 but the Q is long 😂

everyone have to save for their own retirement (CPF), have to pay own intergrated health insurance plan, mainly we are eating out instead of cooking, unless big family or with young children, but government build nice infrastructure and public transport, safety is top too, as you will feel safe to walk at night.

All i can say no free lunch in this world, but ifeel worth it to stay here. We can go other countries as tourist but i will miss Singapore again 🇸🇬😍

Wish Singapore the best 👍👍👍

❤️❤️❤️

@TigerStars 

look into these if want to 👀 into Singapore market index/etf 😊

$Straits Times Index(STI.SI)$ $ES3.SI(ES3.SI)$ $G3B.SI(G3B.SI)$ $SINGAPORE EXCHANGE LIMITED(S68.SI)$ 

not investment advice, just for reference only. 


Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • MaudNelly
    ·2022-12-03
    I'd like to all are expensive in SG so maybe not friendly for foreigners.
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    • SR050321Replying tolowmy
      Agree, could be boring if the person loves natures, we do have nice parks and reservoirs for the walk ❤️
      2022-12-05
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    • lowmy
      expensive but nice
      2022-12-05
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    • SR050321
      For foreigner must be able to self support / sponsorship / employment
      2022-12-04
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  • LuckyPiggie
    ·2022-12-04
    thats rite . Everything is expensive in SG. Chai Png also very expensive , up 30%.  The elites are the most expensive . Any subsidy or crap gst vouchers given , will be collected back with INT. [LOL]  Tax keep going up , income keep coming down . Retirement ? is a myth in SG.
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    • SR050321Replying toLuckyPiggie
      He went Asia Australia or Europe same, as long out of singapore, will see again next time, but hor he never get covid, i got liao. He can only live in SG 😂 thanks continue reply my chat leh, wish you success! I aso want to success and retire at 55 haha
      2022-12-04
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    • LuckyPiggieReplying toSR050321
      children when young will think that way. problem is dont know which is a better one to go. sg society is too protected ,big countries are very different.  got to see if they can adapt.
      ur hubby fly where? if northen country eg china japan germany and also depend on the season. i used to go there
      2022-12-04
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    • SR050321Replying toLuckyPiggie
      Is true, tax look not high but combine maybe good income otherwise how to built those new mrt 😂 cost of living is true high, but what to do ? Everywhere almost the same. If i retire maybe i rent out rooms in hdb to supplement income, but i always tell my youngs to first buy home. Pay rent now so high
      2022-12-04
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  • AndreaClarissa
    ·2022-12-03
    ok so you leave SG now? Which country are you living now?
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    • SR050321
      Singapore
      2022-12-04
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  • LuckyPiggie
    ·2022-12-04
    talk abt medical. its a ponsi. Price were markup high than say give you discount [Facepalm] and worst of all , they give out cheap medicines esp to those pioneer and merdeka card holders.  Cheap medical fee , pay by medisafe ? It is still Your money. [Speechless]
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    • SR050321Replying toLuckyPiggie
      I see, no wonder, btw if foreigner i dont advice to come here unless their money no series (very rich) hahaha some of them use insurance too, smart 👍 one i know a local go india for dental implant or bridge, but take the risk lor anything after surgery can happen, just heart pain to spend here so expensive, again no risk no gain, i wud rather do it here though 😅
      2022-12-04
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    • LuckyPiggieReplying toSR050321
      medical service here is better than neighbours.  so many rich will come for various treatments. But compared to Thailand or Taiwan , we are very expensive. Cemo is very personal. so hard to judge. Bec it can either help or make u go faster.
      2022-12-04
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    • SR050321
      I ever itchy after 3rd jab covid given specialist 3 mth later, i asked the doctor if it is cancer by the time 3 mth spread liao, doctor said if suspected cancer waiting time should be faster 😁 so i just accept lar, unless want to pay private, doctors said my skin problem not because of covid jab.
      2022-12-04
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  • BerniceCarter
    ·2022-12-03
    Hopefully i will have chance to go to SG next year.
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    • SR050321
      You are welcome, just dont break rule in here, the police follow the law 😅
      2022-12-04
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  • iriscoffee
    ·2022-12-05
    SG is very competitive country government need to work hard to keep all citizens happy is not easy too!
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    • SR050321
      True some where could be better/worse to each individual 😊
      2022-12-05
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    • Pluto891
      yup.   Zheng Hu works hard. Citizens need to work harder.
      2022-12-05
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  • jgaldon
    ·2022-12-05
    As a foreigner without expat package, I can relate to this post. Thank you. Either way, have always felt extremely lucky to be here and when it is over, then it will be a good memory for sure
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    • SR050321
      Yeah you are right ! Its not easy to come n stay without any help. You did a good job 👍
      2022-12-05
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  • JacQi.Q
    ·2022-12-06
    haha. let's not forget, SG is also a FINE country... [Great] [LOL]
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    • SR050321
      Yeah small, special, expensive, but many wants to come here why ? Coz cute like merlion 😍
      2022-12-06
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  • LuckyPiggie
    ·2022-12-04
    good to know all well for you. Me listen to our elite , exercise more collecting cardboard now lor ... retirement job [LOL]
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    • SR050321
      Yeah rite ! Good job 👍 can slow down is the best life style 😍
      2022-12-04
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  • Ericdao
    ·2022-12-04
    Be happy, stay safe, work hard but smart too. Government body needs to improve. [LOL]
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    • SR050321
      There is always room for improvement 😁
      2022-12-04
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  • Jijuan78
    ·2022-12-05
    喜欢新加坡
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    • SR050321
      Thank you 🙏
      2022-12-05
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  • romanc9
    ·2022-12-05
    I think most people love to park their wealth here. You should know why? Consider quite transparent in terms of rules and regulations. If you are wealthy enough, you won't feel is expensive here.
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    • SR050321
      Yeah my understanding every where got plus minus, here expensive but currency strong n stable.
      2022-12-05
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  • Yckit2000
    ·2022-12-05
    Inflation is affecting everyone and adds pressure to the cost of living especially in Singapore
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    • SR050321
      You are right ! The scary things also if home loan interest keep increasing, many take bank loan instead of hdb loan.
      2022-12-05
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  • Lizlms
    ·2022-12-06
    Singapore [love you]
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    • SR050321
      [Heart]
      2022-12-06
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  • Susunehneh
    ·2022-12-06
    Second hand is the way to go
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    • SR050321
      I bought discounted at shops offer good quality, house or car second hand ok 😅
      2022-12-06
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  • DJ90
    ·2022-12-05
    Nice little article. Good change of pace from everything else on here 🙂
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    • SR050321
      To me feel blessed to be able to survive in the most expensive city 😊
      2022-12-05
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  • LesterTan
    ·2022-12-05
    Despite being the most expensive, it still attracts huge $ inflows as it’s a safe haven. If u r rich where would u park ur $ in this region?
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    • SR050321
      We dont have national resources here, but we are safe n a stable finance centre that why many big co come n open here
      2022-12-05
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    • SR050321
      Yeah it is financial centre here 👍👍👍
      2022-12-05
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  • blue sky
    ·2022-12-05
    没办法改变环境,只好改变自己的生活方式。一切从简会过得轻松一些。该买的医疗保险还是得买。
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    • SR050321
      Agree with you 👍 health insurance is important to protect us from the huge chunck. No matter where we live it is needed 😊
      2022-12-05
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  • Eng22
    ·2022-12-05
    Indeed very expensive city. One had to work very hard to maintain lifestyle.
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    • SR050321
      True 😊
      2022-12-05
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  • CET 789
    ·2022-12-06
    [What] [What] [What]
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    • SR050321
      😁
      2022-12-06
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