$UPST - They need to partner with financial institution who will take loans of their books and pay them capital 100M per quarter.
Wells Fargo or Citi can do a 1B investment and take an 20% equity stake .
Look at how this has held up since then. I tried to guide against shorting at the bottom as I gave key levels before earning and price bounced right off that level. $Upstart Holdings, Inc.(UPST)$
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