Introduction
Hanhua Financial Holding Co., Ltd. is principally engaged in the provision of diversified and comprehensive financial services to small and medium-size enterprise (SMEs) and microenterprises in China. The Company operates its business through five segments. The Guarantee and Entrusted Loan Business segment is engaged in the provision of guarantee and related consulting services to customers and the small and medium sized enterprises. The SME Lending segment is engaged in the provision of loan and services to the small sized and micro enterprises (SME enterprises) or the owners of SME enterprises. The Factoring Business segment is engaged in the provision of financing services to the small and medium sized enterprises. The Internet Financing Business segment is engaged in the provision of financial intermediary services and assets information services in the internet platforms. The Others segment is engaged in the aggregation of other non-significant business lines.