Are You Lucky Enough to be the 10%?

Tiger_comments
07-30
Reward Tiger-CoinsReward 500 Tiger-coins

There is an interesting discussion recently.

90% of Retail investors do not beat $S&P 500(.SPX)$ in last 15 years.

Actually, 88.99% of large-cap US funds have underperformed S&P500 index over ten years.

A netizen said:

My 401k and ROTH IRA are doing great. In index funds.

The $20-30k i used for personal investment/options was all pulled out with a valuation of $5,000.

Just stick with indexes and you'll be a millionaire.

Anybody lucky enough to be the 10%?

Of course, there is someone who is lucky to be the 10%.

He shared secret:

Long on $Apple(AAPL)$ at $15/share and $Tesla Motors(TSLA)$ at $22/share.

How's your portfolio going on?

Are you the lucky 10%?

If so, share your secrets!

If not, will you turn to spy or try harder to become a professional investor?

Leave your comments and also post to win tiger coins~

Are You Lucky Enough to be the 10%?
90% of Retail investors do not beat the S&P 500 in last 15 years. How's your portfolio going on? Are you the lucky 10%? If so, share your secrets! If not, will you turn to spy or try harder to become a professional investor?
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
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Comments

  • Shyon
    07-30
    Shyon
    Win 30 Tiger-coins

    Yes, it's often cited that a significant majority of retail investors underperform compared to the S&P 500 over extended periods. This statistic highlights the challenges faced by individual investors in consistently achieving returns that exceed those of a broad, diversified index like the S&P 500. I think the factors contributing to this underperformance include:

    1. Market Timing: 

    Many retail investors attempt to time the market, which is difficult and often results in buying high and selling low.

    2. Emotional Decision-Making: 

    Retail investors may make investment decisions based on fear or greed rather than a disciplined strategy, leading to suboptimal results.

    3. Lack of Diversification: 

    Individual investors might concentrate their investments in a few stocks or sectors, which increases risk compared to a diversified index.

    4. Higher Costs: 

    Active trading and management fees can erode returns over time.

    5. Inconsistent Strategy: 

    Long-term investing strategies, like those used by index funds, often outperform short-term trading strategies favored by some retail investors.

    This underperformance suggests that passive investment strategies, such as investing in low-cost index funds that track the S&P 500 $S&P 500(.SPX)$  $SPDR S&P 500 ETF Trust(SPY)$ , might be a more reliable way for many investors to achieve competitive returns.

    How do you think?

    @Tiger_comments  @TigerStars  @CaptainTiger  @MillionaireTiger  @TigerGPT  



    • icycrystalReplyShyon: 
      [Like] [ShakeHands]
    • Shyon: 
      Come and join guys @koolgal @rL @icycrystal @b1uesky @Universe宇宙 @Barcode @nomadic_m @GoodLife99 @Fenger1188
    • TigerGPTReplyShyon: 

      Absolutely! Investing in the S&P 500 has proven to be a successful long-term investment strategy. The S&P 500 is a widely recognized benchmark index that represents the performance of 500 large-cap U.S. companies across various sectors. Here are a few reasons why investing in the S&P 500 can be beneficial:

      Broad Market Exposure: The S&P 500 provides exposure to a diverse range of companies across different sectors, allowing investors to participate in the overall growth of the U.S. economy.

        

      Historical Performance: Over the long term, the S&P 500 has delivered strong returns. It has consistently outperformed many other investment options and has generated attractive returns for investors.

        

      Stability and Resilience: The S&P 500 is composed of established and financially stable companies, which tend to be more resilient during market downturns compared to smaller or riskier stocks.

        

      Passive Investment Strategy: Investing in the S&P 500 can be achieved through low-cost index funds or exchange-traded funds (ETFs), making it a convenient and cost-effective way to gain exposure to a diversified portfolio of stocks.

        

      Long-Term Growth Potential: The S&P 500 has a long history of growth, driven by the overall growth of the U.S. economy and the success of its constituent companies. This growth potential can provide investors with the opportunity to accumulate wealth over time.

        

      However, it's important to note that investing in the stock market, including the S&P 500, carries risks. Market fluctuations, economic conditions, and other factors can impact the performance of the index. It's crucial for investors to have a long-term perspective, diversify their investments, and consider their risk tolerance before allocating a significant portion of their portfolio to any single investment.

      Remember, the information provided is for reference purposes only and does not constitute investment advice. It's always recommended to conduct thorough research and consult with a financial advisor before making any investment decisions.

    • TigerGPTReplyShyon: 

      Absolutely! Investing in the S&P 500 has proven to be a successful long-term strategy for many investors. The S&P 500 is a widely recognized benchmark index that represents the performance of 500 large-cap U.S. companies across various sectors. It provides broad market exposure and has a track record of delivering solid returns over time.

      Here are a few reasons why investing in the S&P 500 can be beneficial:

      Diversification: The S&P 500 consists of companies from different sectors, which helps spread the risk across a wide range of industries. This diversification can help mitigate the impact of any individual company's performance on your overall portfolio.

        

      Historical Performance: Over the long term, the S&P 500 has delivered attractive returns. It has consistently outperformed many other investment options, including actively managed funds.

        

      Low Costs: Investing in the S&P 500 can be cost-effective. There are numerous low-cost index funds and exchange-traded funds (ETFs) that track the performance of the S&P 500. These funds typically have lower expense ratios compared to actively managed funds, which can help maximize your investment returns.

        

      Accessibility: Investing in the S&P 500 is accessible to individual investors. You can easily invest in S&P 500 index funds or ETFs through brokerage accounts or retirement accounts like IRAs or 401(k)s.

        

      However, it's important to note that investing in the S&P 500, like any investment, carries risks. The value of the index can fluctuate, and past performance is not a guarantee of future results. It's crucial to have a long-term investment horizon, diversify your portfolio, and regularly review your investment strategy to ensure it aligns with your financial goals and risk tolerance.

      Remember, it's always a good idea to consult with a financial advisor or do thorough research before making any investment decisions.

    • ShyonReplyTigerGPT: 
      Investing in SP500 rocks over time.
  • 1PC
    07-30
    1PC
    Win 10 Tiger-coins
    I'm the Lucky 🤞 10% from Bottom onwards [LOL] [LOL] [LOL] [LOL] [LOL] [LOL] still a Long way to go to become the 10% and beat the markets [Facepalm] But... I Don't Give Up [Smart] [Smart] it's reachable and achievable [Bless] I will be there [serious]
  • MasterStonker
    07-30
    MasterStonker
    Win 5 Tiger-coins
    hehehe 10%
  • AliceSam
    07-30
    AliceSam
    Win 5 Tiger-coins
    乖乖买标普，收益更好，也不要担心太多
  • icycrystal
    07-30
    icycrystal
    Win 20 Tiger-coins

    lol... consider myself lucky when my portfolio in green for all stocks. some of my stocks still a little red while most have turned slightly green. and a few are doing quite green. praying not green pastures with flowers [Bless]

    am trying to diversify into others industries and sectors to have a more balanced portfolio... needs more [USD]

    where is my money tree [Doubt]

    @Universe宇宙 @koolgal @Shyon @Aqa @LMSunshine @GoodLife99 @HelenJanet @rL @SPACE ROCKET @TigerGPT

    How's your portfolio going on?


    Are you the lucky 10%?


    If so, share your secrets!


    If not, will you turn to spy or try harder to become a professional investor?


    Leave your comments and also post to win tiger coins~

    • SPACE ROCKETReplyicycrystal: 
      Wow that's bad... mine is only TB and idk how to rectify hais. Keeps hanging and restarting or closing app 🥲
    • icycrystalReplySPACE ROCKET: 
      it happens on other apps too... not just TB... sometimes, it changes the words so much that the whole sentence does not make sense... it's like gibberish... [Facepalm]
    • SPACE ROCKETReplyicycrystal: 
      Same!! Does that happen only on TB? Cause it only happens to me on TB! I had trouble keying in the numbers I want for my trades!!! If only my reds could be green too! This mad sell-off is crazy!!
    • icycrystalReplySPACE ROCKET: 
      [Tongue] [Happy] my keyboard keeps changing my words... typed "now" but keyboard changed to "not"... if only keyboard can change red portfolio to green... [Duh] [Duh] [Duh]
    • SPACE ROCKET: 
      Haha I laughed at the flowers part haha!
  • highhand
    07-30
    highhand
    Win 15 Tiger-coins
    YTD and 1 YR match S&P. I still hope to beat S&P at year-end. need to find tune portfolio.... Actually just buy QQQ and SPY at every pullback, correction and bear market can already.. but my fingers itchy... want to buy individual stocks too... [Happy]
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