Shyon
2025-08-06
I'm currently most bullish on $DBS Group Holdings(D05.SI)$ due to its strong Q1 showing and ability to maintain NIM above 2% despite industry pressure. Its record-high fee income and treasury sales show strong diversification beyond interest income, while a solid cost-to-income ratio supports sustained performance. The bank's share price has also outperformed peers this year, reflecting market confidence.

UOB’s $UOB(U11.SI)$ weaker stock performance could be a long-term opportunity. Despite lower net interest income, its non-interest income segments like wealth management and trading showed strong growth. Its consistent dividend payout also adds to its appeal for income-focused investors.

The key for UOB is whether it can consistently grow non-interest income. While DBS already proves its resilience, UOB still needs to show it can maintain momentum. For now, I remain more confident in DBS.

@TigerStars @Tiger_comments

DBS SGD50! UOB Misses: How Do You View Three Banks’ Earnings?
Singapore lender DBS maintains 2025 outlook, Q2 profit beats forecasts with 1% rise OCBC Q2 profit falls 7% to S$1.82 billion; to pay S$0.41 a share in dividends UOB Q2 profit drops 6% to $1.34 billion, missing forecast ------------ How to trade 3 banks post earnings? What's your earnings digest?
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Comments

  • chimey
    2025-08-06
    chimey
    It's great to see your confidence in DBS! It really does stand strong against the competition.
    • Shyon
      Strong surge in DBS share price these few days
  • JackQuant
    2025-08-06
    JackQuant
    DBS really flexing strength this year 💪 That NIM holding above 2% is no joke! You buying more on dips?
    • Shyon
      Yes, collecting more previously. similar to OCBC and UOB but seem like less strong
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