koolgal
01-16 14:58
🌟🌟Certainty or Transformation?  The banks are split into 2 narratives. 

Transformation: Citi & Wells Fargo announcing layoffs while increasing their AI investments, signal a familiar pattern in banking: streamline cost base, modernise infrastructure & hope the transformation is successful. 

These moves can translate into long term profitability but the payoff depends on execution & whether legacy systems can be merged well.

High potential, high complexity.

Certainty: Certainty names like Goldman Sachs & Bank of America operate like wellrun machines.  Predictable earnings &diversified revenue streams.They are steady, reliable & less dramatic.

Which camp am I in?

Neither. I am in the disciplined camp. 

I don't chase narratives. I don't pick favourites. I let $Financial Select Sector SPDR Fund(XLF)$ do the heavy lifting.

Certainty is comfortable.  Transformation is exciting.  Disciplined allocation is where the long term returns are built.

@Tiger_comments @TigerStars

Big Bank Earnings Recap: AI Divergence, MS is the Winner?
As a key industry bellwether, JPMorgan Chase signaled pressure in its latest earnings, confirming investment banking revenue came in below guidance. Shares fell more than 4% Tuesday, dragging the broader financial sector lower. The results suggest that in a high-rate environment, capital markets activity is recovering more slowly than expected, while rising operating costs are squeezing margins. Does JPMorgan’s earnings miss point to a broader slowdown in capital markets activity? In a higher-for-longer rate environment, can banks defend margins against rising costs?
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Comments

  • icycrystal
    03:20
    icycrystal
    thanks for sharing
    • koolgal:Β 
      Best of luck πŸ€πŸ€πŸ€
    • koolgal:Β 
      May you have a wonderful week ahead πŸŒˆπŸŒˆπŸŒˆπŸ’°πŸ’°πŸ’°
    • koolgal:Β 
      Happy Sunday πŸ–οΈπŸ–οΈπŸ–οΈ
    • koolgal:Β 
      Appreciate your support πŸ₯°πŸ₯°πŸ₯°
    • koolgal:Β 
      My pleasure 😍😍😍
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