Overview:  Bank of America $Bank of America(BAC)$  and JPMorgan Chase $JPMorgan Chase(JPM)$  are facing rising capital requirements as U.S. regulators implement revised banking rules. The new proposal calls for a 9% increase in capital buffers for the largest U.S. banks, including these two financial giants. This is a significant reduction from the initial proposal, which sought a 19% hike. These revisions come after intense lobbying by banks and reflect a compromise that could ease regulatory pressure. However, uncertainties remain about the timeline and final implementation. Reduced Capital Hikes: A Relief for Banks U.S. regulato

Half Year Review. $Goldman Sachs(GS)$ has just released its 2024 mid-year outlook. The publication called Cutting Through the Complexity, is published by Goldman Sachs asset management division (GSAM) It offers insights for any investors involved during the rest of 2024 and considers the evolving economic landscape: Characterized by a slower path to interest rate normalization. On-going geopolitical tensions. Crucial election cycle, that seldom gets coverage. GSAM emphasizes embracing these “new realities” and outlines key considerations for investors across various asset classes. Macroeconomy: Longer Road to Normal Initially, US central bank was expected to raise interest rates aggressively to combat escalating inflation. With inflation largely und

Summary Dividend stocks are staging a comeback amid a broader market shift, offering promising opportunities for investors. Despite a top-heavy S&P 500, undervalued sectors are gaining momentum with strong fundamentals. Investors can capitalize on growth potential in defense, precious metals, and energy sectors poised for long-term gains. GeorgePeters Introduction Guess what? Dividend stocks are back! After roughly 1.5 years of non-stop underperformance, dividend stocks are making a comeback, as displayed by the ratio between the Schwab U.S. Dividend Equity ETF (SCHD) and the S&P 500 below. Data by YCharts Although we're still dealing with green shoots, current momentum is promising and increasingl

Investors nowadays are demanding more from their stocks—they want stable income alongside growth potential. This has led to the emergence of stocks that not only offer generous dividends, with yields no less than 2.4%, but also show promising revenue and profit growth in the coming years.Let's introduce you to nine such U.S. growth stocks. These aren't like $Microsoft(MSFT)$ and $Apple(AAPL)$ , which offer dividends below 1% and are often seen as tech giants with less growth potential. Instead, these stocks are active, not dormant, and their dividend yields are about a percentage point higher than the $S&P 500(.SPX)$ .1.

Banks are recession favorites for a number of good reasons: when rates stay high, lending activities generate greater revenue. When crunch times hit businesses, advisory services regarding restructuring, debt underwriting, et al. generate greater revenue. Banks tend to be "value" investments; there's often very little by way of costly technology accruing obsolescence or over-planned facilities (beyond a handful of very nice HQs). The head honchos' cleaver tends to run swift and true if "deadweight" needs to be shed deadweight, whatever said weight tends to be. The Goldman Sachs Group, Inc. ($Goldman Sachs(GS)$) stands very tall among all its peers numbering in the tens of thousands around the world: as per the Financial Stability Board established b

This week, major U.S. banks reported Q2 earnings.Overall the results were good, with some characteristic differences in different business categories.Investment banking continued to recover.All of the major investment banking segments recorded a return to growth and are recovering from the slowdown of the previous two years, and IPOs and M&A, while nowhere near the peaks of the low-interest-rate era, are beginning to grow.Of course, further investment banking activity is likely to follow the fall in interest rates.Only then will business such as private placements recover further.Record highs in equity markets lead to continued record highs in wealth management.Thanks to the strong performance of the stock market in Q2, many banks saw a boost in their asset and wealth management busine

Over the past two years, the $S&P 500(.SPX)$ has soared over 43%, fueled primarily by AI stocks. But let's face it, whether it's due to economic shifts, interest rate environments, or industry dynamics, a market crash is coming – just a matter of when.We can't predict when the fall will happen or how long the bear will hibernate, but smart investors always keep an umbrella handy for the inevitable rainy day.Crash Course in US Market MeltdownsThe most notorious and devastating crash? The Great Crash of 1929, ushering in the Great Depression.Then, 58 years later, October 19, 1987, saw the infamous "Black Monday," where the $DJIA(.DJI)$ plunged 22.6% in a single day.And in the 21st century, amidst all th

Market trends and dividend stability In the ever-volatile world of investing, dividend stocks offer a beacon of stability and consistent returns. Today, I'll delve into three dividend stocks that should be a cornerstone of your portfolio: Darden Restaurants, International Seaways, and Citigroup. These stocks not only provide reliable dividends but also exhibit strong financial health and growth potential. Let’s explore why these stocks outperform others and why they should be on your radar. Darden Restaurants: A Recipe for Success Darden Restaurants, the parent company of popular dining brands like Olive Garden and LongHorn Steakhouse, has demonstrated remarkable resilience and growth. Despite a competitive market, Darden has managed to exceed earnings forecasts, showcasing its robust oper

$JPMorgan Chase(JPM)$ $Berkshire Hathaway(BRK.B)$ $Visa(V)$ $Amazon.com(AMZN)$ $Microsoft(MSFT)$  Kia ora Tiger traders. Looks like the financial titans are strutting their stuff today! BRK.B, JPM, V, MA, WFC, GS, AXP, MS, and C are all showing those techies who's boss with a stylish green uptrend. Tech stocks are down today due to a combination of factors. One significant reason is the anticipation of upcoming earnings reports. Big tech companies like Amazon, Alphabet, Microsoft, and Meta are set to announce their earnings soon, and there’s often market volatility leading up

$Goldman Sachs(GS)$ $JPMorgan Chase(JPM)$   Kia ora Tiger traders, Big Banks: Better YTD, Better Dividend! Will You Invest? 💰 High-dividend stocks are an essential sector in investments. Besides stock price appreciation, dividends can provide investors with stable annual income. Major banks like Goldman Sachs, JPMorgan Chase, and Citigroup, which have achieved YTD returns of 27.6%, 23.49%, and 26.63% respectively, outpacing the S&P 500, Apple, and Microsoft. 📈🏦 They also offer attractive dividend yields of 2.23%, 2.19%, and 3.25%, which surpass those of top tech stocks. 📊💸 Fun Fact: Did you know that JPMorgan Chase is the largest bank in the United States and the sixth largest in the world by total

$ocbc bank(O39.SI)$  In today's competitive banking landscape, attracting and retaining customers requires a forward-thinking approach. OCBC stands out with their innovative 360 Savings Account, a prime example of why they're a great bank to consider for your investments. The Power of 360: A High-Yield Account with Flexibility The 360 Savings Account isn't your average savings vehicle. It offers a compelling interest rate of up to 4.65% per year, significantly higher than traditional savings accounts in Singapore. This makes it an attractive option for those looking to grow their savings without the risks associated with stocks or other investments. But what truly sets the 360 account apart is its flexibility. OCBC

$FORTESCUE LTD(FMG.AU)$ Kia ora TT's Australian Market Spotlight: Fortescue Metals Group (FMG) Title: Fortescue Metals Group: Powering Through the Challenges! Short-Term Gains and Long-Term Potential Short-Term Fundamental Analysis Fortescue closed at AUD 21.50 on 17 July 2024, showing resilience despite recent market volatility. Key metrics: - Revenue Growth: 9% YoY. - Dividend Yield: 7%. - P/E Ratio: 12. Short-Term Strategy: Fortescue is a solid buy for short-term gains due to its strong financial performance and attractive dividend yield. Look for price consolidation around AUD 21 for potential entry points. Technical Analysis - Support Level: AUD 20.50. - Resistance Level: AUD 22.00. - Volume Analysis: Spikes in volume indicate strong buying

John Templeton investment philosophy focuses on constantly searching for the markets that are depressed and looking for quality stocks that are beaten down and overlooked by investors. I invested in Singapore dividend stocks, Hong Kong and Emerging markets ETFs in Templeton way, followed the pace of the Fed's interest rate hikes, buy more when the price drops, and bear the 'humiliation' for three years. Now the interest rate is at its highest point, but the expectation of rate cuts is just around the corner. Today I reap the fruits of my labor, both capital gains and dividend income. I have collected 30k plus dividend in these 3 years, and reinvested them in stocks. I am not jealous of US stocks AI and high-tech stocks. High-tech is not my cup of tea and I can't hold them, usually sell ou

Let's try the way.who knows...its might be

Yes I will invest in bank

Markets now have a BASE CASE of 6 interest rate cuts over the next year. The base case shows rate cuts at every meeting remaining in 2024 starting in September. Discussions of a 50 basis point interest rate cut have even begun to emerge. This feels a lot like January 2024 when the market went from pricing-in 3 rate cuts in 2024 to 7 in a matter of weeks. The only way rate expectations can get more dovish this year is if the Fed starts cutting rates by 50 basis points. What happens if CPI inflation begins to rise again?