Although the CPF provides a steady return, there are four REITs with distribution yields that exceed the CPF's interest rate.  The government’s CPF scheme has been instrumental in helping people to save for theirretirement. Comprising three components, namely the Ordinary, Medisave and Special accounts, each serves a specific purpose in helping build sufficient funds for various purposes. CPF accounts provide as close to a sure thing when it comes to returns, as they are guaranteed by the Singapore government, which is a triple-A credit-rated government. Of the three CPF accounts, the Ordinary Account (OA) is by far the most popular as it allows flexibility in using the funds for either education, housing, or investments. With an interest rate of 2.5% per annum, the OA is offering a r

Warren Buffett is investing more cash in the stock market today than at any point since the global financial crisis.Berkshire Hathaway$Berkshire Hathaway(BRK.B)$ $Berkshire Hathaway(BRK.A)$ logged $41.5bn in net stock purchases for Q1 2022. With the S&P 500recently entering bear market territory, Buffett’s timing is noteworthy considering he was a net seller of stocks throughout 2021.One quote in which the billionaire neatly summarises his timeless investment approach is to “be fearful when others are greedy and greedy when others are fearful“. With that in mind, let’s look at two stocks Warren Buffett has been buying this year and whether now is a time for me to be fearful or greedy.A new Warren Buf

The stock market is down 14% sofar this year. Investors' concerns about inflation, rising interest rates, and geopolitical situations, among other factors, have made the market slump. But fear shouldn't make you completely ignore the stock market. History has proven a distressed market provides the right opportunity to invest.If you are an investor looking to earn regular income even in a volatile market, dividend stocks are the way to go. A record of consistently paying and increasing dividends is a sign of a stable company -- implying regular income in the form of dividends. And I have just the right three in mind.1. Coca-ColaEven though growth stocks got hammered this year, this beverage company held its ground.Coca-Cola$Coca-Cola(KO)$ 's(KO-1.

Nvidia(NVDA) shares are down 44% in 2022. Profit growth is slowing, and so could sales. The future remains bright and I’m staying with it. Nvidia$NVIDIA Corp(NVDA)$ stock, the darling of 2021’s market, has lost 44% of its value in 2022.But it’s still not a cheap stock. At its June 23 price of $165/share, Nvidia’s market cap was $407 billion, on fiscal 2022 revenue of $27 billion. The price to earnings ratio was nearly 44. The dividend yields just .1%.With a lot of good stocks like Microsoft$Microsoft(MSFT)$ (NASDAQ:MSFT) andApple$Apple(AAPL)$ (NASDAQ:AAPL) selling for a fraction of that, on a relative basis, it can be hard to see why analysts keep giving Nvidia love.

In March,Tesla$Tesla Motors(TSLA)$ (TSLA4.53%)revealed its intentions to pursue a stock split, and now we have more details. This month, the electric vehicle giant filed paperwork with the Securities and Exchange Commission (SEC) to move forward with a 3-for-1 stock split. However, nothing is set in stone until shareholders give the company the green light at its annual shareholders meeting in August.A company's path to a stock split can be a bit confusing. Here's what you as a retail investor need to know about Tesla's plan.Behind the scenes of Tesla's stock split timelineTesla isn't a stock split rookie. In August 2020, Tesla's performed its first split, and it was a hit. Following its announcement that it intended to undergo a 5-for-1 stock s

Tesla stock provides more upside potential over the next few years than the S&P 500. However, the S&P 500 is a lower-risk investment as Tesla stock also has the potential to drop further. Investors should also add other securities to their portfolio, whether they start with Tesla or an index fund. Many investors start their stock buying journey by making an initial investment in something like anindex fundor in some popular company,Tesla$Tesla Motors(TSLA)$ (TSLA-9.22%)for example. But which one is the better option? The answer really depends on your personality and goals, but each option has its merits. With either option, you should make sure that you know what you're getting into before making a decision.The case for TeslaTesla stock has a

It's been a tough past few months for Nvidia$NVIDIA Corp(NVDA)$ and its investors. Despite being swept higher in Thursday's broad bullishness, shares of the technology giant are still down by nearly half of their peak price hit in November. And the company just warned shareholders that revenue for the quarter now underway wouldn't be as healthy as analysts were initially anticipating. Veteran investors know, however, that some of the market's biggest rewards come from buying shares of great companies while they're beaten down. Nvidia is a great company. It's just going through a rough patch. Before stepping into a stake in this great company, though, take a step back and consider an alternative that may be a more appropriate pick for your p

Lucid Group$Lucid Group Inc(LCID)$ (LCID-2.25%), the electric vehicle maker that went public by merging with a special purpose acquisition company (SPAC) last July, has often been compared toTesla$Tesla Motors(TSLA)$ (TSLA-0.37%). Lucid's CEO and CTO Peter Rawlinson previously served as Tesla's chief vehicle engineer from 2009 to 2012. Its debut vehicle, the Lucid Dream, can travel up to 520 miles on a single charge, which beats Tesla's Model S Long Range by more than 100 miles. Lucid also targets a higher-end market than Tesla, with even pricier EVs. However, Lucid only started shipping its first vehicles last October, and it will likely take more than a decade for the fledgling company to match Tesla's curren

Price levels continue to rise at a rate we haven’t seen in decades. In May, U.S. consumer prices surged 8.6% from a year ago — the biggest increase since December 1981.Spiking inflation has severe consequences for your cash savings. Fortunately, investing legend Warren Buffett has plenty of advice onwhat to own when consumer prices spike.In a 1981 letter to shareholders, Buffett highlighted two business traits that investors should look for when trying to fight inflation: 1) the power to increase prices easily, and 2) the ability to take on more business without having to spend excessively.Here are four Berkshire holdings that largely boast those characteristics.American Express (AXP)Last year, American Express$American Express(AXP)$ demonstrated

For years, the FAANG stocks reigned supreme. But now that they appear to have lost their bite, is there still a place for these tech giants in your portfolio? FAANG — an acronym for Facebook$Meta Platforms, Inc.(FB)$ (nowMeta),Apple$Apple(AAPL)$ ,Amazon$Amazon.com(AMZN)$ , Netflix$Netflix(NFLX)$ and Alphabet$Alphabet(GOOG)$ $Alphabet(GOOGL)$ -owned Google— dominated the stock market over that last decade, andled stocks' recovery after the market crashed in March, 2020. During the height of the pandemic, these big techstocksbenefited big time fro

It’s a stock split frenzy, and Amazon$Amazon.com(AMZN)$ is getting in on the action. They’re the latest in a string of big names to implement or announce a stock split, drastically increasing the number of shares on offer to investors. Alongside Amazon, 2022 is also likely to see stock splits from Alphabet$Alphabet(GOOG)$ $Alphabet(GOOGL)$ , Shopify$Shopify(SHOP)$ , Tesla$Tesla Motors(TSLA)$ , Nintendo$Nintendo Co., Ltd.(NTDOY)$ , and the ever-present GameStop$GameStop(GME)$ .But this isn’t a recent phenomen

It's been a brutal year for investors. The S&P 500$S&P 500(.SPX)$ -- an index of the 500 largest companies in the U.S. that's widely viewed as a measure of the overall performance of the stock market -- plunged 20% from the end of 2021 to the end of June. It's the worst downturn since the S&P 500 fell 21% in the first six months of 1970.Yet amid the carnage lies opportunity -- if you know where to look. Interestingly, the S&P 500 recovered its losses and surged 26.5% in the second half of 1970. In fact, the market hasreboundedfrom every major downswing to eventually rise to new all-time highs. It's highly likely it will do so again.This is the outstanding businesses that could lead the stock market's recovery.

Virtual reality (“VR”) is a representation of an artificial environment using cameras, sensors, and software. This technology has been gaining significant traction in recent times, driven by its affordability and wide-scale availability.Per a recent PwC report,global spending on VRgrew 36% year over year $2.6 billion in 2021. Moreover, global spending on VR products and services is expected to witness a CAGR of 24% for the 2021-2026 time frame, bringing the segment to $7.6 billion.Faster and more advanced cellular networks, including 5G, are poised to improve VR experiences and create a larger potential market for cloud-based streaming applications. From gaming, education and industrial production to even fashion, nearly all industries in the market can benefit from VR technologies.VR head

In the wake of rival Snap$Snap Inc(SNAP)$ 's preannouncing a deterioration in its results, Google parent Alphabet$Alphabet(GOOG)$ $Alphabet(GOOGL)$ sold off hard in sympathy, down more than 5% the next day. And remember, this is on top of an already-bad year for tech stocks. Year to date, Alphabet is down nearly 27%, based on fears of a cyclical slowdown in advertising dollars. But as Warren Buffett once said, "you pay a high price for a cheery consensus." With pessimism now being extrapolated across the digital advertising space, Alphabet looks quite cheap indeed -- even cheaper than its headline earnings would suggest. Alphabet has a historically lo

Here's a prediction: Both Amazon and Tesla will rebound after stock splits this year.Ugh. That's probably the best -- and most succinct -- summary of how things are going these days for Amazon.com$Amazon.com(AMZN)$ (AMZN-1.40%)and Tesla$Tesla Motors(TSLA)$ (TSLA-0.87%)shareholders. Amazon stock is almost 40% below its 52-week high. Tesla isn't in quite as bad shape but remains down close to 30% from the peak last fall. Some investors could be tempted to throw in the towel on the once highfliers. Others, though, could be circling specific dates on the calendar in hopes of a near-term rebound. Will Amazon and Tesla stocks bounce back with their upcomingstock splits? Behind the declines Any evaluation of