2 Myths Setting You Up For Failure

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2 Myths Setting You Up For Failure

seekingalpha2021-07-01

Summary Myths are widely held beliefs that are not founded in reality. They sound convincing, but really don't make sense. Today we knock the shine off two of them for your benefit. Have you ever ...

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HHLim
·2021-07-02
Ok
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Kaykayvvong
·2021-07-01
Wise!
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燃烧吧我的小宇宙
·2021-07-01
Liked
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1
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breAkdaWn
·2021-07-01
Yes you are right about myths and hypes. Just like the ' fool' write ups! Thanks
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AKKok
·2021-07-01
Good advice. Most difficult is change of perspective.
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- Khoo12:
  Yes
  2021-07-01
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Dave Fu
·2021-07-01
Good advice!
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MajorJackpot
·2021-07-01
Hmm
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Chaishen
·2021-07-01
Have an exit plan before every entry
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yvo92
·2021-07-01
Nice
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Zalu
·2021-07-01
In conclusion, I believe we still need to do our "homework" before investing into a company and even for Swan stocks, we should still monitor them from time to time.
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KS_Lee
·2021-07-01
Agree with the contents of this article. This era is much more difficult to rely on one stocks for dividend for too long term and SWAN stocks. Technology evolving too fast these days & definitely need to put effort to monitor the stocks bought.
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hh488
·2021-07-01
Didn't know the meaning of Swan until now. Lol
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- hh488:
  It also can refer as black swan event as some may have thought.
  2021-07-01
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- KS_Lee:
  U not the only one. Me too!
  2021-07-01
  Reply
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WeiMin
·2021-07-01
Avoid avoid
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SimS
·2021-07-01
Basically, review review review
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Syrope
·2021-07-01
Like my post please, ty
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- superpopo:
  don't want
  2021-07-01
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- Foxie:
  Comment!!
  2021-07-01
  Reply
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Dny
·2021-07-01
Nice
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3
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CIG
·2021-07-01
Swan seems difficult to me at poor health.
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Kel9670ong
·2021-07-01
Nice
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koolgal
·2021-07-01
I like Swan stocks as I like to sleep well at night. Do you? Please like and comment. Thanks
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- Huathk:
  Gd
  2021-07-01
  Reply
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- JQJQ:
  same here too [爱你]
  2021-07-01
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yuki5980
·2021-07-01
Interesting
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Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":158701583,"gmtCreate":1625180573942,"gmtModify":1703737648082,"author":{"id":"3581998759859179","authorId":"3581998759859179","name":"HHLim","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3581998759859179","authorIdStr":"3581998759859179"},"htmlText":"Ok&nbsp;","listText":"Ok&nbsp;","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158701583","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158866271,"gmtCreate":1625144496893,"gmtModify":1703737029405,"author":{"id":"3581126860580945","authorId":"3581126860580945","name":"Kaykayvvong","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3581126860580945","authorIdStr":"3581126860580945"},"htmlText":"Wise!&nbsp;","listText":"Wise!&nbsp;","text":"Wise!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158866271","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158120019,"gmtCreate":1625138132631,"gmtModify":1703736893519,"author":{"id":"3577973342242790","authorId":"3577973342242790","name":"燃烧吧我的小宇宙","avatar":"https://static.tigerbbs.com/f355f30467c97ea6ebb736238d0d3c62","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3577973342242790","authorIdStr":"3577973342242790"},"htmlText":"Liked","listText":"Liked","text":"Liked","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158120019","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158185051,"gmtCreate":1625137224673,"gmtModify":1703736873837,"author":{"id":"3569809505691000","authorId":"3569809505691000","name":"breAkdaWn","avatar":"https://community-static.tradeup.com/news/4c3676c14de9bfcd6f45bcf7ba4ddb6c","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"3569809505691000","authorIdStr":"3569809505691000"},"htmlText":"Yes you are right about myths and hypes. Just like the ' fool' write ups! Thanks","listText":"Yes you are right about myths and hypes. Just like the ' fool' write ups! Thanks","text":"Yes you are right about myths and hypes. Just like the ' fool' write ups! Thanks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158185051","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158193465,"gmtCreate":1625134216557,"gmtModify":1703736824525,"author":{"id":"4088035103982220","authorId":"4088035103982220","name":"AKKok","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"4088035103982220","authorIdStr":"4088035103982220"},"htmlText":"Good advice. Most difficult is change of perspective.","listText":"Good advice. Most difficult is change of perspective.","text":"Good advice. Most difficult is change of perspective.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/158193465","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5091088,"gmtCreate":1625135162841,"gmtModify":1663230383038,"authorId":3564738902623228,"author":{"id":3564738902623228,"idStr":"3564738902623228","authorId":3564738902623228,"name":"Khoo12","avatar":"https://static.tigerbbs.com/a1637796379aeed1538616117eb09330","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-3","templateUuid":"1026c425416b44e0aac28c11a0848493","name":" Tiger Idol","description":"Join the tiger community for 1500 days","bigImgUrl":"https://static.tigerbbs.com/8b40ae7da5bf081a1c84df14bf9e6367","smallImgUrl":"https://static.tigerbbs.com/f160eceddd7c284a8e1136557615cfad","grayImgUrl":"https://static.tigerbbs.com/11792805c468334a9b31c39f95a41c6a","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.11.28","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":158193465,"type":1,"supId":0,"prevId":0,"content":"Yes","text":"Yes","html":"Yes"}],"langContent":"EN"},{"id":158342561,"gmtCreate":1625132301353,"gmtModify":1703736786755,"author":{"id":"3582630305022272","authorId":"3582630305022272","name":"Dave Fu","avatar":"https://community-static.tradeup.com/news/7a2df364abb41de8f63f90de07d486d5","vip":1,"hat":"https://static.tigerbbs.com/0a8758340a08196056f8bc1e54805193","crmLevel":7,"crmLevelSwitch":1,"idStr":"3582630305022272","authorIdStr":"3582630305022272"},"htmlText":"Good advice!","listText":"Good advice!","text":"Good advice!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158342561","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158340891,"gmtCreate":1625131744813,"gmtModify":1703736777430,"author":{"id":"3571016679890290","authorId":"3571016679890290","name":"MajorJackpot","avatar":"https://static.tigerbbs.com/8e3167dc36bc3dc440bfc86312381fbb","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3571016679890290","authorIdStr":"3571016679890290"},"htmlText":"Hmm","listText":"Hmm","text":"Hmm","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158340891","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158364265,"gmtCreate":1625130511557,"gmtModify":1703736745463,"author":{"id":"3575102877976288","authorId":"3575102877976288","name":"Chaishen","avatar":"https://static.tigerbbs.com/b8bb167c6f990b4a02d66313039eb021","vip":1,"hat":"https://static.tigerbbs.com/7b75ce0c34afff716602792a5d0929dd","crmLevel":5,"crmLevelSwitch":1,"idStr":"3575102877976288","authorIdStr":"3575102877976288"},"htmlText":"Have an exit plan before every entry&nbsp;","listText":"Have an exit plan before every entry&nbsp;","text":"Have an exit plan before every entry","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158364265","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158368602,"gmtCreate":1625130308506,"gmtModify":1703736737989,"author":{"id":"3575604969719218","authorId":"3575604969719218","name":"yvo92","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3575604969719218","authorIdStr":"3575604969719218"},"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158368602","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158384446,"gmtCreate":1625129888485,"gmtModify":1703736729406,"author":{"id":"3573297814183295","authorId":"3573297814183295","name":"Zalu","avatar":"https://static.tigerbbs.com/4ea7e3f91804fa1f1e48eb78dd7c48a0","vip":1,"hat":"https://static.tigerbbs.com/b0a2963eb37c60c5d6d4a8dbcd266952","crmLevel":6,"crmLevelSwitch":1,"idStr":"3573297814183295","authorIdStr":"3573297814183295"},"htmlText":"In conclusion, I believe we still need to do our \"homework\" before investing into a company and even for Swan stocks, we should still monitor them from time to time.&nbsp;","listText":"In conclusion, I believe we still need to do our \"homework\" before investing into a company and even for Swan stocks, we should still monitor them from time to time.&nbsp;","text":"In conclusion, I believe we still need to do our \"homework\" before investing into a company and even for Swan stocks, we should still monitor them from time to time.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158384446","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158335674,"gmtCreate":1625128615898,"gmtModify":1703736699590,"author":{"id":"3579578865458065","authorId":"3579578865458065","name":"KS_Lee","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3579578865458065","authorIdStr":"3579578865458065"},"htmlText":"Agree with the contents of this article. This era is much more difficult to rely on one stocks for dividend for too long term and SWAN stocks. Technology evolving too fast these days &amp; definitely need to put effort to monitor the stocks bought.&nbsp;","listText":"Agree with the contents of this article. This era is much more difficult to rely on one stocks for dividend for too long term and SWAN stocks. Technology evolving too fast these days &amp; definitely need to put effort to monitor the stocks bought.&nbsp;","text":"Agree with the contents of this article. This era is much more difficult to rely on one stocks for dividend for too long term and SWAN stocks. Technology evolving too fast these days & definitely need to put effort to monitor the stocks bought.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158335674","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158397096,"gmtCreate":1625128033115,"gmtModify":1703736686429,"author":{"id":"4087945317850020","authorId":"4087945317850020","name":"hh488","avatar":"https://static.tigerbbs.com/7ef8dc41ed1e0c6e411a9a46b77edd66","vip":1,"hat":"https://static.tigerbbs.com/b073a07f77dbe6b3bec6b12311fde6bd","crmLevel":5,"crmLevelSwitch":1,"idStr":"4087945317850020","authorIdStr":"4087945317850020"},"htmlText":"Didn't know the meaning of Swan until now. Lol","listText":"Didn't know the meaning of Swan until now. Lol","text":"Didn't know the meaning of Swan until now. Lol","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/158397096","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5090251,"gmtCreate":1625128649037,"gmtModify":1663230377240,"authorId":4087945317850020,"author":{"id":4087945317850020,"idStr":"4087945317850020","authorId":4087945317850020,"name":"hh488","avatar":"https://static.tigerbbs.com/7ef8dc41ed1e0c6e411a9a46b77edd66","vip":1,"currentWearingBadge":{"badgeId":"29815c1501c442c58b708482689df577-1","templateUuid":"29815c1501c442c58b708482689df577","name":"Emerging Contributor","description":"Contributors who received Editor's Pick for the 1st time","bigImgUrl":"https://static.tigerbbs.com/4ce9180a952c61a51c39f70d533b81a7","smallImgUrl":"https://static.tigerbbs.com/f98cf16cf4b858114f7ab9a779f9e6f1","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/TW/9000980585","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2005},"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":158397096,"type":1,"supId":0,"prevId":0,"content":"It also can refer as black swan event as some may have thought.","text":"It also can refer as black swan event as some may have thought.","html":"It also can refer as black swan event as some may have thought."},{"id":5090199,"gmtCreate":1625128302041,"gmtModify":1663230377126,"authorId":3579578865458065,"author":{"id":3579578865458065,"idStr":"3579578865458065","authorId":3579578865458065,"name":"KS_Lee","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":158397096,"type":1,"supId":0,"prevId":0,"content":"U not the only one. Me too!","text":"U not the only one. Me too!","html":"U not the only one. Me too!"}],"langContent":"EN"},{"id":158302219,"gmtCreate":1625127413131,"gmtModify":1703736667799,"author":{"id":"3562741582743244","authorId":"3562741582743244","name":"WeiMin","avatar":"https://static.tigerbbs.com/5716e0600a0772002dec70de6433291d","vip":1,"crmLevel":9,"crmLevelSwitch":0,"idStr":"3562741582743244","authorIdStr":"3562741582743244"},"htmlText":"Avoid avoid","listText":"Avoid avoid","text":"Avoid avoid","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158302219","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158926771,"gmtCreate":1625124763893,"gmtModify":1703736610476,"author":{"id":"3581982942860939","authorId":"3581982942860939","name":"SimS","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"3581982942860939","authorIdStr":"3581982942860939"},"htmlText":"Basically, review review review","listText":"Basically, review review review","text":"Basically, review review review","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158926771","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158968930,"gmtCreate":1625123469020,"gmtModify":1703736592917,"author":{"id":"3582110607927501","authorId":"3582110607927501","name":"Syrope","avatar":"https://static.tigerbbs.com/7ddaf202594282f1436af195f5cd39e4","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3582110607927501","authorIdStr":"3582110607927501"},"htmlText":"Like my post please, ty","listText":"Like my post please, ty","text":"Like my post please, ty","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/158968930","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5089652,"gmtCreate":1625123508102,"gmtModify":1663230374841,"authorId":3584161011431512,"author":{"id":3584161011431512,"idStr":"3584161011431512","authorId":3584161011431512,"name":"superpopo","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"currentWearingBadge":{"badgeId":"972123088c9646f7b6091ae0662215be-1","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Elite Trader","description":"Total number of securities or futures transactions reached 30","bigImgUrl":"https://static.tigerbbs.com/ab0f87127c854ce3191a752d57b46edc","smallImgUrl":"https://static.tigerbbs.com/c9835ce48b8c8743566d344ac7a7ba8c","grayImgUrl":"https://static.tigerbbs.com/76754b53ce7a90019f132c1d2fbc698f","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.03.25","exceedPercentage":"60.00%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":158968930,"type":1,"supId":5089649,"prevId":0,"content":"don't want","text":"don't want","html":"don't want"},{"id":5089649,"gmtCreate":1625123493352,"gmtModify":1663230374728,"authorId":3572988793196593,"author":{"id":3572988793196593,"idStr":"3572988793196593","authorId":3572988793196593,"name":"Foxie","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":158968930,"type":1,"supId":0,"prevId":0,"content":"Comment!! ","text":"Comment!! ","html":"Comment!! "}],"langContent":"EN"},{"id":158986360,"gmtCreate":1625122493250,"gmtModify":1703736580306,"author":{"id":"3583713903095207","authorId":"3583713903095207","name":"Dny","avatar":"https://static.tigerbbs.com/df94541de0876a6ec7f52cfea841f652","vip":1,"crmLevel":2,"crmLevelSwitch":1,"idStr":"3583713903095207","authorIdStr":"3583713903095207"},"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158986360","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158917342,"gmtCreate":1625121828586,"gmtModify":1703736572156,"author":{"id":"3583974841960176","authorId":"3583974841960176","name":"CIG","avatar":"https://static.tigerbbs.com/6c2077e2370e1ffcaca7e29b875be2be","vip":1,"hat":"https://static.tigerbbs.com/f84d87792f02cf78e80ee34979fd31e5","crmLevel":5,"crmLevelSwitch":1,"idStr":"3583974841960176","authorIdStr":"3583974841960176"},"htmlText":"Swan seems difficult to me at poor health.","listText":"Swan seems difficult to me at poor health.","text":"Swan seems difficult to me at poor health.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158917342","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158912089,"gmtCreate":1625121443341,"gmtModify":1703736567219,"author":{"id":"3578468158955348","authorId":"3578468158955348","name":"Kel9670ong","avatar":"https://static.tigerbbs.com/bd86c42e207fbd94e7f8877a29457d71","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3578468158955348","authorIdStr":"3578468158955348"},"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158912089","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":158935166,"gmtCreate":1625120437055,"gmtModify":1703736553708,"author":{"id":"3559581955535845","authorId":"3559581955535845","name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"hat":"https://static.tigerbbs.com/0a8758340a08196056f8bc1e54805193","crmLevel":6,"crmLevelSwitch":1,"idStr":"3559581955535845","authorIdStr":"3559581955535845"},"htmlText":"I like Swan stocks as I like to sleep well at night.&nbsp; Do you?&nbsp; Please like and comment.&nbsp; Thanks&nbsp;","listText":"I like Swan stocks as I like to sleep well at night.&nbsp; Do you?&nbsp; Please like and comment.&nbsp; Thanks&nbsp;","text":"I like Swan stocks as I like to sleep well at night. Do you? Please like and comment. Thanks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/158935166","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5089483,"gmtCreate":1625121510762,"gmtModify":1663230374571,"authorId":3573472992263411,"author":{"id":3573472992263411,"idStr":"3573472992263411","authorId":3573472992263411,"name":"Huathk","avatar":"https://static.tigerbbs.com/43c7168c646d9ea6805194ed0003f1cc","vip":1,"crmLevel":5,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":158935166,"type":1,"supId":0,"prevId":0,"content":"Gd","text":"Gd","html":"Gd"},{"id":5089836,"gmtCreate":1625125641730,"gmtModify":1635239859500,"authorId":3581929836617050,"author":{"id":3581929836617050,"idStr":"3581929836617050","authorId":3581929836617050,"name":"JQJQ","avatar":"https://community-static.tradeup.com/news/845141bd57e8236ea8f40273531a9ea9","vip":1,"currentWearingBadge":{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":158935166,"type":1,"supId":0,"prevId":0,"content":"same here too [爱你]","text":"same here too [爱你]","html":"same here too [爱你]"}],"langContent":"EN"},{"id":158933418,"gmtCreate":1625119807434,"gmtModify":1703736547708,"author":{"id":"3583273715716290","authorId":"3583273715716290","name":"yuki5980","avatar":"https://static.tigerbbs.com/f3c4014fe6c897bb1210d50db5b701cb","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3583273715716290","authorIdStr":"3583273715716290"},"htmlText":"Interesting&nbsp;","listText":"Interesting&nbsp;","text":"Interesting","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/158933418","repostId":1198389317,"repostType":4,"repost":{"id":"1198389317","kind":"news","pubTimestamp":1625106905,"share":"https://ttm.financial/m/news/1198389317?lang=&edition=fundamental","pubTime":"2021-07-01 10:35","market":"us","language":"en","title":"2 Myths Setting You Up For Failure","url":"https://stock-news.laohu8.com/highlight/detail?id=1198389317","media":"seekingalpha","summary":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but r","content":"Summary\n<ul>\n <li>Myths are widely held beliefs that are not founded in reality.</li>\n <li>They sound convincing, but really don't make sense.</li>\n <li>Today we knock the shine off two of them for your benefit.</li>\n</ul>\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\n<img src=\"https://static.tigerbbs.com/eb2de5e63c647b292429f7aa2964c02d\" tg-width=\"635\" tg-height=\"371\" referrerpolicy=\"no-referrer\">Data byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>2 Myths Setting You Up For Failure</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n2 Myths Setting You Up For Failure\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-01 10:35 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure>seekingalpha</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nSummary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever ...\n\n<a href=\"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".DJI":"道琼斯","GLP":"全球合伙","IRIDQ":"Iridium World Communications Ltd.","GE":"GE航空航天"},"source_url":"https://seekingalpha.com/article/4437048-2-myths-setting-you-up-for-failure","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1198389317","content_text":"Summary\n\nMyths are widely held beliefs that are not founded in reality.\nThey sound convincing, but really don't make sense.\nToday we knock the shine off two of them for your benefit.\n\nHave you ever had a moment where your expectations didn't meet reality? Perhaps you went to see a movie in theaters, and it didn't live up to the hype of the trailers or your friends rave reviews. Or, perhaps the Michelin Star restaurant was not nearly as good as you thought it would be.\nWhen we have high expectations, and those expectations are not reached, it leads to discouragement and disillusionment.\nHaving proper expectations can allow us to enjoy more in life. It can also enable us to see the path we are walking more clearly. Little in life is as amazing or horrible as others describe.\nWhen it comes to investing and saving for retirement, we need to have proper expectations. Otherwise, we may get disillusioned and lost along the way. False expectations or beliefs regarding investing hold us back from succeeding. False expectations can cause us to be overconfident in some investments, or to pass up on great opportunities.\nThere are numerous myths that many simply accept without question. These myths could be costing you money! So let's hit head-on two myths that continue to circulate in investing and retirement circles!\nJust Buy Dividend Aristocrats!\nI hear this a lot, especially in dividend investment circles. Many are looking for a low-effort low-risk approach to getting income from the market. Dividend Aristocrats have extremely long histories of raising their dividends, through all sorts of market conditions.\nYet just because a yield is low, or has a strong history of being raised, does not mean it will survive long term. Through the Great Financial Crisis, starting in 2008, 36% of all Dividend Aristocrats were removed from the list within two years. Within five years, about 50% ended up being removed from the list. This was due to cutting, suspending, or not raising their dividend. That's a lot of pain for investors focused solely on investing in this \"safe haven.\"\nThis myth is founded on the incorrect belief that low yields that are growing are inherently less risky. Time and again, this belief has fallen flat in the face of reality. 50% of Dividend Aristocrats lost their 25-year streaks of dividend raises. For a Dividend Aristocrat, where many investors buy primarily because of their flawless history, a cut or even just the lack of a raise can have an outsized impact.\nThe reality is that at times, great companies will cut their dividend to ensure long-term benefit for shareholders. Income investors might hate dividend cuts, but sometimes a cut is what is best for the future of the company. Dividend Aristocrats are not immune from that reality. Yet you will pay a huge premium for most aristocrats, when you can invest in a company that might have cut one, but will still grow its dividend over time.\nTake Global Partners LP (GLP), which sports a 9% yield, as an example. When COVID-19 hit, management cut the distribution to protect the company and benefit unitholders in the long term. Since then, GLP has rapidly raised its distribution to levels above what was paid pre-COVID.\nData byYCharts\nOne should never blindly trust a company's dividend raising streak or its low yield as the sole safety indicators. GLP had a high yield before COVID, and did have to cut the dividend during the crisis. However, its strong business model allowed it to recover quickly and a year later the dividend is higher than ever.\nThis myth causes many investors or retirees to hold low yield, low growth names with long track records of raises, all while missing out on vastly higher income levels.\nCuts happen for various reasons, especially during periods of economic turmoil like the Great Financial Crisis or COVID. You can protect yourself by having a higher degree of diversification in your portfolio and avoid panic if a company you hold takes proactive measures to benefit you long term!\nSWAN Stocks Don't Need Attention\nThe moniker SWAN, standing for Sleep Well At Night, is highly misleading. It seems everything under the sun gets described as a SWAN, or SUPER SWAN, or MEGA AWESOME ONCE A DECADE SWAN! Yet investors, especially those who just survived 2020's volatility, know that even so-called SWAN stocks require monitoring.\nThe High Dividend Opportunities Model Portfolio is actively managed. We adjust our portfolio for risks on the horizon. No single stock is immune to every market condition or economic/political risk. The illusion that the stock is a SWAN because a trusted advisor or internet guru told you so leads many to losses from being too hands-off with their portfolio.\nSome of the most famous melt-downs were stocks that were once considered \"SWANs\" like Enron, WorldCom, GE, and others. The \"SWANs\" today are not the same as SWANs were 30 years ago.\nRetirees need a low-maintenance portfolio, but that does not mean you can be asleep at the wheel!\nHalf of the battle when it comes to investing is keeping an eye on the horizon—watching market movements, geopolitical actions, and government plans. I provide weekly updates to HDO members regarding the risks on the horizon, and we make moves to adjust for them coming.\nLikewise, while retirees may hold SWAN stocks, they must still be engaged with the world around them to be positioned to survive and thrive in the coming environments.\nWhen a bad storm is raging at sea, a strong ship can withstand the storm, but an unexpected wave can capsize even a strong ship. These waves are called rogue waves, often twice the size of normal storm waves and often moving in a direction different from the prevailing winds. These rogue waves have the ability to capsize strong, able vessels if they catch them off-guard.\nWe must have protections to watch for rogue waves when the storms of life and the market rise. We cannot simply believe our SWANs will keep us safe in all conditions.\nShedding these incorrect expectations, you can approach the market with the right mindset. By slaying these myths, you can ensure you are ready to craft and maintain your retirement portfolio.\nWe must move beyond the desire to be lazy and simply buy from a specific dividend payer list. These payers may have outstanding payment histories, but this does not guarantee future success.\nFurthermore, we must remain active in our portfolio, or at the very least to keep an eye to safeguard it. Stocks that are \"SWANs\" today will always be at risk of not being a \"SWAN\" tomorrow.\nWorse, restricting ourselves to lists like this removes a vast array of excellent income-producing opportunities that do not trade at such large premiums.\nRetirement is supposed to the capstone to our lifetimes. A time we spend in ease and relaxation. We have toiled hard and worked diligently to earn the last years of our life in leisure and enjoyment. The last thing we want is to derail our progress towards this goal with faulty thinking and misplaced expectations.\nYou can slay these myths and unlock more value from your portfolio than ever before! I believe in you. You got this.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":235,"commentSize":42,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false}}