Better Fintech Stock: Coinbase vs. Square

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Better Fintech Stock: Coinbase vs. Square

Motley Fool2021-04-26

Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...

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KTtrader
·2021-04-27
Square sounds like a safer bet for the long term
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NCM
·2021-04-26
Square or Paypal?
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2
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- FFE:
  up
  2021-04-26
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jinvestmentj
·2021-04-26
Please comment
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- FFE:
  comment
  2021-04-26
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Zarkness
·2021-04-26
Which one u think is better??
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- Zarkness:
  Yup i also
  2021-04-27
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- RonaldSTH:
  Square
  2021-04-26
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EKTech
·2021-04-26
Comments pls
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2
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- 3SPY:
  Response pls
  2021-04-26
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- Zarkness:
  Hi
  2021-04-26
  Reply
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巧蓁
·2021-04-26
I feel Square is better ! !
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- Zarkness:
  Me too
  2021-04-26
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DragonKC
·2021-04-26
Bitcoin up. Coinbase up.
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Jia jia
·2021-04-26
?
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- Jetblack:
  Square
  2021-04-28
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EdInvesting
·2021-04-26
Square is a safer bet
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- BruceLyy:
  i agree too
  2021-04-26
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- Juvie:
  agree
  2021-04-26
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Starbucks
·2021-04-26
Yes go for the safer option! $Square(SQ)$[Smile]
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- 绿叶蔬菜:
  cryptocurrency at a discount now!
  2021-04-26
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- Juvie:
  indeed
  2021-04-26
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fysx49
·2021-04-26
SQ is more diversified in fintech platform, Coinbase is more on cryptocurrency..
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Slayer888
·2021-04-26
Coinbase should diversified to e-payment services
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Vincentgo
·2021-04-26
Amazing
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MothersMilk
·2021-04-26
Nice
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4
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- MothersMilk:
  Comment
  2021-04-26
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ValAly
·2021-04-26
Comment and like pls..
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6
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Chakie
·2021-04-26
Future is Coinbase
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5
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- ValAly:
  Comment! Like mine pls..
  2021-04-26
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- AkiraAizawa:
  hope so
  2021-04-26
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boonk
·2021-04-26
Coin
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- boonk:
  Support coin on the way to 50cts as first target... Coin to be another game stop to have 10x upside
  2021-04-26
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VikiSoh
·2021-04-26
I choose Square
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- VikiSoh:
  [财迷]
  2021-04-26
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- kupkup:
  nice
  2021-04-26
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moliya
·2021-04-26
Why
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Zack克明冲
·2021-04-26
Coinbase wil go up today?
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- Mxxww:
  No
  2021-04-26
  Reply
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The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Source Link</a>\n\n</div>\n","source":"fool_stock","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"COIN","symbol_name":"Coinbase Global, Inc.","start_time":0,"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","article_id":"2130939302","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","pubTimestamp":1619408944,"sourceInfo":{"source_id":"fool_stock","name":"Motley Fool"},"weMediaInfo":null,"summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","collect":0,"end_time":0,"defaultTopTitle":"fool.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"COIN":"Coinbase Global, Inc.","SQ":"Block"},"translate_title":"更好的金融科技股票：Coinbase vs.Square,Inc","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"COIN":0.9,"SQ":0.9},"content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","kind":null,"is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":374776610,"gmtCreate":1619482827130,"gmtModify":1704724589622,"author":{"id":"3582151259867940","authorId":"3582151259867940","name":"KTtrader","avatar":"https://static.tigerbbs.com/6b53000e916c2327a5f2018e8dd96508","vip":1,"crmLevel":5,"crmLevelSwitch":0,"authorIdStr":"3582151259867940","idStr":"3582151259867940"},"htmlText":"Square sounds like a safer bet for the long term","listText":"Square sounds like a safer bet for the long term","text":"Square sounds like a safer bet for the long term","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/374776610","repostId":2130939302,"repostType":2,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":374303301,"gmtCreate":1619414497603,"gmtModify":1704723485074,"author":{"id":"3567832114052050","authorId":"3567832114052050","name":"NCM","avatar":"https://static.tigerbbs.com/bd72c39fd9a998a91f641828e572613e","vip":1,"crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3567832114052050","idStr":"3567832114052050"},"htmlText":"Square or Paypal?","listText":"Square or Paypal?","text":"Square or Paypal?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/374303301","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4137237,"gmtCreate":1619429310019,"gmtModify":1680785656317,"authorId":3576491867633529,"author":{"id":3576491867633529,"idStr":"3576491867633529","authorId":3576491867633529,"name":"FFE","avatar":"https://static.tigerbbs.com/4ffa41dea6894aac6a21859912e31f1a","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374303301,"type":1,"supId":0,"prevId":0,"content":"up","text":"up","html":"up"}],"langContent":"EN"},{"id":374309680,"gmtCreate":1619414374740,"gmtModify":1704723484750,"author":{"id":"3563586847469454","authorId":"3563586847469454","name":"jinvestmentj","avatar":"https://static.tigerbbs.com/1d29b839c9decbb475e5d52227835dd3","vip":1,"crmLevel":6,"crmLevelSwitch":0,"authorIdStr":"3563586847469454","idStr":"3563586847469454"},"htmlText":"Please comment","listText":"Please comment","text":"Please comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/374309680","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4137239,"gmtCreate":1619429318141,"gmtModify":1680785650892,"authorId":3576491867633529,"author":{"id":3576491867633529,"idStr":"3576491867633529","authorId":3576491867633529,"name":"FFE","avatar":"https://static.tigerbbs.com/4ffa41dea6894aac6a21859912e31f1a","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374309680,"type":1,"supId":0,"prevId":0,"content":"comment","text":"comment","html":"comment"}],"langContent":"EN"},{"id":374972806,"gmtCreate":1619413694405,"gmtModify":1704723477425,"author":{"id":"3572916667219493","authorId":"3572916667219493","name":"Zarkness","avatar":"https://static.tigerbbs.com/4b8c61830c4883c4232aece921d89d14","vip":1,"hat":"https://static.tigerbbs.com/b0a2963eb37c60c5d6d4a8dbcd266952","crmLevel":3,"crmLevelSwitch":0,"authorIdStr":"3572916667219493","idStr":"3572916667219493"},"htmlText":"Which one u think is better??","listText":"Which one u think is better??","text":"Which one u think is better??","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/374972806","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4145624,"gmtCreate":1619490750543,"gmtModify":1680785784803,"authorId":3572916667219493,"author":{"id":3572916667219493,"idStr":"3572916667219493","authorId":3572916667219493,"name":"Zarkness","avatar":"https://static.tigerbbs.com/4b8c61830c4883c4232aece921d89d14","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.10.09","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374972806,"type":1,"supId":4137164,"prevId":0,"content":"Yup i also","text":"Yup i also","html":"Yup i also"},{"id":4137164,"gmtCreate":1619428708515,"gmtModify":1680785650263,"authorId":3580445955391890,"author":{"id":3580445955391890,"idStr":"3580445955391890","authorId":3580445955391890,"name":"RonaldSTH","avatar":"https://static.tigerbbs.com/390194fd6f59520ee0b7649e7fabb953","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374972806,"type":1,"supId":0,"prevId":0,"content":"Square","text":"Square","html":"Square"}],"langContent":"EN"},{"id":374976015,"gmtCreate":1619413612837,"gmtModify":1704723476292,"author":{"id":"3579073238469991","authorId":"3579073238469991","name":"EKTech","avatar":"https://static.tigerbbs.com/c91a603376dcd44610c26d628fac5cd0","vip":1,"hat":"https://static.tigerbbs.com/4c5ceab71416b120bab4604c0754b52a","crmLevel":3,"crmLevelSwitch":1,"authorIdStr":"3579073238469991","idStr":"3579073238469991"},"htmlText":"Comments pls","listText":"Comments pls","text":"Comments pls","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/374976015","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135765,"gmtCreate":1619413805835,"gmtModify":1680785633836,"authorId":3573557817579971,"author":{"id":3573557817579971,"idStr":"3573557817579971","authorId":3573557817579971,"name":"3SPY","avatar":"https://static.tigerbbs.com/d0da4d80440800d9415c7b37917c8288","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374976015,"type":1,"supId":0,"prevId":0,"content":"Response pls","text":"Response pls","html":"Response pls"},{"id":4135750,"gmtCreate":1619413709018,"gmtModify":1680785631591,"authorId":3572916667219493,"author":{"id":3572916667219493,"idStr":"3572916667219493","authorId":3572916667219493,"name":"Zarkness","avatar":"https://static.tigerbbs.com/4b8c61830c4883c4232aece921d89d14","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.10.09","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374976015,"type":1,"supId":0,"prevId":0,"content":"Hi","text":"Hi","html":"Hi"}],"langContent":"EN"},{"id":374978935,"gmtCreate":1619413534827,"gmtModify":1704723473526,"author":{"id":"3567410774681125","authorId":"3567410774681125","name":"巧蓁","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3567410774681125","idStr":"3567410774681125"},"htmlText":"I feel Square is better ! !&nbsp;","listText":"I feel Square is better ! !&nbsp;","text":"I feel Square is better ! !","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/374978935","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135751,"gmtCreate":1619413715864,"gmtModify":1680785627537,"authorId":3572916667219493,"author":{"id":3572916667219493,"idStr":"3572916667219493","authorId":3572916667219493,"name":"Zarkness","avatar":"https://static.tigerbbs.com/4b8c61830c4883c4232aece921d89d14","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.10.09","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374978935,"type":1,"supId":0,"prevId":0,"content":"Me too","text":"Me too","html":"Me too"}],"langContent":"EN"},{"id":374970287,"gmtCreate":1619413210649,"gmtModify":1704723468192,"author":{"id":"3577178099298017","authorId":"3577178099298017","name":"DragonKC","avatar":"https://static.tigerbbs.com/f90c63c67a4e5f91e9dc0159f5b853ab","vip":1,"crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3577178099298017","idStr":"3577178099298017"},"htmlText":"Bitcoin up.&nbsp; Coinbase up.&nbsp;","listText":"Bitcoin up.&nbsp; Coinbase up.&nbsp;","text":"Bitcoin up. Coinbase up.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/374970287","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":374970319,"gmtCreate":1619413191431,"gmtModify":1704723469324,"author":{"id":"3566190997597521","authorId":"3566190997597521","name":"Jia jia","avatar":"https://static.tigerbbs.com/a5e41a8432102fa946fee83eeb1384d7","vip":1,"crmLevel":4,"crmLevelSwitch":0,"authorIdStr":"3566190997597521","idStr":"3566190997597521"},"htmlText":"?&nbsp;","listText":"?&nbsp;","text":"?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/374970319","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4154615,"gmtCreate":1619569053870,"gmtModify":1680785921387,"authorId":3579853052339740,"author":{"id":3579853052339740,"idStr":"3579853052339740","authorId":3579853052339740,"name":"Jetblack","avatar":"https://static.tigerbbs.com/4a0c1f4e2b96ed7161c524e90d66da61","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374970319,"type":1,"supId":0,"prevId":0,"content":"Square","text":"Square","html":"Square"}],"langContent":"EN"},{"id":374970040,"gmtCreate":1619413176980,"gmtModify":1704723467384,"author":{"id":"3569243948486771","authorId":"3569243948486771","name":"EdInvesting","avatar":"https://static.tigerbbs.com/3f2b5d72aa406299a552424310e264b8","vip":1,"crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3569243948486771","idStr":"3569243948486771"},"htmlText":"Square is a safer bet","listText":"Square is a safer bet","text":"Square is a safer bet","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/374970040","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135947,"gmtCreate":1619415818868,"gmtModify":1680785633169,"authorId":3581945658596754,"author":{"id":3581945658596754,"idStr":"3581945658596754","authorId":3581945658596754,"name":"BruceLyy","avatar":"https://static.tigerbbs.com/f6ddb500d252a42653a15b13d42f82ae","vip":1,"crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374970040,"type":1,"supId":4135703,"prevId":0,"content":"i agree too","text":"i agree too","html":"i agree too"},{"id":4135703,"gmtCreate":1619413218718,"gmtModify":1680785626582,"authorId":3578559022708914,"author":{"id":3578559022708914,"idStr":"3578559022708914","authorId":3578559022708914,"name":"Juvie","avatar":"https://static.tigerbbs.com/9174cf1baa02042e82114235e72d7246","vip":1,"currentWearingBadge":{"badgeId":"972123088c9646f7b6091ae0662215be-3","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Legendary Trader","description":"Total number of securities or futures transactions reached 300","bigImgUrl":"https://static.tigerbbs.com/656db16598a0b8f21429e10d6c1cb033","smallImgUrl":"https://static.tigerbbs.com/03f10910d4dd9234f9b5702a3342193a","grayImgUrl":"https://static.tigerbbs.com/0c767e35268feb729d50d3fa9a386c5a","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.09.02","exceedPercentage":"93.68%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374970040,"type":1,"supId":0,"prevId":0,"content":"agree","text":"agree","html":"agree"}],"langContent":"EN"},{"id":374942725,"gmtCreate":1619412907267,"gmtModify":1704723464310,"author":{"id":"3573818563583937","authorId":"3573818563583937","name":"Starbucks","avatar":"https://static.tigerbbs.com/adf9c30b19f3cc477ca4f1198d2c8b81","vip":1,"hat":"https://static.tigerbbs.com/b073a07f77dbe6b3bec6b12311fde6bd","crmLevel":5,"crmLevelSwitch":1,"authorIdStr":"3573818563583937","idStr":"3573818563583937"},"htmlText":"Yes go for the safer option! <a href=\"https://laohu8.com/S/SQ\">$Square(SQ)$</a>[Smile]&nbsp;","listText":"Yes go for the safer option! <a href=\"https://laohu8.com/S/SQ\">$Square(SQ)$</a>[Smile]&nbsp;","text":"Yes go for the safer option! $Square(SQ)$[Smile]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/374942725","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135904,"gmtCreate":1619415194222,"gmtModify":1680785630746,"authorId":3574990639131991,"author":{"id":3574990639131991,"idStr":"3574990639131991","authorId":3574990639131991,"name":"绿叶蔬菜","avatar":"https://static.tigerbbs.com/8167629ddd2bdce471d9d90cbc5caf2d","vip":1,"crmLevel":2,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374942725,"type":1,"supId":0,"prevId":0,"content":"cryptocurrency at a discount now!","text":"cryptocurrency at a discount now!","html":"cryptocurrency at a discount now!"},{"id":4135690,"gmtCreate":1619413172764,"gmtModify":1680785618906,"authorId":3578559022708914,"author":{"id":3578559022708914,"idStr":"3578559022708914","authorId":3578559022708914,"name":"Juvie","avatar":"https://static.tigerbbs.com/9174cf1baa02042e82114235e72d7246","vip":1,"currentWearingBadge":{"badgeId":"972123088c9646f7b6091ae0662215be-3","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Legendary Trader","description":"Total number of securities or futures transactions reached 300","bigImgUrl":"https://static.tigerbbs.com/656db16598a0b8f21429e10d6c1cb033","smallImgUrl":"https://static.tigerbbs.com/03f10910d4dd9234f9b5702a3342193a","grayImgUrl":"https://static.tigerbbs.com/0c767e35268feb729d50d3fa9a386c5a","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.09.02","exceedPercentage":"93.68%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374942725,"type":1,"supId":0,"prevId":0,"content":"indeed","text":"indeed","html":"indeed"}],"langContent":"EN"},{"id":374942179,"gmtCreate":1619412873091,"gmtModify":1704723463339,"author":{"id":"3577580458147788","authorId":"3577580458147788","name":"fysx49","avatar":"https://static.tigerbbs.com/fe5937c0ada861e9603ef8a12ae3e445","vip":1,"crmLevel":5,"crmLevelSwitch":0,"authorIdStr":"3577580458147788","idStr":"3577580458147788"},"htmlText":"SQ is more diversified in fintech platform, Coinbase is more on cryptocurrency..&nbsp;&nbsp;","listText":"SQ is more diversified in fintech platform, Coinbase is more on cryptocurrency..&nbsp;&nbsp;","text":"SQ is more diversified in fintech platform, Coinbase is more on cryptocurrency..","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/374942179","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":374948127,"gmtCreate":1619412653369,"gmtModify":1704723460751,"author":{"id":"3581584102044175","authorId":"3581584102044175","name":"Slayer888","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3581584102044175","idStr":"3581584102044175"},"htmlText":"Coinbase should diversified to e-payment services&nbsp;","listText":"Coinbase should diversified to e-payment services&nbsp;","text":"Coinbase should diversified to e-payment services","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/374948127","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":374949827,"gmtCreate":1619412377769,"gmtModify":1704723457513,"author":{"id":"3565726410947568","authorId":"3565726410947568","name":"Vincentgo","avatar":"https://static.tigerbbs.com/9f95e94220b2ce2d197551e1727d6cab","vip":1,"crmLevel":6,"crmLevelSwitch":0,"authorIdStr":"3565726410947568","idStr":"3565726410947568"},"htmlText":"Amazing&nbsp;","listText":"Amazing&nbsp;","text":"Amazing","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/374949827","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":374952942,"gmtCreate":1619411881986,"gmtModify":1704723450686,"author":{"id":"3581821379656543","authorId":"3581821379656543","name":"MothersMilk","avatar":"https://static.tigerbbs.com/3cf84b669e13305afc00316807f0c273","vip":1,"crmLevel":6,"crmLevelSwitch":0,"authorIdStr":"3581821379656543","idStr":"3581821379656543"},"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/374952942","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135569,"gmtCreate":1619412053831,"gmtModify":1680785621196,"authorId":3581821379656543,"author":{"id":3581821379656543,"idStr":"3581821379656543","authorId":3581821379656543,"name":"MothersMilk","avatar":"https://static.tigerbbs.com/3cf84b669e13305afc00316807f0c273","vip":1,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374952942,"type":1,"supId":0,"prevId":0,"content":"Comment","text":"Comment","html":"Comment"}],"langContent":"EN"},{"id":374951842,"gmtCreate":1619411670486,"gmtModify":1704723447101,"author":{"id":"3562707747643111","authorId":"3562707747643111","name":"ValAly","avatar":"https://static.tigerbbs.com/9d97b7d80605b322b36bcb7e5b0dff4f","vip":1,"crmLevel":3,"crmLevelSwitch":0,"authorIdStr":"3562707747643111","idStr":"3562707747643111"},"htmlText":"Comment and like pls..&nbsp;","listText":"Comment and like pls..&nbsp;","text":"Comment and like pls..","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/374951842","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":374959347,"gmtCreate":1619411467789,"gmtModify":1704723443674,"author":{"id":"3582062132681303","authorId":"3582062132681303","name":"Chakie","avatar":"https://static.tigerbbs.com/09979ed49925bb3dd47c4aab96785555","vip":1,"crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3582062132681303","idStr":"3582062132681303"},"htmlText":"Future is Coinbase","listText":"Future is Coinbase","text":"Future is Coinbase","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/374959347","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135533,"gmtCreate":1619411693243,"gmtModify":1680785622319,"authorId":3562707747643111,"author":{"id":3562707747643111,"idStr":"3562707747643111","authorId":3562707747643111,"name":"ValAly","avatar":"https://static.tigerbbs.com/9d97b7d80605b322b36bcb7e5b0dff4f","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374959347,"type":1,"supId":0,"prevId":0,"content":"Comment! Like mine pls.. ","text":"Comment! Like mine pls.. ","html":"Comment! Like mine pls.. "},{"id":4135609,"gmtCreate":1619412428791,"gmtModify":1680785619522,"authorId":3578484590506261,"author":{"id":3578484590506261,"idStr":"3578484590506261","authorId":3578484590506261,"name":"AkiraAizawa","avatar":"https://static.tigerbbs.com/c26b60916777def45d34dbe72f0a1c69","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374959347,"type":1,"supId":0,"prevId":0,"content":"hope <u>so</u>","text":"hope <u>so</u>","html":"hope <u>so</u>"}],"langContent":"EN"},{"id":374950533,"gmtCreate":1619411410822,"gmtModify":1704723442211,"author":{"id":"3580955744929134","authorId":"3580955744929134","name":"boonk","avatar":"https://static.tigerbbs.com/6e58310c6a80ddfbcb69e0989cda7858","vip":1,"hat":"https://static.tigerbbs.com/f84d87792f02cf78e80ee34979fd31e5","crmLevel":6,"crmLevelSwitch":1,"authorIdStr":"3580955744929134","idStr":"3580955744929134"},"htmlText":"Coin","listText":"Coin","text":"Coin","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/374950533","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135700,"gmtCreate":1619413207180,"gmtModify":1680785632566,"authorId":3580955744929134,"author":{"id":3580955744929134,"idStr":"3580955744929134","authorId":3580955744929134,"name":"boonk","avatar":"https://static.tigerbbs.com/6e58310c6a80ddfbcb69e0989cda7858","vip":1,"crmLevel":6,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374950533,"type":1,"supId":0,"prevId":0,"content":"Support coin on the way to 50cts as first target... Coin to be another game stop to have 10x <u>upside</u>","text":"Support coin on the way to 50cts as first target... Coin to be another game stop to have 10x <u>upside</u>","html":"Support coin on the way to 50cts as first target... Coin to be another game stop to have 10x <u>upside</u>"}],"langContent":"EN"},{"id":374927213,"gmtCreate":1619411331632,"gmtModify":1704723441068,"author":{"id":"3578172115401354","authorId":"3578172115401354","name":"VikiSoh","avatar":"https://static.tigerbbs.com/2130cfe283666b13556b33ac1d8d56e0","vip":1,"crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3578172115401354","idStr":"3578172115401354"},"htmlText":"I choose Square","listText":"I choose Square","text":"I choose Square","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/374927213","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4139843,"gmtCreate":1619448240291,"gmtModify":1680785694114,"authorId":3578172115401354,"author":{"id":3578172115401354,"idStr":"3578172115401354","authorId":3578172115401354,"name":"VikiSoh","avatar":"https://static.tigerbbs.com/2130cfe283666b13556b33ac1d8d56e0","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374927213,"type":1,"supId":4137422,"prevId":0,"content":"[财迷]","text":"[财迷]","html":"[财迷]"},{"id":4137422,"gmtCreate":1619431007484,"gmtModify":1680785657616,"authorId":3572260584180315,"author":{"id":3572260584180315,"idStr":"3572260584180315","authorId":3572260584180315,"name":"kupkup","avatar":"https://static.tigerbbs.com/607a044175ff2a50dca990797fd24fcd","vip":1,"currentWearingBadge":{"badgeId":"972123088c9646f7b6091ae0662215be-3","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Legendary Trader","description":"Total number of securities or futures transactions reached 300","bigImgUrl":"https://static.tigerbbs.com/656db16598a0b8f21429e10d6c1cb033","smallImgUrl":"https://static.tigerbbs.com/03f10910d4dd9234f9b5702a3342193a","grayImgUrl":"https://static.tigerbbs.com/0c767e35268feb729d50d3fa9a386c5a","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.28","exceedPercentage":"93.44%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":7,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374927213,"type":1,"supId":0,"prevId":0,"content":"nice","text":"nice","html":"nice"}],"langContent":"EN"},{"id":374922608,"gmtCreate":1619411075004,"gmtModify":1704723437488,"author":{"id":"3552850525395609","authorId":"3552850525395609","name":"moliya","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"hat":"https://static.tigerbbs.com/7b75ce0c34afff716602792a5d0929dd","crmLevel":4,"crmLevelSwitch":1,"authorIdStr":"3552850525395609","idStr":"3552850525395609"},"htmlText":"Why","listText":"Why","text":"Why","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/374922608","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"EN"},{"id":374922849,"gmtCreate":1619411074181,"gmtModify":1704723437325,"author":{"id":"3574222119045289","authorId":"3574222119045289","name":"Zack克明冲","avatar":"https://static.tigerbbs.com/87d4276781b63267606929e671232344","vip":1,"crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3574222119045289","idStr":"3574222119045289"},"htmlText":"Coinbase wil go up today?","listText":"Coinbase wil go up today?","text":"Coinbase wil go up today?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/374922849","repostId":2130939302,"repostType":4,"repost":{"id":"2130939302","pubTimestamp":1619408944,"share":"https://ttm.financial/m/news/2130939302?lang=&edition=fundamental","pubTime":"2021-04-26 11:49","market":"us","language":"en","title":"Better Fintech Stock: Coinbase vs. Square","url":"https://stock-news.laohu8.com/highlight/detail?id=2130939302","media":"Motley Fool","summary":"Is America's top cryptocurrency exchange a better bet than Jack Dorsey's growing fintech company?","content":"<p><b>Coinbase </b>(NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.</p>\n<p>However, the stock subsequently fell to the low $290s as<b> bitcoin</b>'s (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.</p>\n<p>Should investors take a chance on Coinbase, or should they stick with <b>Square</b> (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d05f2781e1a80f2f90f92c5e4cec93ce\" tg-width=\"700\" tg-height=\"419\"><span>Image source: Getty Images.</span></p>\n<h2>Coinbase is an all-in bet on cryptocurrencies</h2>\n<p>Coinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.</p>\n<p>Its platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a <b><a href=\"https://laohu8.com/S/V\">Visa</a></b> debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.</p>\n<p>Coinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.</p>\n<p>Those growth rates coincide with the explosive growth of bitcoin, <b>Ethereum</b>&nbsp;(CRYPTO:ETH),<b> Litecoin</b> (CRYPTO:LTC), and other cryptocurrencies over the past year:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ac99eafc0a2e3bab023e70e42c93f230\" tg-width=\"720\" tg-height=\"452\"><span>Source: YCharts</span></p>\n<p>If those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, <b><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></b>'s (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.</p>\n<h2>Square is a more balanced play on digital payments</h2>\n<p>Square's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.</p>\n<p>For consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.</p>\n<p>Square's revenue surged 101% to&nbsp;$9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased <i>roughly nine times</i> year-over-year to $4.6 billion, offset that slowdown.</p>\n<p>Square only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.</p>\n<p>Square's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's <b>Adyen</b>, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.</p>\n<h2>It's a simple choice</h2>\n<p>Coinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.</p>\n<p>I'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.</p>\n<p>Square's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Better Fintech Stock: Coinbase vs. Square</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBetter Fintech Stock: Coinbase vs. Square\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 11:49 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","COIN":"Coinbase Global, Inc."},"source_url":"https://www.fool.com/investing/2021/04/25/better-fintech-stock-coinbase-vs-square/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130939302","content_text":"Coinbase (NASDAQ:COIN), a cryptocurrency exchange platform founded nearly nine years ago, went public via a direct listing on April 14. The stock opened at $381 per share, well above its reference price of $250, and closed at $328 on the first day, which valued the company at nearly $86 billion.\nHowever, the stock subsequently fell to the low $290s as bitcoin's (CRYPTO:BTC) price tumbled. Its current market cap of $58 billion still values the company at 45 times last year's sales, which makes it pricier than many other fintech stocks.\nShould investors take a chance on Coinbase, or should they stick with Square (NYSE:SQ), a more diversified fintech player that also lets its users buy and sell bitcoin?\nImage source: Getty Images.\nCoinbase is an all-in bet on cryptocurrencies\nCoinbase is the largest cryptocurrency exchange in the U.S. by trading volume. Its median trading volume rose 24% to $21 billion in 2019, then surged another 81% to $38 billion in 2020.\nIts platforms allow mainstream users, professional traders, and institutional investors to buy and trade a wide range of cryptocurrencies. It also provides an online wallet for storing cryptocurrencies, a Visa debit card for crypto transactions, crypto-processing services for merchants, and a digital stablecoin pegged to the U.S. dollar.\nCoinbase generates most of its revenue from transaction fees. Its total revenue rose 144% to $1.3 billion in 2020. It generated a net profit of $322.3 million, compared to a net loss of $30.4 million in 2019, while its adjusted EBITDA surged nearly 22 times to $527.4 million.\nThose growth rates coincide with the explosive growth of bitcoin, Ethereum (CRYPTO:ETH), Litecoin (CRYPTO:LTC), and other cryptocurrencies over the past year:\nSource: YCharts\nIf those prices keep rising, Coinbase might represent a balanced investment on the broader cryptocurrency market. But if those prices decline, Coinbase will face a brutal slowdown. Competition from other crypto trading apps -- including Square's Cash App, PayPal's (NASDAQ:PYPL) Venmo, and Robinhood -- could also impact its ability to raise fees.\nSquare is a more balanced play on digital payments\nSquare's core platform processes mobile, online, and point of sale (POS) payments for merchants. It also sells POS systems that tether businesses to its cloud-based seller services, which include tools for managing online orders, payroll, analytics, and more.\nFor consumers, Square offers the Cash App, a peer-to-peer payments app that also offers bitcoin purchases and free stock trades. The Cash App serves more than 36 million monthly active users, many of whom use its linked Visa-branded Cash Card for debit card purchases.\nSquare's revenue surged 101% to $9.5 billion in 2020, even as business closures throughout the pandemic throttled the growth of its seller-facing businesses. But soaring sales of bitcoin on the Cash App, which increased roughly nine times year-over-year to $4.6 billion, offset that slowdown.\nSquare only generated a 2% gross profit on its Bitcoin sales, so its adjusted earnings rose just 5% for the year as its lower-margin bitcoin revenue squeezed its margins. Its adjusted EBITDA grew 14% to $474 million.\nSquare's margins should expand again this year as more businesses reopen and reduce its dependence on bitcoin purchases. However, Square still faces rising competition in the online payments space from PayPal and Europe's Adyen, while PayPal's recent addition of cryptocurrency purchases to Venmo could help it catch up to Cash.\nIt's a simple choice\nCoinbase is a diversified way to invest in the cryptocurrency market, but it's too speculative for my taste. Wall Street thinks Coinbase's revenue could quadruple this year if cryptocurrency prices continue to rise -- but I believe crafting long-term forecasts for cryptocurrencies is a futile effort.\nI'd rather stick with Square, which provides some exposure to the cryptocurrency market but generates most of its profits from seller-based services. Analysts still expect Square's revenue and earnings to both rise nearly 50% this year.\nSquare's stock isn't cheap at 129 times forward earnings and eight times this year's sales, but it's a much safer and more balanced way to profit from the expansion of the fintech market than Coinbase.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":4135470,"gmtCreate":1619411334380,"gmtModify":1680785621643,"authorId":3555242813505063,"author":{"id":3555242813505063,"idStr":"3555242813505063","authorId":3555242813505063,"name":"Mxxww","avatar":"https://community-static.tradeup.com/news/e5f0b361a6feb4586a0645c00af5bfaa","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.03.12","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":5,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":374922849,"type":1,"supId":0,"prevId":0,"content":"No","text":"No","html":"No"}],"langContent":"EN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":80,"commentSize":31,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false}}