To The Moon

Investment thesisNIO (NYSE:NIO) was one of the hottest stocks during the EV frenzy of 2020-2021. The

Keypoints1）The $SVB Financial Group(SIVB)$ Incident2）3 Figures to Understand WHY3）SVB and Banks Future DestinyEditor's Notes: The market will fluctuate again, choose the right time to overweight US treasury bonds, increase cash positions, and increase high-quality anti-inflation stocks that can generate regular and predictable cash flows.Recommend to Read: After SIVB, SBNY, Who is Next, ZION, TFC, FRC, KEY or RF?How Global Banks & Top Institutions Respo

Shares of $SVB Financial Group(SIVB)$ plunged 60% on Thursday, the biggest one-day drop on record.Another crypto bank Silvergate Capital gave another hit - shut down its banking operations, causing the S&P 500 Banks Index to fall about 6% on Thursday.What happened on SVB?Technology Boom - Total Deposits SkyrocketSVB is Silicon Valley Bank, and like the name, it provides banking services to many startups in Silicon Valley. It also means many startups have their bank accounts in SVB, which is the capital that SVB relies on. The second half of 2020 has seen a global funding boom for technology companies, and the rapid growth in startups loans and venture capital funding has led to a huge amount of cash and

$Grab Holdings(GRAB)$ Grab Holdings Ltd. on Monday said it prepaid US$600 million ($806.6 million) in debt ahead of a 2026 maturity, taking advantage of excess cash on its balance sheet. The Singapore-based ride-hailing and delivery company completed the transaction last week, bringing its debt under an outstanding term loan to US$517 million, down from the previous balance of US$1.117 billion. Grab also has about US$200 million in other bank debt. “Grab is taking advantage of our healthy cash position to reduce our gross debt balance and generate interest savings, given the macroeconomic environment,” said Chief Financial Officer Peter Oey. Grab in November bought back about US$750 million in debt - part of its US$2