To The Moon

With many more options available these days, which should you pick to grow your money in the long run? Savers are finally having their time in the sun. After enduring more than two decades of ultra-low interest rates, banks are finally starting to raise rates on their savings and fixed deposit accounts. Meanwhile, the latest issue of the Singapore Savings Bond (SSB) is offering an attractive first-year interest of 3.26% for its first year. With banks set to raise their deposit rates even further in line with the US Federal Reserve’s aggressive rate hikes, should investors start shifting their money from stocks to cash? Is it a wiser choice to park your money in such “safe” instruments over the long term? A comparison of rates and returns As a starting point, it’s useful to compare the

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