@koolgal:
I opened $Financial Select Sector SPDR Fund(XLF)$ ,XLF is the powerhouse of the US economy as its top 10 holdings include Berkshire Hathaway, JP Morgan, Bank of America, Wells Fargo, Citibank and many more. XLF also pays a quarterly dividend. The current dividend yield is 1.49%. Wall Street Analysts are bullish on XLF with a Buy rating, Average Target price of USD 47.19 according to Tipranks. That is an upside potential of 12%. XLF is a great ETF to buy and hold long term as it represents the best and strongest US financial institutions.