To The Moon

under certain levels e.g. below bookvalue, keep on buying

Not to overly worry...DBS didn’t suddenly break. The Q4 profit drop is mostly about NIM normalising after a peak-rate year, this was always coming. Yes, missing consensus matters, but fee income growing double digits shows the core business is still working. The bigger issue is positioning. After a ~60% rally and fresh highs, expectations were stretched, so even a “not great” quarter triggers selling. This feels more like profit-taking and earnings digestion than the start of a serious bank rotation. With dividends and capital return commitments running through 2027, downside should be cushioned. Near term, upside is capped and volatility stays. Long term, DBS remains a yield and capital-return story, unless rates fall much faster than the market expects.

High Expectations Come With a Cost Markets don’t collapse because technology fails they collapse because expectations get priced as certainty. When everyone believes profits are inevitable and imminent, risk doesn’t vanish; it piles up. Any deviation from perfection then triggers a sharp repricing. Activate your brain cells! The dot-com bubble is a clear reminder. The internet was real and revolutionary, but valuations assumed instant profitability and endless growth. I was working at a bank at the time, supporting the trading desk, and the atmosphere was one of absolute confidence. Everyone expected quick wins. When reality caught up, prices didn’t adjust slowly, they collapsed. That’s not theory for me; it’s déjà vu. AI today shows similar dynamics. The technology will matter, but parts

it will edge higher as the US devalues. As simple as that. 

It's rather their currency that is worrysome. A stock market is never meant to be linear, things crash every now and then which is rather an opportunity to get in cheap again. The million dollar question remains, what's the point of holding the best stock on earth when the currency keeps dropping like a stone?

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$HANG LUNG PPT(00101)$ Stable bagga, if it drops, just buy more baggage. 

$SBS Transit(S61.SI)$ Can you imagine Singapore without buses? simply impossible, a 7% dividend yield and a fleet of 3500 buses speaks for itself. Great stock to keep an eye on it. 

great stuff, the way expected