To The Moon

Hi and hi

it has been awhile since i have done a post on a stock analysis. short summary of what i have been doing, if you look back in my post. myself have been refining on my stock evaluation excel. doing my best to make it a better tool in valuating a stock

YES, you are right. i am a value investor, look towards a more long term play.

If you are one of them welcome or had some set back in your investing journey do not worry

i was once like you too.

"Every investment is the present value of all future cash flow"

Stock market have been rising and always will be on the long term, however on the short run individual stock will seem to good not to miss out during this period.

On the short run a stock is a voting machine, however the long run it's a weighing machine the one that last in the market for the next 10 over years.

Today Im gonna do a short stock analysis which i recently purchase:

which is Paypal

so who is paypal ?

PayPal Business is a payment processing service provided by PayPal, allowing businesses to accept online payments, manage sales, and track finances.

Key Earnings Highlights:

1. Earnings Per Share (EPS): $1.3, a 7.69% decrease from the same quarter last year ¹

2. The company reported a revenue miss, Revenue declined 2% YoY to $6.84 billion.

It was seen that their users have reportedly to decline however transaction have increase.

User Base Declined:

1. Active accounts decreased by 2% year-over-year (YoY) to 443 million.

2. Net new active accounts declined by 5 million.

Transaction Growth:

1. Total payment volume (TPV) increased by 6% YoY to $342 billion.

2. Transactions per active account grew 9% YoY.

3. Cross-border transactions rose 12% YoY.

Maybe some see it has a dying business when they see miss in earnings. Not everyday is a sunday hence not every earnings is good. there can be bad or good.

while seeing this as an opporunity during that time, afterall, paypal did some clearing of inactive user but transaction volume INCREASED. even with the declined of Users.

I bought paypal stock at $62 during this period. so is paypal still a buy in today market ? is it under value ?

have a look at my DCF excel:

8 pillar check is a guide to tell me a story of paypal stock.

assumption made on the revenue and FCF margin is shown in the excel.

overall if you are still looking to get paypal, consider this metrics and assumption. As a company grow bigger the harder it get for revenue growth to be at a double digit.

its more conservative in my assumption, if is worht paying a premium for this stock why not ?

Overall i do believe paypal is still a great stock, will i be getting more ? yes of course however i bought it at a more discounted price so surely if it were to drop further i will get my hands into it.

Thanks for staying through!

appreciate it, if you would like me to analysis any other stock feel free to comment BELOW!

Cheers