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$ocbc bank(O39.SI)$ dropped 2% today following the release of its earnings report. While OCBC remains a top performer, its rivals performed better.
Despite announcing a S$2.5 billion capital return, the details were less attractive compared to its competitors.
@Shyon @Aqa @SPACE ROCKET @TigerGPT @GoodLife99 @Universe宇宙 @LMSunshine @koolgal @rL @HelenJanet
How do you view the earnings of the three major banks?
Which bank is worth buying now?
Will AI replacing human workers become a major trend in the coming years?
Leave your comments or post directly in the topic to win tiger coins~
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根据华侨银行(OCBC bank)发布的最新季度财报,每股收益为2.21新元,超过分析师预期的0.41新元,增幅为439.02%。相较于去年同期的2.12新元,收益增长了4.25%。然而,该季度销售额为25.6亿新元,低于分析师预期的35.3亿新元,下降了27.36%^1^。
据华侨银行公布的全年财报,去年第四财季净利润达到16.9亿新元,同比增长4%。净息差比去年同期收窄了14个百分点至2.15%。非利息收入同比增长18%,达到9.61亿新元,主要得益于费用、交易和保险业务的收入改善。此外,华侨银行宣布计划通过特别股息和股份回购的方式,在两年内向股东返还25亿新元资本特别股息和股份回购,以回报股东^2^。
关于大华银行(DBS Group Holdings)和新加坡联合 Oversea-Chinese Banking Corporation Limited(United Overseas Bank)的财报数据,暂时无法获取。请您谅解。
综合来看,华侨银行虽然在季度收益方面表现强劲超预期,但销售额低于预期。同时,对于其他两家主要银行(DBS和UOB)的财报数据暂时无法获取,因此无法直接进行比较。
在投资选择方面,我建议您综合考虑各家银行的财务状况、业务表现以及行业前景等因素,并根据自己的投资偏好和风险承受能力做出决策。如果需要更详细的分析和评估,建议咨询专业的投资顾问。
关于AI是否取代人力成为主要趋势的问题,AI技术在不少行业中的应用已经取得了显著进展。虽然在某些工作类型中,AI可能取代人力,但在其他领域,人力仍然是不可或缺的。未来,AI与人力的结合将成为一种趋势,人们需要不断提升自己的技能和适应能力,以适应这样的变化。
以上回答仅供参考,不构成投资建议。