To The Moon

🌟🌟🌟SoFi Technologies $SoFi Technologies Inc.(SOFI)$ has erupted from its 2025 lows and climbing 24% year todate, hitting a 52 week high of USD 18.92. But it isn't just another bounce. SoFi is rewriting the Fintech playbook with excellent earnings, surging financial product momentum and a bold crypto comeback that could change how its ecosystem operates. Here is why SoFi's breakout might just be the beginning of something much bigger. Q1 25 Results - The Numbers Speak Loudly Revenue was USD 766.08 million, up 20% year over year. Adjusted EBITDA was USD 210 million, up 46%. Net Income was USD 71 million Earnings Per Share USD 0.06, up 200%. Members - 10.9 million, up 34%. Products - 15.9 million (up 35%). This wasn't a marginal beat. It was a statement. Financial Services - SoFi's Margin Machine Financial Services revenue doubled year over year to USD 303 million. Contribution margin skyrocketed to 49% from just 25% a year ago. SoFi Invest, Money and Credit Card products are scaling with precision. What was once seen as a high growth but low profit segment is now driving margin expansion across the board. Crypto and Blockchain Revival - The New Growth Chapter SoFi's crypto re-entry will set the stage for further growth. SoFi is launching blockchain remittances globally with USD and stablecoins, cutting costs and delays. Crypto trading returns for Bitcoin, Ethereum plus future features like staking and crypto backed loans. SoFi is using Galileo as infrastructure, offering blockchain rails and APIs to third party Fintechs. Regulatory Green light - SoFi has received approval from the US Office of the Comptroller of Currency (OCC) to provide custody services for cryptocurrencies and stablecoin services, a strategic advantage that most banks still lack. It is a full stack move into Web3 and could set SoFi apart from traditional and Neobank rivals alike. Macro Tailwinds - Rate Cuts on the Horizon With the Feds widely expected to cut rates in September, SoFi's lending business especially student and personal loans could see a demand spike. Lower funding costs plus high margin growth segments could result in earnings momentum. Analysts and Valuation Analysts are cautious with a Hold rating, Average Target price of USD 14.73. Forward P/E ratio is 44%. FY25 Revenue Guide - USD 3.23 billion to USD 3.31 billion. FY25 EPS Guide - USD 0.27 to 0.28. However momentum rarely waits for consensus. Concluding Thoughts SoFi's 2025 story is no longer about survival. It is about explosive growth. Great revenue growth, a surging high margin engine, bold blockchain expansion and regulatory clarity from the OCC, has position SoFi as a serious contender in shaping the future of finance. I am super excited that my conviction on SoFi is paying off as I am up 115% and holding long term. @Daily_Discussion @TigerStars @Tiger_comments @Tiger_SG @CaptainTiger @TigerClub