๐ฅ๐๐๐ง๐ ๐๐. ๐ฅ๐ฒ๐ฎ๐น ๐๐๐๐ฎ๐๐ฒ ๐๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐: ๐ช๐ต๐ถ๐ฐ๐ต ๐ฆ๐๐ฟ๐ฎ๐๐ฒ๐ด๐ ๐ช๐ผ๐ฟ๐ธ๐ ๐๐ฒ๐๐๐ฒ๐ฟ ๐ณ๐ผ๐ฟ ๐ฌ๐ผ๐?
We explored the key differences between these investment approaches, weighing the pros and cons to help investors make informed decisions.
โHereโs a quick breakdown:
โ๐ข ๐ฅ๐๐๐ง๐
โ๏ธ Lower capital outlayโstart with just a few hundred dollars on the SGX
โ๏ธ High liquidityโbuy/sell units instantly on the market
โ๏ธ Diversification across multiple property sectors
โ๏ธ Hands-off managementโprofessionals handle operations
โ ๏ธ Subject to market volatility, limited investor control
โ๐ก ๐ฃ๐ต๐๐๐ถ๐ฐ๐ฎ๐น ๐ฅ๐ฒ๐ฎ๐น ๐๐๐๐ฎ๐๐ฒ
โ๏ธ Direct property ownership with potential for appreciation
โ๏ธ Generates rental income (though taxable in Singapore)
โ๏ธ Full control over tenant selection, renovations, and sales
โ ๏ธ High upfront costs (down payment, stamp duties, legal fees)
โ ๏ธ Requires active management, less liquidity.โ
Conclusion
REITs offer a convenient, low-barrier, and diversified way to invest in real estate, ideal for passive investors who value liquidity. Direct property investment, while demanding more capital and hands-on management, provides greater control and potential for higher capital gains tied to local market cycles. The right choice depends on your investment goals, risk appetite, and desired level of involvement.
๐ Which strategy aligns with your investment goals?โ
๐ฌ Drop your thoughts belowโwhatโs your preferred approach?
โKenny Loh is a distinguished Wealth Advisory Director with a specialization in holistic investment planning and estate management. He excels in assisting clients to grow their investment capital and establish passive income streams for retirement. Kenny also facilitates tax-efficient portfolio transfers to beneficiaries, ensuring tax-efficient capital appreciation through risk mitigation approaches and optimized wealth transfer through strategic asset structuring.
In addition to his advisory role, Kenny is an esteemed SGX Academy trainer specializing in S-REIT investing and regularly shares his insights on MoneyFM 89.3. He holds the titles of Certified Estate & Legacy Planning Consultant and CERTIFIED FINANCIAL PLANNER (CFP).
#REITs #RealEstate #PropertyInvestment #SingaporeMarkets #DividendInvesting #PassiveIncome
Which Property Investment do you have?(Single choice)Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
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