To The Moon

Don't panic during the War volatility!

6 Cheap Stocks with Improving Operating Leverage!

1/ $SoFi Technologies Inc.(SOFI)$

$SOFI is down 29% YTD, despite strong growth and improving operating leverage, trading for FWD P/E 31, whilst growing top-line at 30%+ per year.

All segments are delivering:

- Lending Revenue $434M ➡️ $1.85B

- Tech Platform $1M ➡️ $450M

- Financial Services $4M ➡️ $1.54B

- Pre-Tax Profits -$329M ➡️ $526M

$SOFI platform brings all key financial services together in a single, user-friendly interface, a one-stop shop for its members. The platform also uses data and AI to provide personalized insights, helping people make better financial decisions instantly.

Simply put, its technology provides a better, more affordable user experience. As their main user base, college-educated Gen Z and millennials age, Sofi will grow significantly.

2/ $DLocal Limited(DLO)$

$DLO is down 14% YTD, despite improving fundamentals and trading for a FWD P/E of 15.

- Payment Volumes $1.3B ➡️ $35.4B

- EBITDA $18M ➡️ $222M

$DLO connects global merchants with emerging markets through a single, unified payments infrastructure. It allows businesses to accept payments, send payouts, and manage cross-border transactions across 40+ countries through one streamlined integration.

Their platform also leverages AI and intelligent routing to optimize payment success rates, reduce friction, and provide localized payment options that customers already trust.

In short, its technology makes global expansion faster, simpler, and more efficient for merchants. As more international companies seek access to high-growth emerging markets, $DLO is well-positioned to expand.

3/ $High Tide Inc.(HITI)$

$HITI is down 38% since September, yet the company has never been stronger, trading for a P/S of 0.5.

- Revenue $9M ➡️ $930M*

- EBITDA -$4M ➡️ $98M*

$HITI is a Canadian cannabis retail and accessories company that is actively expanding to Germany.

High Tide leverages e-commerce, private-label products, and Costco-like subscriptions with 2.4M Cabana Club members to scale and retain high customer loyalty.

As markets in Canada, the US, and globally continue to evolve, High Tide is poised to benefit from increasing consumer adoption and regulatory tailwinds.

The recent reclassification of cannabis in the US is bringing a wave of interest in the sector. High Tide as one highest quality companies in the sector, is well positioned to benefit.

4/ $Grab Holdings(GRAB)$

$GRAB stock is down 18% YTD, as the street ignored strong 2028 guidance.

- Deliveries Revenue $724M ➡️ $1.8B

- Mobility Revenue $643M ➡️ $1.22B

- Financial Services $64M ➡️ $347M

- ADJ EBITDA -$371M ➡️ $868M

The company brings multiple everyday services, ride-hailing, food delivery, digital payments, and financial services into one seamless superapp used by 47.2M people across Southeast Asia.

$GRAB guided for 2028 revenue CAGR of 20%, and ADJ EBITDA of $1.5B.

This business now trades at 5x TTM sales and 11x 2028 ADJ EBITDA.

5/ $TransMedics Group, Inc.(TMDX)$

Despite $TMDX rising 119% in the past year, the company remains affordable, with a P/E of 31.

Lung Revenue $5M ➡️ $13M

Heart Revenue $9M ➡️ $112M

Liver Revenue $5M ➡️ $459M

International $6M ➡️ $17M

The company's pioneering Organ-as-a-Service offering could revolutionise the organ transplant industry!

Procuring organs for patients is only part of the puzzle, getting them to the hospital in an ideal condition in time for the surgery is a serious challenge.

Key issues include the effectiveness of cold storage, limited organ utilization, and logistical constraints.

$TDMX tackles all of them by building a comprehensive end-to-end Organ-as-a-Service offering, manufacturing its own equipment, hiring surgeons, running organ procurement hubs, and even having private planes.

6/ $Zeta Global Holdings Corp.(ZETA)$

$ZETA is down 8%, as it has been swept in the SaaS sell-off. The company trades for a P/S of 3, and a 2028 P/E of 12.

Yet, all metrics are improving

- Revenue $458M ➡️ $1.3B

- FCF $35M ➡️ $185M

- Retention 104% ➡️ 128%

- SBC $259M 📉 $178M

Zeta uses AI to predict consumer intent, optimize marketing messaging, and automate campaigns, driving higher conversions.

The company supports marketing and advertising messaging across email, web, mobile, connected TV, and more, positioning the platform as a foundational layer for clients seeking consistent return on advertising spend.

As marketing shifts toward AI-driven, first-party data ecosystems, Zeta is positioned to attract new customers and sustain profitability.

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