ELI_59
04-27 20:18

I always loved the way you write - so clear and easy to understand. Thank you πŸ˜˜πŸ‘πŸ»πŸ₯°
@koolgal：
Is SoFi A Good Buy or a Good Bye? 🌟🌟🌟SoFi $SoFi Technologies Inc.(SOFI)$ is scheduled to report its Q1 2026 earnings this Wednesday 29 April 2026. SoFi has had a challenging start to the year, with its share price down 32.85% YTD. Despite its steep YTD drop, SoFi has shown signs of recovery lately, climbing 11.35% over the past 30 days. What Happened To SoFi? Multiple Compression: Despite reporting record revenue of USD 1 billion for the first time in Q4 2025, SoFi suffered from valuation resets and broader market weakness in high beta FinTech names. Capital Raise : Sentiment was weighed down by a USD 1.5 billion capital raise in late 2025 that was priced at USD 27.50 per share. Credit Quality Concerns: Recent short sellers report and rising personal loan charge off rates (reaching 2.80% in Q4) have kept some investors cautious. What To Expect Wall Street expects SoFi to continue its streak of profitability with a significant YoY jump in earnings. EPS: Analysts project USD 0.12, a 100% increase from the USD 0.06 reported in Q1 2025. Revenue: Forecasted at USD 1.05 billion , representing 35% YoY growth. Key Metrics to Watch: Member Growth : Investors are looking for a continuation of the record 1 million member additions seen in Q4. Technology Platform: After some concerns regarding account growth in the Technology Platform , analysts want to see Galileo and Technisys regain momentum. Loan Quality : Following a short seller report, market will scrutinise the personal loan charge of rates. Is SoFi A Buy ? The consensus is currently a Hold but many see a compelling Buy Case for long term growth. The Bull Case - Buy Undervalued Growth: Trading near USD 19, SoFi is 40% below its 52 week high despite record fundamentals. Insider Confidence: CEO Anthony Noto personally purchased 28,900 shares at USD 17.32 in March 26, signaling strong belief in the company's trajectory. Upside Potential: The average analyst Price Target range from USD 24.50 to USD 24.85, implying 26 to 50% upside potential. The Bear Case - Hold/Wait Volatility: With a high beta of 2.24, SoFi is prone to wild swings that can shake out short term traders. Short Pressure : Ongoing allegations from short reports may act as a ceiling on SoFi until management addresses them during the call. Concluding Thoughts SoFi has weathered a brutal 33% drop this year. But I believe that SoFi has exponential growth ahead as the digital revolution is just getting started. With a billion dollar revenue engine in place, SoFi presents a compelling opportunity for those investors who believe in SoFi's long term growth. The best chapters of this story are usually written right after its darkest hours. @Daily_Discussion @Tiger_comments @Tiger_SG @TigerStars @TigerClub @CaptainTiger
Is SoFi A Good Buy or a Good Bye? 🌟🌟🌟SoFi $SoFi Technologies Inc.(SOFI)$ is scheduled to report its Q1 2026 earnings this Wednesday 29 April 2026. SoFi has had a challenging start to the year, with its share price down 32.85% YTD. Despite its steep YTD drop, SoFi has shown signs of recovery lately, climbing 11.35% over the past 30 days. What Happened To SoFi? Multiple Compression: Despite reporting record revenue of USD 1 billion for the first time in Q4 2025, SoFi suffered from valuation resets and broader market weakness in high beta FinTech names. Capital Raise : Sentiment was weighed down by a USD 1.5 billion capital raise in late 2025 that was priced at USD 27.50 per share. Credit Quality Concerns: Recent short sellers report and rising personal loan charge off rates (reaching 2.80% in Q4) have kept some investors cautious. What To Expect Wall Street expects SoFi to continue its streak of profitability with a significant YoY jump in earnings. EPS: Analysts project USD 0.12, a 100% increase from the USD 0.06 reported in Q1 2025. Revenue: Forecasted at USD 1.05 billion , representing 35% YoY growth. Key Metrics to Watch: Member Growth : Investors are looking for a continuation of the record 1 million member additions seen in Q4. Technology Platform: After some concerns regarding account growth in the Technology Platform , analysts want to see Galileo and Technisys regain momentum. Loan Quality : Following a short seller report, market will scrutinise the personal loan charge of rates. Is SoFi A Buy ? The consensus is currently a Hold but many see a compelling Buy Case for long term growth. The Bull Case - Buy Undervalued Growth: Trading near USD 19, SoFi is 40% below its 52 week high despite record fundamentals. Insider Confidence: CEO Anthony Noto personally purchased 28,900 shares at USD 17.32 in March 26, signaling strong belief in the company's trajectory. Upside Potential: The average analyst Price Target range from USD 24.50 to USD 24.85, implying 26 to 50% upside potential. The Bear Case - Hold/Wait Volatility: With a high beta of 2.24, SoFi is prone to wild swings that can shake out short term traders. Short Pressure : Ongoing allegations from short reports may act as a ceiling on SoFi until management addresses them during the call. Concluding Thoughts SoFi has weathered a brutal 33% drop this year. But I believe that SoFi has exponential growth ahead as the digital revolution is just getting started. With a billion dollar revenue engine in place, SoFi presents a compelling opportunity for those investors who believe in SoFi's long term growth. The best chapters of this story are usually written right after its darkest hours. @Daily_Discussion @Tiger_comments @Tiger_SG @TigerStars @TigerClub @CaptainTiger

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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