To The Moon

Q1 2022 has finished, I would like to submit my Q1 quarterly financial report to Tiger Brokers.

Personal profile: a salary worker, small conservative retail investor, live in Singapore.

Tiger account P&L analyst showed RoR 2.99%.

Top released gain: HPH

Top released loss: Aztech, not really sold out, to contorl position and risk. 

Top floating gain stocks is Wilmar.

Top floating loss stock is HST. 

Tiger account analyst did not add dividend, since I am conservative retail investor, I main positions are on ETF, dividend, and blue-chip stocks. Dividend income is important to my portfolio. Here is secured dividend income up to today.

There is huge fluctuation in stock market in 1Q 2022. I added 30K SGD stocks on $上海实业环境(BHK.SI)$ , $新科工程(S63.SI)$ , China Everbright Water , $中国航油(新加坡)股份有限公司(G92.SI)$ and $新兴市场ETF-Vanguard MSCI(VWO)$ during the Russia and Ukraine conflict. I did not add on $Lion-OCBC Sec HSTECH S$(HST.SI)$ because I held a few emerging market stocks funds and ETF, they are overlapped on $腾讯控股(00700)$ , Alibaba and Meituan. So, I need not to add HST purposely. I restrained my exposure to Internet Tech as I am a conservative investor.

Allocation is key factor for long term investment journey. And it defined our return and risk level.

My allocation is as below,

A Singapore HDB 4 room apartment, no house loan. Peter Lynchy said, you need ask yourself before you invest in stock, do you have a house?

Singapore Government Saving bond, 110K SGD, average yield in 10 years is around 2%. Singapore Saving Bond is available for early redeem, no penalty, one month notice.

Dollardex platform, major asset were low risk bond and emerging market stock Funds 150K SGD

Tiger account asset value 110K SGD.

Cash was around my family 1 year living expense.

Outlook, I am still optimist on Emerging market ETF, China and HK P/E were at lowest history position area. But S&P 500 should hold, there is uncertainty on US market as Stagflation and interest hike. 

I added 30K SGD on stocks in Q1 which was not original plan, it reduced my investment budget in rest of 2022. I will add on VWO or Tracker of HK stock fund in the proper time.

Below is 'VWO' fact sheet. 

@TigerStars @爱发红包的虎妞 @TigerEvents