Investment Reflection: Microsoft (MSFT) Stock (September 13, 2024)
My additional investment in Microsoft (MSFT) $Microsoft(MSFT)$ stock on September 13, 2024, is driven by the company’s continued dominance in the cloud and AI markets. Microsoft has proven itself as a key player in artificial intelligence (AI) and cloud computing, showing robust growth in its Azure services and a solid foundation for long-term success. Azure’s Growth and Strategic AI Integration One of the most compelling reasons behind this investment is Microsoft's rapid growth in its cloud business. Azure revenue grew by 29% year-over-year in the last quarter, a clear indication of how enterprises are increasingly migrating to cloud-based solutions. As companies move away from on-premise servers, Microsoft
Fed Rate Cut: Navigating Market Waves and Your Investments
Overview: As the Federal Reserve's highly anticipated September 17-18 meeting approaches, the global market holds its breath. With an 87% chance of a 25 basis point rate cut, investors are eager to know how this move will impact their portfolios. A Fed rate cut could bring short-term relief to markets, potentially fueling growth, but it’s a delicate balance, especially with lingering economic uncertainty. Let’s dive into what a potential rate cut could mean for various segments of the market. Stock Markets: Bullish or Bearish? A Fed rate cut often lowers borrowing costs, allowing companies to expand more easily, which could spark a short-term rally, or even a mini bull market. Tech and growth stocks, in particular, could see a boost as cheaper financing benefits innovation-dri
About one year ago on 23 August 2023, I had a post about buying bank stocks, then. (click here !to refresh memory !) The warning came post fallout from US’s March 2023 banking debacle that saw 3 US regional banks went belly up. Still remember who they were ? Silicon Valley Bank (SVB): Known for serving technology startups & venture capital firms, failed on 10 Mar 2023. Signature Bank: New York-based bank with a significant presence in the cryptocurrency industry, it was closed by regulators on 12 Mar 2023. First Republic Bank: While not as immediate as the failures of SVB and Signature Bank, First Republic Bank faced significant financial
Wells Fargo Faces New Regulatory Challenges Amid Broader Market Gains
Overview of Overall Markets: On Thursday, Wells Fargo's (WFC) $Wells Fargo(WFC)$ stock declined significantly following regulatory scrutiny over its internal controls for financial crime management. Despite Wells Fargo's struggles, the broader U.S. stock market posted gains, with the S&P 500 rising by 0.8%. Investors are eyeing key macroeconomic indicators, and while banking stocks face hurdles, tech and growth sectors remain buoyant. Wells Fargo’s Regulatory Setbacks: Wells Fargo was among the worst-performing stocks on Thursday, dropping 4%, after the Office of the Comptroller of the Currency (OCC) identified serious deficiencies in the bank’s anti-money-laundering controls. These regulatory i
With the Federal Reserve likely to cut rates in September, a once-struggling fintech stock might be on the verge of a major rebound.The Fed’s shift in monetary policy will be welcomed by many businesses, and fintech platform $SoFi Technologies Inc.(SOFI)$ stands to benefit significantly from lower rates. As a key component of Cathie Wood’s flagship fund at Ark Invest Management, SoFi’s stock has been hit hard this year. Currently priced at $7, SoFi has dropped 26% in 2024.Let’s dive into SoFi’s business and how it’s tied to interest rates.SoFi’s Business OverviewSoFi operates in three main segments: loans, tech, and financial services. The company has seen substantial revenue growth over recent years. More importantly, it has moved past its loss-m
How to Invest When the Fed Cuts Rates？Stocks & ETFs
In March 2022, the Fed started raising rates and seemed to successfully curb inflation, leading to a pause in hikes last July. Recently, Chairman Powell indicated that it's time to adjust monetary policy. CME suggest a 71% chance of a 25-bps cut and a 29% chance of a 50-bps cut in September.Observers believe that falling inflation and a weakening job market are driving the Fed to adjust policy. Experts think the Fed's new round of interest rate cut cycle is likely to be a relatively mild pre-interest rate cut, rather than a bailout for a serious recession or major external shock.When interest rates inevitably start to fall, we can consider the following investments:1.High-Yield Investments Conservative, income-focused investors might lock in current high rates by buying certificates of dep
$iQiyi Inc.(IQ)$ has experienced a 5 consecutive weeks down moves, which has exceeded its one standard deviation price runs. In order to break the sequence, it is possible that the price will move higher. Standard deviation (SD) is a statistical measure that indicates how much a stock's price typically deviates from its average price. A price movement exceeding one, two or more SD suggests a more significant deviation than usual, potentially signaling a trend change or overbought/oversold territory. $Bank of America(BAC)$ $Wells Fargo(WFC)$ share price have formed a be
1. $Oracle(ORCL)$ORCL - megacap company - performance since long breakout: 10.50%.2. $Open Text(OTEX)$OTEX - midcap company - performance since long breakout: 11.49%.3. $Wells Fargo(WFC)$WFC - megacap company - performance since long breakout: 12.18%.4. $Global Business Travel Group, Inc.(GBTG)$GBTG - midcap company - performance since long breakout: 15.92%.5. $YPF SA(YPF)$YPF - largecap company - performance since long breakout: 31.23%.https://x.com/StockBotty/status/1830990409943646357
1. $UDR Inc(UDR)$UDR - largecap company - performance since long breakout: 2.98%.2. $nCino(NCNO)$NCNO - midcap company - performance since short breakout: -12.83%.3. $Elastic N.V.(ESTC)$ESTC - largecap company - performance since short breakout: -23.81%.4. $Five9(FIVN)$FIVN - midcap company - performance since short breakout: -19.72%.5. $AstraZeneca PLC(AZN)$AZN - megacap company - performance since long breakout: 10.45%.https://x.com/StockBotty/status/1830990389999775787
1. $UDR Inc(UDR)$ UDR - largecap company - performance since long breakout: 2.98%.2. $nCino(NCNO)$ NCNO - midcap company - performance since short breakout: -12.83%.3. $Elastic N.V.(ESTC)$ ESTC - largecap company - performance since short breakout: -23.81%.4. $Five9(FIVN)$ FIVN - midcap company - performance since short breakout: -19.72%.5. $AstraZeneca PLC(AZN)$ AZN - megacap company - performance since long breakout: 10.45%.6. $Oracle(ORCL)$ ORCL - megacap company - performance since long breakout: 10.50%.7.
Wells Fargo & Company is a leading financial services company that has approximately $1.9 trillion in assets and proudly serves one in three U.S. households and more than 10% of all middle market companies in the U.S. The company provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health and a low-carbon economy.