• muiee·03-24muiee

      Crouching Tiger Hidden Dragon?

      I’d like to focus my post just on the point about Who should someone Newer to Tiger Community Follow?You might know the meaning of the phrase Crouching Tiger, Hidden Dragon, literal translation of a Chinese idiom, ‘a place that is full of unnoticed masters or talented, extraordinary people hidden from plain view’.That’s exactly how I felt about a group of Tiger accounts in TigerTrade app. I don’t know much about the talented people behind the avatars, but they are providing extraordinary (ok, maybe a bit of exaggeration, but definitely) helpful curated insights to aid trading and investing, and infotainment that makes the former fun and social.Here’s a primer on who's who that might be worth following, grouped into four areas of interest to the Community:1. Information & Insights to Invest and Trade BetterFollow @Tiger_Newspress @TigerObserver @Tiger_Earnings @WallStreet_Tiger @Capital_Insights @MaverickTiger @TigerTalks to get your daily dose of stock markets, financial headlines & news, most searched stocks, earnings info, stocks upgrades & downgrades, analysis of stock markets data & trends, and opportunities to attend investing or trading webinars.For specific description of each account, see Tiger graphic below: 2. Investors & Traders LiteracyFollow @Tiger_Academy @FundMall @Futures_Pro @IPO_Focus @OptionsDelta @OptionPlus@OptionsTracker @OptionsTutorto learn more about investing in Funds, IPOs and trading Futures & Options. I'm not sure if all the Options accounts are Tiger officials by the way, but still, they provide learning for those just starting out to more advanced level, in my view.Account's focus is rather intuitive, else see Tiger graphic below:  3. TigerTrade App Updates & Community Well-beingFind out about new features of TigerTrade App via @TigerPM , updates including user requested features are about once or twice per month, and @CaptainTiger 'Kapitan' of the Community, keeping an eye to foster happy and safe online Community. See Tiger graphic below for more.4. Community Engagement & Encouraging Organic GrowthHaving being part of online communities in Discord and Reddit, I believe active participation by Community members is key to organic growth, and whether it will thrive or wither. Initiatives by Tiger seem in the right direction, there are events, contests and competitions to engage members and gamification based incentives to grow community-based contributions and content creation.If you are into contests and competitions with tons of coins rewards, follow: @TigerEvents @Daily_Discussion @Tiger_chat @MillionaireTiger @Tiger_AUNo prize for guessing who is the most generous and richest Tiger in their midst! If you are inspired to do your part to grow Tiger Community, follow @TigerStars for inclusive activities catering to everyone, whether you are star contributors, regular 'kakis' (buddies) or newbies. Shoutout to, and do follow the many featured Space Exploration Astronauts and Community Stars at links below.Tiger Space Exploration: Best Authors of the Week (14 Mar - 20 Mar)Tiger Stars in February My personal favourite is the Weekly Hot Comments by @TigerStars featuring collection of comedic, 'LOL' comments, as we all need a break sometimes, from the deadly serious job of investing & trading!See Tiger graphic below for more.Tiger graphic pic source: webiconspng.comFinally, I'm sure my list is far from complete, so do you know of other 'Crouching Tiger, Hidden Dragon or Talent' in the Tiger Community? Do share by Commenting below, I'm eager to find out too!
      37.94K155
      Report
      Crouching Tiger Hidden Dragon?
    • Lauritzen·09-24 23:16Lauritzen

      James Montier’s 7 Immutable Laws Of Investing

      Montier is a member of GMO’s Asset Allocation team. Prior to joining GMO in 2009, he was co-head of Global Strategy at Société Générale. Montier is the author of several books including “Behavioural Investing: A Practitioner’s Guide to Applying Behavioural Finance”; “Value Investing: Tools and Techniques for Intelligent Investment”; and “The Little Book of Behavioural Investing.”Montier is a visiting fellow at the University of Durham and a fellow of the Royal Society of Arts. He holds a B.A. in Economics from Portsmouth University and an M.Sc. in Economics from Warwick University.He has 7 “basic” rules, but extremely powerful:1. Always insist on a margin of safety2. This time is never different3. Be patient and wait for the fat pitch4. Be contrarian5. Risk is the permanent loss of capital, never a number6. Be leery of leverage7. Never invest in something you don’t understandFollow me to learn more about analysis!!$DJIA(.DJI)$  $S&P 500(.SPX)$  $NASDAQ(.IXIC)$
      37210
      Report
      James Montier’s 7 Immutable Laws Of Investing
    • Tiger_Academy·09-23 16:32Tiger_Academy

      Global REITs Map: Best REITs Can Still Grow Despite Higher Interest Rates

      With the 60 years of development of the global REITs market to date, more than 40 countries and regions around the world have adopted the US REITs approach to real estate investment, providing all investors with a global income-generating real estate portfolio.While the U.S. remains the largest listed real estate market, the listed real estate market is increasingly becoming global. The growth is being driven by the appeal of the U.S. REIT approach to real estate investment. Today more than forty countries and regions have REITs, including all G7 countries.Source: www.reit.comRecommend to Read:Quick Learning of REITs' Keypoints & 8 Benefits of Holding REITs?1. How Many REITs Are There in the World?A total of 865 listed REITs with a combined equity market capitalization of approximately $2.5 trillion (as of December 2021) are in operation around the world. As the following charts show, REITs have grown dramatically in both number and equity market capitalization over the past 30 years going from 120 listed REITs in two countries to 865 listed REITs in more than 40 countries and regions.Source: www.reit.comAmong them, Asia has a high absorption rate of REITs, growing from 31 REITs in 6 countries and regions in 2005 to 216 REITs in 11 countries and regions in 2021.Singapore established the operation system of REITs as early as 1999, which is one of the earliest and most mature markets in Asian countries. India and China will join the market in 2014 and 2021 respectively. Since 2015, the Middle East has also seen significant growth with the addition of REITs in Saudi Arabia and Oman. Note: Asia REITs with higher-interest rates, and Asian REITs payouts are more attractive.2. How about REITs‘ Return?Comparison of REITS and stock index and bond returns From the current issuance of REITs, companies and investors have achieved a win-win situation. The former has revitalized assets and the latter has obtained excess returns.According to Wanhe Securities’ statistics on U.S. infrastructure REITs in March 2021, the U.S. infrastructure REITs index has grown at a compound annual growth rate of 12.11% since 2010, slightly higher than the S&P 500’s 11.67% over the same period.According to research by investment consultancy Wilshire Associates, real estate allocation in listed markets around the world can help improve returns on a diversified portfolio. REITs play a key role in enhancing investment returns and reducing risk in target date funds (TDFs), popular investment products.Source: www.reit.comThe Best REITs Can Still Grow Despite Higher Interest RatesIt’s important to note that REIT share prices aren’t just affected by interest rates but can and do trade on other factors, including a REIT’s fundamentals, long-term growth prospects, and dividend growth history.The chart below, courtesy of REIT.com, plots the 12-month return of REITson the y-axis, and the change in the 10-year Treasury yield on the x-axis from 1992 through 2017. The blue dots represent periods when REITs earned a positive total return during each of those periods. The red dots signal that REITs lost money.While an investment in REITs made money in 87% of rising rate periods observed, it is clear that REITs have been positively and negatively correlated with interest rates during different periods of time, indicating that there are other factors influencing their returns.Have you ever invested in any REIT? Please share with tigers.
      14.85K145
      Report
      Global REITs Map: Best REITs Can Still Grow Despite Higher Interest Rates
    • PortfolioHub·09-23 15:44PortfolioHub

      Why Dollar Cost Averaging Is The Best Investment Strategy

      Many people don’t know what dollar cost averaging is, how it works or why they might want to do it. In this article we’ll discuss the basics of dollar cost averaging and explain how it helps investors avoid big losses during market downturns as well as providing stable returns long term.Photo byLive RicheronUnsplashTime In The Market Beats. Timing the marketMarket timing is a strategy where investors attempt to predict future stock prices. This is done by looking at historical data and trying to determine what the next trend might be. If you think the economy is about to turn around, for example, you could buy stocks that are expected to do well once the economy picks up steam. On the flip side, if you believe the economy is headed south, you could sell off shares of companies whose sales are likely to decline.The problem with market timing is that it doesn’t always make sense. Markets don’t always behave predictably, and determining whether an asset is under valued or over priced is extremely difficult. As a result, you may decide to “wait for the dip” on an asset but instead the asset rises rapidly and you miss out on gains.Or on the other hand, you may sell a stock you think will go up in the long term because you think it may go down in the short term and you might be able to make a quick profit. Well that may happen. But the stock may also continue to run up and if you have to buy back in at higher prices, then you have just missed out on some more profit.The whole idea behind dollar cost averaging is that you don’t care about the price at the time you buy. You just consistently buy the same asset over a long period of time in regular intervals. Historically this has shown to be more consistent for investors then trying to trade on short term moves.How Does Dollar Cost Averaging Work?When it comes to investing, one of the most common ways people try to save money is dollar cost averaging. In fact, according to Investopedia, about half of investors use this method. But what exactly does dollar cost averaging mean? And how does it work?To understand how dollar cost averaging works, let’s start with an example. Imagine that you want to purchase 10 shares of company X. Instead of purchasing all of these shares in one go, you may instead decide to purchase 1 share each month for 10 months.Or (the way I do it), each month after getting my pay from my fulltime job. I add whatever money I have to invest that month into all of my favourite stocks. I don’t care about the share price that particular day because many of my stocks are long term plays. I don’t expect to sell for 10+ years, unless my conviction changes.Rewards of Dollar-Cost AveragingThe key to dollar-cost averaging is to stick with it long enough to see a difference. On a day-to-day basis anything can happen. The advantages and disadvantages below are in line with what to expect if you stick to this strategy long term.Advantages of dollar cost averagingThe concept behind dollar cost averaging is simple: you buy shares of a stock over time rather than paying full price for it all at once. This method helps to keep emotions out of the equation because there are no big decisions to make about whether or not to invest.This strategy allows people to purchase items over time without having a lot of money available. For example, let’s say you want to start investing in stocks. You can start with very little money, even £10 per month to get started.You can set up recurring payments through your bank account or credit card so that you never need to worry about running out of funds. Dollar cost averaging can become very automated so you don’t even need to think about it. Especially when picking something like an index fund with a diversified basket of stocks.Disadvantages of dollar cost averagingDollar cost averaging isn’t right for everyone. If you’re looking to make a large investment, you’ll probably want to consider buying everything at once. Also, if you’re new to investing, you should wait until you’ve built up a bit of experience before diving headfirst into dollar cost averaging.If you’re a novice investor who wants to learn about investing, you might also find it difficult to stay disciplined. When you’re learning, it’s easy to get distracted by other things.It’s important to note that dollar cost averaging doesn’t guarantee success. There are plenty of examples where people have still failed at dollar cost averaging due to making the wrong stock picks.Does Dollar Cost Averaging Really Work?There are two main reasons why dollar cost averaging works. First, it gives you more control over your investments. By choosing to invest small amounts every month, you can avoid being swept away by emotion and impulse purchases.Second, dollar cost averaging makes sure that you always have some money invested. Even if you only put £1 per month, you will eventually end up with a fair amount in your portfolioA Long-Term StrategyThe stock market tends to go up and down over short periods of time. But it doesn’t always move in one direction. There are times when the market goes up and there are times when it goes down. This is called volatility. In fact, the average investor loses money during a bear market.Over the long term, the overall market tends to trend upwards. This means if you could average out your purchases over time you should be able to match the average returns of the stock. In fact, this is exactly what happens.Gaining this average price of the share over time helps smooth out any volatility along the way. If the stock does tank in share price then this means the next time you’re due to buy, you will be lowering your average cost in the long term which is a good thing. On the other hand, if the stock goes up now then you are in profit which to no surprise… is also a good thing.SummaryDollar cost averaging is a great long-term strategy because it ensures you always have some money in the market. It also helps you gain an average return on your shares over time. However, it may not work for all investors that want a more fast paced investing approach.$DJIA(.DJI)$  $NASDAQ(.IXIC)$  $S&P 500(.SPX)$ Follow me to learn more about analysis!!
      8.46K137
      Report
      Why Dollar Cost Averaging Is The Best Investment Strategy
    • Tiger_Academy·09-22Tiger_Academy

      Quick Learning of REITs' Keypoints & 8 Benefits of Holding REITs?

      What are REITs? Why Configure REITs?Recommend to Read:Weekly Focus on Logistics/Industrial S-Reits: M44U.SI & BUOU.SI5 SG Reits With The Lowest Gear Ratio To Watch: DCRU, CRPU, BUOU, SK6U & UD1USource: https://passiveinvestingaustralia.com/6 Keypoints of REITs:1. Definition: REITs is Real Estate Investment Trusts Funds. It is an investment vehicle similar to a closed-end mutual fund, but the investment object is real estate.2. Origin: The investment trust was created by the U.S. Congress in 1960, mainly through the securitization of real estate and the fundraising of many investors. Investors without huge capital can participate in the real estate market with a lower threshold and obtain real estate market transaction rents and profit from value added. Investors do not need to substantially hold real estate targets, and can trade in the securities market, and the market liquidity is better than real estate.3. Source of income: The characteristic of real estate investment trusts is that the main income of the trust comes from rent, so the income is relatively stable, and the trust must also use most of the future surplus as dividends. Because of this, REITs pay much higher dividends than average stocks in the market. 1) Dividend 90% of rental income distributed to investors 2) Management and maintenance costs of the property 3) Capital gains. Shares rose. The price of real estate itself can be anti-inflation, and the acquisition and acquisition make it more valuable, and the real estate leverage ratio is high4. Types of Reits: Includes industry, data center, commercial real estate, logistics, infrastructure, highway, sewage treatment, etc. You can do only one section at a time, or you can do all of them. Logistics sector: high barriers: because the government grants land.5. REITs Funds:Refers to mutual funds that use real estate securitization commodities as investment targets, including REITs, commercial real estate mortgage-backed securities, and commercial real estate secured debt certificates.6. Net Worth Performance: Can direclty check on Tiger App or Yahoo Finance.8 Benefits of Configuring REITs?1. Comparison between Reits, Stocks and Bonds: REITs have stable quarterly/half-yearly dividends, the rental income is mainly used as dividends or coupons. Some stocks have dividends, but the long cycle or unstable dividends are related to other factors such as profitability. Bonds’ dividends come from the coupon rate, and the average payout ratio lower than REITs.2. Steady total returns: According to general observation, the risks and rewards of REITs are about between stocks and public bonds. One reason is because that REITs have the value-added income of the underlying assets (stock attribute); the other is that REITs have mandatory dividend income (bond attribute),3. Low volatility 4. High dividend payout:As Rent-to-sales ratio is associated with first-tier cities.5. Risk diversification: REITs invest in multiple real estate targets at the same time, which can diversify risks.6. Anti-inflation: Due to the characteristics of its real estate, real estate investment trusts are particularly advantageous in fighting inflation.7. Small proportion of capital: Invest smaller compare to invest a house in first-tier cities directly.8. Professional property management: Compared with buying a house by yourself, it saves time and worry with concentrates professional management.
      2.56K82
      Report
      Quick Learning of REITs' Keypoints & 8 Benefits of Holding REITs?
    • Tiger_Academy·09-21Tiger_Academy

      DAY1 Education : Sustainable Competitive Advantages Explained

      Hi, tigers~Today is the first day of column "Learn US financial reports for beginners".In this article, I will introduce 2 practical methods of how to judge whether a company has competitive advantage.Total revenueGross profit1. Total revenueYou might think, company A with tens of billions of dollars in annual total revenue is much better than Company B with billions of dollars in annual revenue, but is that true? Let me give you an example:Jack and Rose run separate companies. Jack's company generates $9,000 in revenue per month, while Rose's company generates only $6,000.From a revenue point of view, you would definitely think that Jack's company is better developed and more competitive.But if we do a careful analysis and take into account the cost of sales each month, the results may change.As can be seen from the picture, although Jack company has a high revenue, its monthly cost of revenue is also high, and its final gross profit is only $2,850.However, although the revenue of Rose company is behind that of Jack, the cost of revenue is well managed and the monthly gross profit can be $3,810 dollars.It can be seen that Rose has more profit funds than Jack in the company every month.At this point, we get to the first conclusion: you can't judge a company by its revenue alone. You may ask, So what should we pay attention to?This brings us to the second point: gross profit.2.Gross profitWarren Buffett, the investment guru, is very good at picking companies.He once said that gross profit is the key metric of long-term profitability. Only companies with sustainable competitive advantages can maintain profitability over the long term.What is this gross profit that Buffett takes so seriously? Why does Buffett focus on this number?Gross profit = revenue-cost of revenue. Cost of revenue is the total cost of manufacturing and delivering a product or service to consumers.However, high gross profit doesn't mean everything.Buffett said:" Firms with excellent long-term economics tend to have consistently higher margins." In short, there are two key words: "high gross margin" and "consistency".Let's look at the first key word: -- "higher gross margin".How to calculate gross margin? The basic equation is: Gross margin = gross profit/revenue.As we have learned that: gross profit = revenue-cost of revenue. Therefore, gross margin = (revenue-cost of revenue)/revenue.Then it becomes a simple math problem.We just need to find companies in an industry, count their gross profits, then we can find the top companies.I would like to remind you that gross margin varies greatly in different industries.For example, the software industry has a median gross margin of 59% by the end of 2021. The top 10 companies in this table all have a gross margin over 91%.The industry leader Microsoft only has a gross margin of 65%.While in the traditional manufacturing industries like auto and auto components industries, the median gross margin is only 16%.You can tell from this table that the average of gross margin is only 35%, even for the top 10 companies.So different industries have different gross margins, and we must treat them separately.Let's look at the second key word: "consistency."If the company can't sustain its high gross margin, its competitive advantage is not consistent. When many companies are facing a crisis, they may also break out a high gross margin for a period of time through some means of financial fraud.Therefore, it's necessary to identify the feature of "growth" in the income statements. If the growth is not sustainable, the company doesn't have long-term competitive advantage. We need to look at gross margins for the past 5 years or more.So, Let's summarize what we've learned today :First, we have learned that we can't simply look at "revenue" to judge whether one company has good profitability or not.Secondly, we need to focus on the gross profit and gross margin of the company.Thirdly, gross margin is a key indicator to assess companies' sustainable competitive advantage. Within an industry, companies who have higher gross margin means these companies have higher competitive advantage.Fourthly, we have learned how to calculate gross profit = revenue-cost of revenue, and gross margin = (revenue-cost of revenue)/revenue.Okay, have you learned the content of today?  I hope it can help you to understand the US financial reports quickly.Share your thoughts with me and other Tigers, You can get cions~😎
      7.24K159
      Report
      DAY1 Education : Sustainable Competitive Advantages Explained
    • PortfolioHub·09-21PortfolioHub

      How You Can Make £1000 Per Month With Dividends

      Dividend investing has become very popular over recent years. In fact, dividend stocks now account for nearly half of all publicly traded U.S. equities. The reason why investors love dividends is because they provide consistent cash flow without having to worry about share price fluctuations.Photo byBlogging GuideonUnsplashYou don’t have to wait until retirement to start earning income from dividends. There are plenty of companies that pay out regular dividends every single month or quarter. All you need to do is look at their financial statements and see whether or not they’re paying out enough to cover your costs.In today’s post I will be covering why dividend investing is a great strategy for many people. I will also be covering how you can make over £1000 per month with dividends. Stick around to see examples.How Dividend Stocks WorkA dividend is a payment made by a corporation to its shareholders. Companies usually announce dividends during earnings calls or filing with the Securities and Exchange Commission.Investors need to know what the dividend payout percentage is before buying shares. Some companies pay out 95% of profits while others pay out 5%.There are many different ways companies determine how much to pay out per quarter. For example, some companies pay out a fixed amount based on the number of outstanding shares. Others use a formula that takes into account the price of the stock, the number of outstanding shares, and the historical average yield for the industry.When an investor buys shares after the ex-dividend date, he or she won’t receive any dividend payments until after the next record date. Investors should pay close attention to the ex-dividend dates before making purchases.What Is the Dividend Yield?A higher stock price does not necessarily translate into a higher dividend yield. In fact, some stocks pay no dividends while others pay high dividends. Companies do this because it makes sense for them. Some companies prefer to use cash flow rather than earnings to distribute money to shareholders. Others believe that paying dividends dilutes their brand image.The best way to find out about a company’s dividend history is to check out their financial statements. You can find them online. They show you where the company earns revenue, spends money, and distributes profits. You can see how much money the company earned, spent, and distributed over the previous 12 months. If you don’t understand the numbers, ask someone who does.You can calculate the dividend yield by dividing the amount of dividends paid by the current market value of the company. This gives you the percentage of dividends paid out of the total worth of the company. So, if a company had a market value of $100 billion and paid out $2 billion in dividends each year, the dividend yield would be 2%.If you buy a stock just because it has a high dividend yield, you could lose money if the company goes bankrupt. A high dividend yield may seem good at first, but if the company can’t sustain paying out the high dividend yield along with running the business, then the dividend will likely be cut. Or worse, the company may go bankrupt.Using this information we are able to work out exactly what it takes to make £1000 per month. So to start we want the yearly earnings which would be £12000 (ignoring tax calculations for this).Then using your dividend yield you can find out how much is needed to reach the £12000 per year. Let’s say we have a 1% dividend per share. That means our £12000 is the 1% we would receive from the stock in question. To go from 1% to 100% which would be the total investment we multiply the value by 100.Doing that to the £12000 gives us £1,200,000If you are using any other values to workout this number then use the formula below(Desired Annual Wage / Dividend Yield ) * 100 = Total Investment RequiredTaxes on DividendsIn the UK, dividends are taxed depending on your income bracet. Meaning if you earn a lot of money, then you will be expected to pay more in taxes on your dividends. Examples of Dividend StocksTo help give you an idea of some dividend stocks you may be interested in, I have included a list of dividend stocks below. The list is in no particular order and values are taken at the time of writing this so dividend yields may have changed by the time you are reading this:PepsiCo ($PEP): 2.7% dividend yield   $Pepsi(PEP)$ 3M Company ($MMM): 4.90% dividend yield  $3M(MMM)$ AT&T Inc. ($T): 6.46% dividend yield  $AT&T Inc(T)$ General Electric Company ($GE): 0.44% dividend yield  $General Electric Co(GE)$ Coca Cola Company ($KO): 2.88% dividend yield  $Coca-Cola(KO)$ Walmart ($WMT): 1.68% dividend yield  $Wal-Mart(WMT)$ Procter & Gamble ($PG): 2.66% dividend yield  $Procter & Gamble(PG)$ Dividend investment strategiesA dividend portfolio is an effective strategy for building wealth over time. A dividend portfolio allows investors to benefit from the steady flow of income that companies distribute to shareholders each year. Companies use dividends to reward shareholders for supporting the company through good times and bad.Pay attention to a company’s long term growth prospects before making a final decision about whether or not it makes sense to invest. You want to make sure that a company is growing because it is profitable and not just because it is having trouble paying down debt.There are many different types of dividend investing strategies to choose among. Some people prefer to focus on high yielders while others like to look for value. If you’re looking for a low cost approach, consider index funds. They track broad market benchmarks such as the S&P 500. Index funds charge very little in fees, but they do not actively manage the fund. This means that there is no human intervention involved in picking which securities to include in the fund. Instead, the fund manager simply buys and sells securities based on what the benchmark tells him to do.Mutual funds are another option. Like index funds, they are passive investment vehicles that track indexes. However, mutual funds typically have higher expense ratios than index funds. These expenses are paid by shareholders in the form of higher fees. In addition, some mutual funds require sales charges to sell shares.Both ETFs and mutual funds offer diversification and lower risk than holding individual securities. By owning both an S&P 500 index fund and a technology stock ETF, you can gain exposure to the overall performance of the market without worrying about specific sectors.How To Find Success With DividendsDividend investing offers a great way to grow wealth over time. However, if you want to find success with dividend investing, then there are a few bit’s you should knowInvest In Dividends With A Good HistoryCompanies with high dividend yields often pay out dividends quarterly. This makes sense because companies want to keep investors happy and retain customers. However, paying out dividends every quarter also limits how much money a company can invest in growth. If a company doesn’t increase its dividend, it could eventually stop growing its dividend altogether.When investing in stocks with high yield, it’s important to look beyond just the current yield. Investors should consider whether the company will likely maintain its high yield over time. Companies like Apple Inc., Berkshire Hathaway Inc., and Exxon Mobil Corp. have maintained their high yields over long periods of time. While some companies struggle to maintain their high yields, others are able to do so without sacrificing their competitive edge.Reinvest Your DividendsThe best way to invest for growth is to reinvest dividends into more shares. This strategy allows you to build wealth over the long haul without sacrificing current income. If you reinvest your dividends, you’ll earn even greater returns over time.According to Morningstar, dividend stocks outperformed both the S&P 500 and the Russell 2000 Index by nearly 3 percentage points per annum over the trailing 10-year period ending December 31, 2018. $S&P 500(.SPX)$  $Global X Russell 2000 Covered Call ETF(RYLD)$ Avoid the highest yieldsWhen you buy shares of stock, it’s important to avoid the highest yield. This is because high yields are usually associated with low share prices. If you do decide to purchase a stock that has a high yield, make sure you understand what the yield represents. You want to know how much money you’re getting paid for holding onto the stock.You don’t want to purchase a stock because of a high yield only to find out the yield only seems high because of recent stock decline leading to a companies downfall.Buy and hold for the long termWarren Buffett once famously said, “You don’t find many people who buy what they sell.” A lot of investors take his advice to heart, buying shares of companies whose products and services they use every day, like Apple, Amazon, and Facebook.If you sit on these companies for the long term and they continue to do well, then you can grow your wealth many times over a life time.SummaryDividends make sense when you want to invest for the long term. They allow you to build wealth slowly but steadily, which makes them an excellent choice for retirement. But they aren’t always right for everyone. Before you dive headfirst into dividend investing, do your research and ask yourself whether or not it’s right for you.Follow me to learn more about analysis!!
      2.13K36
      Report
      How You Can Make £1000 Per Month With Dividends
    • Callum_Thomas·09-19Callum_Thomas

      About Return on Equity(RoE)

      we are seeing some fairly stark recent developments in profitability across the major chunks of global equities.The USA has peaked but remains on top, EM is middle of the pack but accelerating higher, and the rest of developed markets has rolled over from typically mediocre levels.In fairness, RoE is inherently a backwards looking metric, it looks at historical earning in relation to owner’s equity. And in practice it does tend to lag the market.But that does not mean we should ignore it. RoE trends can help reinforce price trends, we can also at times extrapolate nascent trends in RoE around turning points, and it helps understand price performance and valuation differences.In this respect, that developed markets are turning down basically gels with the notion that recessionary conditions appear to be developing, and helps understand some of the weakness in the stockmarket.But Emerging Market equities have not really performed that well this year, and this stands at odds with the *improving* trend in EM RoE.For those who are curious — the sectors within EM that have seen the biggest lift were Industrials, Energy, and Materials (commodity and manufacturing related). Makes sense given the macro backdrop, and for reference, EM has a larger skew to these sort of “old cyclical“ sectors.Out of interest, RoE has been rising across most EM sectors (except Healthcare and Consumer Discretionary). It has also been rising across most countries within EM, exceptChina(which faces multiple macro headwinds).So a curious chart, a curious development, and something to keep in mind as EM equity valuations and sentiment reset further lower. https://chartstorm.substack.com/p/weekly-s-and-p500-chartstorm-18-september
      15017
      Report
      About Return on Equity(RoE)
    • Lauritzen·09-18Lauritzen

      Bernard Baruch’s 10 Investing Rules

      Bernard Baruch was an American financier and foreign policy adviser to Presidents Wilson, Roosevelt, and Truman.After becoming attaining great success as an investor, Baruch left Wall Street in 1916 to advise President Woodrow Wilson on issues of foreign policy and national defense. During the Second World War, his close personal friend, President Franklin Roosevelt, tapped him as an adviser. In 1943, Roosevelt offered Baruch the chance to lead the War Production Board, before ultimately reneging. He was often referred to as the “elder statesman” because through three wars the presidents of our country called upon him for his advice and expertise.Bernard Baruch once said that Wall Street provided an extended course on investor behavior. It taught him that human nature was the driving force behind markets and investing mistakes.He realized the hardest part of investing or speculation was separating emotions from decisions. Investing is a game where rational, thoughtful decisions often take a backseat to emotionally-driven actions. Baruch in fact said:One of the worst mistakes anyone can make is to hold on blindly and refuse to admit that his judgment has been wrong.Baruch failed to heed his own warning. What’s worse, he had placed his bet using a margin account in the hopes of boosting his returns. He only needed coffee to rise a few cents to make a small fortune. Instead, it compounded his losses.Rather than cut his losses on the spot, he sold shares of Canadian Pacific — at a tidy profit — to cover his rising margin cost on coffee. It wasn’t until after he sold out all his Canadian Pacific shares that he finally came to his senses.His mistake cost him $800,000! In 1905 dollars! He knew better and still did everything wrong.Baruch would reiterate this lesson in a list of rules on how to invest. The list is pulled from the lessons he learned over a lifetime in the markets.1. Don’t speculate unless you can make it a full-time job.2. Beware of barbers, beauticians, waiters — of anyone — bringing gifts of “inside” information or “tips.”3. Before you buy a security, find out everything you can about the company, its management and competitors, its earnings and possibilities for growth.4. Don’t try to buy at the bottom and sell at the top. This can’t be done — except by liars.5. Learn how to take your losses quickly and cleanly. Don’t expect to be right all the time. If you have made a mistake, cut your losses as quickly as possible.6. Don’t buy too many different securities. Better have only a few investments that can be watched.7. Make a periodic reappraisal of all your investments to see whether changing developments have altered their prospects.8. Study your tax position to know when you can sell to the greatest advantage.9. Always keep a good part of your capital in a cash reserve. Never invest all your funds.10. Don’t try to be a jack of all investments. Stick to the field you know best.These “rules” mainly reflect two lessons that experience has taught me — that getting the facts of a situation before acting is of crucial importance, and that getting these facts is a continuous job that requires eternal vigilance.Besides the rules, here are the main points of his investing approach:“Before you buy a security, find out everything you can about the company, its management and competitors, its earnings and possibilities for growth.” Treat a share of stock as a proportional ownership of the business. A share of stock is not the equivalent of a baseball card or a collectible car. It is a real business that you must understand deeply to be a successful investor. For someone like Buffett, this process of learning about the business is the most fun part of investing. If you do not find understanding businesses interesting, I suggest that you find a low-cost diversified portfolio of index funds/ETFs and be content with your profession and hobbies.“Don’t try to buy at the bottom and sell at the top. This can’t be done — except by liars.” “Bears can make money only if the bulls push up stocks to where they are overpriced and unsound.” “Whatever men attempt, they seem driven to overdo. When hopes are soaring, I always repeat to myself that two and two still make four.” “The main purpose of the stock market was to make fools of as many people as possible.” Make bi-polarMarketyour servant rather than your master. Trying to time markets in the short term is a fool’s errand. People, of course, fib about their success as stock speculators all the time — mostly to themselves. Mr. Market is a drunken psycho. Markets are not wise in the short term nor always efficient. He is the source of opportunity since his bi-polar swings up and down produce the mispricing that allows some people to beat the market.“When beggars and shoeshine boys, barbers and beauticians can tell you how to get rich it is time to remind yourself that there is no more dangerous illusion than the belief that one can get something for nothing.” There is a big difference between investing and speculating. Investors are focused onvaluewhereas speculators are focused on how the changing psychology of large numbers of people impactsprice. In order to buy a stock at a discount to value, you must do the work. Of course, if it is not working but fun to understand businesses then you have what Warren Buffett likes so much- something that is both profitable and fun.“In the search for facts, I learned that one had to be as unimpassioned as a surgeon. And if one had the facts right, one could stand with confidence against the will or whims of those who were supposed to know best.” Being rational is the fourth bedrock principle of value investing. Charlie Munger calls rationality “a moral duty.” Unfortunately, it is hard to be rational all the time and in all situations given the many human biases that have been identified by behavioral economists. Even though it is not easy to be rational, it is worth the effort, especially in investing.“Don’t try to be a jack of all investments. Stick to the field you know best.” This statement by Baruch is another way of saying: stay within your circle of competence. Risk comes from not knowing what you are doing. Charlie Munger says: “There are a lot of things we pass on. We have three baskets: in, out, and too tough…We have to have a special insight, or we’ll put it in the ‘too tough’ basket. All of you have to look for a special area of competency and focus on that.”“Don’t buy too many different securities. Better to have only a few investments which can be watched.” Baruch is saying that he is a “focus investor” like Charlie Munger: “Our investment style has been given a name — focus investing — which implies 10 holdings, not 100 or 400.” Especially if you have a day job there are only so many businesses you can genuinely follow and understand.“Beware of barbers, beauticians, waiters — of anyone — bringing gifts of ‘inside’ information or ‘tips’. The longer I operated on Wall Street the more distrustful I became of tips and ‘inside’ information of every kind. Given time, I believe that inside information can break the Bank of England or the United States Treasury. A man with no special pipeline of information will study the economic facts of a situation and will act coldly on that basis. Give the same man inside information and he feels himself so much smarter than other people that he will disregard the most evident facts.” Perhaps there should be something called a “stock tip” heuristic/bias. People who get a stock tip will often suspend disbelief and stop being rational. It is best to “just say no” to stock tips.“Mankind has always sought to substitute energy for a reason as if running faster will give one a better sense of direction.” Baruch is pointing out that there is no prize for hyperactive trading in markets. There is in fact a penalty in the form of fees, costs, and taxes. If stock prices drop some people think they can fix that with more activity which often leads to mistakes,“Always keep a good part of your capital in a cash reserve. Never invest all of your funds.” Cash is like financial Valium. Cash can keep an investor calm and more importantly give them the ability to buy a bargain when it becomes available.“The wisest course is to sell to the point where one stops worrying.” “Learn how to take your losses quickly and cleanly. Don’t expect to be right all the time. If you have made a mistake, cut your losses as quickly as possible.” Buffett makes the point that if your stock holdings make it hard for you to sleep you should be holding a greater percentage of less volatile assets in your portfolio like cash and bonds. Having said that he also says: “Over the long term, however, currency-denominated instruments are riskier investments — far riskier investments — than widely-diversified stock portfolios that are bought over time and that are owned in a manner invoking only token fees and commissions. That lesson has not customarily been taught in business schools, where volatility is almost universally used as a proxy for risk. Though this pedagogic assumption makes for easy teaching, it is dead wrong: Volatility is far from synonymous with risk. Popular formulas that equate the two terms lead students, investors and CEOs astray.”“In the stock market, one quickly learns how important it is to act swiftly.” Markets are not perfectly efficient, but they are most efficient. Bargains that you can spot within your circle of competence don’t come along that often and when they do you must be ready to pounce since the bargains won’t be available for long. You must be patient and yet brave enough to act quickly and aggressively when an opportunity presents itself.“Nobody ever lost money taking a profit.” “It is one thing to make money and another thing to keep it. In fact, making money is often easier than keeping it.” There is an old saying that you can make a profit as a bull or bear but never a pig. Baruch is also saying once you take a profit it can be hard not to spend it. The more you spend the more you feel pressure to push the edge of the envelope which can lead to mistakes. I’ve never found that more expensive stuff makes you any happier.$S&P 500(.SPX)$ $NASDAQ(.IXIC)$  $DJIA(.DJI)$ Follow me to learn more about analysis!!
      70417
      Report
      Bernard Baruch’s 10 Investing Rules
    • YJ13·09-17YJ13
      Thanks$Tiger Brokers(TIGR)$ View on Tiger Brokers(TIGR)BullishBearish
      211
      Report
    • Tiger_Academy·09-16Tiger_Academy

      【Investor Education】11 days of Financial Statements Column

      Hi tigers~I believe that in recent days, you must have seen a free course of "US Stock Financial Statements for Beginners" recommended by me ! [Applaud] [Applaud] [Applaud] This earnings season is coming to an end, Various star companies have different ups and downs.I guess someone must have made a good profit! But I also got some questions from tiger friends:How can we use the data of each financial report to game the ups and downs?How can we easily understand the "fat" behind the three major financial statements?How can you judge financial fraud and avoid being deceived early?How can we see the essence through the phenomenon and select the leading stocks in the industry?I think the answers to these questions, you must be wondering too![Miser] Someone will say that the financial report has too many obscure terms and it is too difficult.But i want to tell you that reading financial reports is actually very simple.If you want to go further and further on the road of investment, you must learn to read financial reports.Next @Tiger_Academy  will spend 11 days, using the most simple and effective content to take you to a quick start.Quickly @ your friends, follow me, and make progress with thousands of  Tigers.During the next 11 days, you can get 20-50 coins when you make comments.The picture below a preview of the content for the next 11 days.I will begin our formal study next Mon .see you next time[Tongue] 
      9.49K321
      Report
      【Investor Education】11 days of Financial Statements Column
    • AlexReddySG·09-15AlexReddySG

      How NOT to trade.

      $FRSH .Discipline is very important to trading. Especially at crucial times of trading hours one should ensure that they are NOT distracted. Yesterday, I stumbled upon FreshWorks and realised it got good potential to shoot up in both short and long term. Added it to my ‘specific’ watchlist long before the market opened.By the time market opened, I was pulled into a private engagement and completely lost the agenda made in the morning.By the time, I realised, FRSH was up by 7.5% and I regretted my lack of discipline and hoped it will retreat by atleast 3-4% and could not proceed to buy. By closing time it was up by 9.5%.Even a megre investment of 10000 would have given my day earnings. 😰Let me know if u agree. Like if u do.💐
      1.00K62
      Report
      How NOT to trade.
    • Bioman21·09-14Bioman21
      Accumulation of $1.2mil for passive income of $5000 per month.How achievable is it? The initial part is always slow. Assume I invest $40,000 yearly, the first year interest is only $2000.With more money invested and the interest will increase to $39,200.Subsequently, the interest itself will exceed my principal amount that I regularly invest. Compound interest is very important. A lot of people ask me why I DCA regularly. The above is my reason. If I invest $20,000 per year, I will only expect to achieve half the results. It means I have to reduce my expected expenses when I start to retire.
      62917
      Report
    • Long_Equity·09-07Long_Equity

      High Growth Companies Normally Gave High Multiples

      High growth companies normally have high multiples.I created this table to show the relationship between growth and multiplesIn short, a PE ratio of 50 requires a 20% earnings growth over 5 years to turn that multiple from 50 -> 20.I optimise my portfolio for these metrics.My aim is to maximise FCF ROC first, then FCF Growth, then FCF margin and then finally FCF yield.* taken from my latest factsheetPS: Long Equity runs a concentrated portfolio of value-creators and price-setters. We only hold companies that can (i) invest capital at significantly higher returns than their cost of capital (value creation), and (ii) raise prices without impacting demand (price setting).Returns on capital must be high, consistent and unleveraged, with competitive advantages, ideally switching costs and network effects, preventing returns and margins from being competed away. We pursue a long-term strategy to minimise transaction costs and defer capital gains by investing in companies capable of compounding indefinitely.https://longeq.com/wp-content/uploads/2022/08/Long-Equity-August-2022.pdf
      2.84K98
      Report
      High Growth Companies Normally Gave High Multiples
    • Sandyboy·09-05Sandyboy

      Portfolio design

      Portfolio design is very important. Everyone starts with an investing portfolio. As you getbetter and more confident, you should also open a trading portfolio.For investment portfolio following sub sections must be considered:Based on time:Short term, mid term, long termBased on stock market cap:Small cap, mid cap, large capBased on returns:Dividend, growth, valueAll above must be factored into the portfoliodesign Also percentages of each will depend on risk profile, eg 60% large cap, 25% mid cap, 15% small cap may work for some but not for othersIt is necessary to rebalance and review the portfolio atleast every quarter.Once the basic investment portfolio is established then the trading portfolio can be established Again this could be from stocks by swing trading or options.A lot of thought should be put into portfolio design to find what works for each individual. You should also consider geographical diversity.
      1.22K46
      Report
      Portfolio design
    • firefirefire·09-01firefirefire
      $Addentax Group Corp(ATXG)$  Look at this... they told me to buy. Do you think so? Please let me know and comment..
      49910
      Report
    • Omega88·08-30Omega88
      Trading Tip for Beginners: Enhanced Dollar Cost Average (EDCA) Vs Dollar Cost Average (DCA)I'm sure most of you here have heard of dollar-cost averaging (DCA) and now let's have a look at enhanced DCA (EDCA). EDCA is a rule-based strategy that retains most of the attributes of traditional DCA and improves on it. You will invest a fixed amount of money at predetermined intervals for DCA, whereas you invest more money in down months and less money in up months. DCA is used to remove emotions from the investing strategy and it doesn't require the investors to time the market. Those who DCA usually perform better than average investors who tried to time the market. Over the long-run, the annualized returns from S&P500 is around 10% and it prevents the investors from panic selling when the market crashes temporarily but misses the substantial gains afterwards. Research have shown that EDCA tends to outperform DCA 90% of the time. How does EDCA work? E.g. If you are planning to invest $1,000 per month using DCA, $10 per share (1st month) = 100 shares$12.5 per share (2nd month) = 80 shares $8 per share (3rd month) = 125 shares Total = 305 shares, average price of $9.836Using EDCA approach, you will invest more ($1,500) when the market is down and invest less ($500) when the market is up. $10 per share (1st month) $1000 = 100 shares$12.5 per share (2nd month) $500 = 40 shares$8 per share (3rd month) $1500 = 187.5 sharesTotal = 327.5 shares, average price of $9.160Although it's the same $3000 investment over a period of 3-months, you will be able to buy more shares using EDCA approach at a lower average price. Do make some refinement to your investment strategy to optimize your returns over the long-run!! The risk is always lower when you buy the different indexes at a lower price!! $Vanguard S&P 500 ETF(VOO)$ $SPDR S&P 500 ETF Trust(SPY)$ $SPDR DJIA ETF(DIA)$  $Nasdaq 100 ETF(QQQ)$ $Nikko AM STI ETF(G3B.SI)$  $STI ETF(ES3.SI)$  Are you all still using DCA strategy or will be using EDCA approach instead? Do let me know your thoughts!! @CaptainTiger  @TigerStars  @MillionaireTiger  @Tiger_chat    
      1.20K55
      Report
    • Omega88·08-30Omega88
      Part #2: When to buy leveraged products?? A picture is worth a thousand words!!Most people would like to bet on leveraged ETFs to amplify their gains, but is it really good?? There are ETF products that come with leverage built-in, seeking 2x or even 3x the returns of the index or sector that they track. As such, they also charge higher fees (expense ratio). After understanding the potential risks involved in such products, the next question is when do we buy leveraged ETFs??Some examples of popular inverse leveraged ETFs (3x short!!!) include $Nasdaq100 Bull 3X ETF(TQQQ)$ $S&P 500 Bear 3X ETF(SPXU)$  $Semiconductors Bear 3X Shares(SOXS)$  $FTSE China Bear 3X Shares(YANG)$  It is important to understand that the gain gets lower while the loss gets higher over time!! Hence it is only advisable to hold such leveraged ETFs over a short period of time (unless you are expecting a long Bull/Bear market). **Leveraged product is more beneficial for intra-day trading and passive investors who are planning to hold their stocks forever should stick to the normal 1x ETFs instead.**Personally, I would use the Fear and Greed index as a gauge. Buy 3x leveraged ETFs when the fear index is high and buy 3x inverse leveraged ETFs when the greed is high. "Be greedy when others are fearful and be fearful when others are greedy"! As of now, I'll watch and monitor while it's at a neutral state. It will be a good time to accumulate these leveraged ETFs when the market is in extreme greed/fear, otherwise it's recommended to stick to your normal 1x ETFs. What about you? Let me know your thoughts!@CaptainTiger  @TigerStars  @MillionaireTiger  @Tiger_chat   
      48622
      Report
    • Omega88·08-30Omega88
      Part #1: Understanding the pros and cons of leveraged products!! A picture is worth a thousand words!!There are ETF products that come with leverage built-in, seeking 2x or even 3x the returns of the index or sector that they track. As such, they also charge higher fees (expense ratio). However, one should understand the substantial risks involved in such products!! Let's understand how it works! On a single trading session, the 3x leveraged products apply the leverage to obtain a 3x gain or a 3x loss. It's simple to understand right?However, as you continue to hold over longer period of time, the compounding effect comes into play and the cumulative effect of applying gains and losses to a principal amount of capital over time becomes a clear risk for 3x leveraged products!!! As you know, there's up and downs in the market. The risk-reward ratio for holding 3x leveraged products diminished over time as shown below. Although the gains are significantly higher in the short-run, you will notice that eventually the gains became lower and the losses became higher over time (as shown below). Assuming the market remains flat in a highly volatile over a period of time (+/- 2.5% each day), like what we are observing now. You can see that the differences between normal ETFs vs 3x ETFs, the gain gets lower while the loss gets higher over time!! Hence, some key take-aways messages. 1. 3x leveraged products amplify both your gains and losses by 3x in a single trading session2. As you continue to hold longer, the gains will lower (less than 3x), the loss will also be higher (more than 3x). Just across a 2-week period of ups and downs (repeated 5x), the loss on normal ETF is 0.312% while the loss on 3x ETF is 2.78% (8.9x more). 3. It can be useful when there's huge upcoming announcements, which might result in a huge surge/drop in price movement. **Leveraged product is more beneficial for intra-day trading and passive investors who are planning to hold their stocks forever should stick to the normal 1x ETFs instead. $Nasdaq 100 ETF(QQQ)$ $Nasdaq100 Bear 3X ETF(SQQQ)$ $Nasdaq100 Bull 3X ETF(TQQQ)$ $Vanguard S&P 500 ETF(VOO)$ $S&P 500 Bull 3X ETF(UPRO)$  @CaptainTiger  @TigerStars  @MillionaireTiger  @Tiger_chat  
      2315
      Report
    • Bioman21·08-28Bioman21
      Similarity of company’s financial statement and our income statement A lot of people may feel financial statement is difficult to understand. As a lay person, we really need to know how to read financial statement before we start our investment journey.Break down complicated things and we will become an expert:Sample Income StatementRevenue - Cost of goods/services = Gross Profit- GA expenses= Operating Profit + Sales of assets - Interest charge= profit before tax- Taxes= Net profitRevenue : SalaryCost of goods and GA expenses : our daily, weekly and monthly expensesSales of assets :Eg, sale of property and other assetsInterest charge : if we borrow money for renovation, housing or for business Taxes : Income taxes that we need to pay because of our income *Just be careful that taxes are different between company and ownself Net Profit : Net incomeIf you discovered that you have a negative number for your net income, you know that you are already in trouble
      18212
      Report
    • muiee·03-24muiee

      Crouching Tiger Hidden Dragon?

      I’d like to focus my post just on the point about Who should someone Newer to Tiger Community Follow?You might know the meaning of the phrase Crouching Tiger, Hidden Dragon, literal translation of a Chinese idiom, ‘a place that is full of unnoticed masters or talented, extraordinary people hidden from plain view’.That’s exactly how I felt about a group of Tiger accounts in TigerTrade app. I don’t know much about the talented people behind the avatars, but they are providing extraordinary (ok, maybe a bit of exaggeration, but definitely) helpful curated insights to aid trading and investing, and infotainment that makes the former fun and social.Here’s a primer on who's who that might be worth following, grouped into four areas of interest to the Community:1. Information & Insights to Invest and Trade BetterFollow @Tiger_Newspress @TigerObserver @Tiger_Earnings @WallStreet_Tiger @Capital_Insights @MaverickTiger @TigerTalks to get your daily dose of stock markets, financial headlines & news, most searched stocks, earnings info, stocks upgrades & downgrades, analysis of stock markets data & trends, and opportunities to attend investing or trading webinars.For specific description of each account, see Tiger graphic below: 2. Investors & Traders LiteracyFollow @Tiger_Academy @FundMall @Futures_Pro @IPO_Focus @OptionsDelta @OptionPlus@OptionsTracker @OptionsTutorto learn more about investing in Funds, IPOs and trading Futures & Options. I'm not sure if all the Options accounts are Tiger officials by the way, but still, they provide learning for those just starting out to more advanced level, in my view.Account's focus is rather intuitive, else see Tiger graphic below:  3. TigerTrade App Updates & Community Well-beingFind out about new features of TigerTrade App via @TigerPM , updates including user requested features are about once or twice per month, and @CaptainTiger 'Kapitan' of the Community, keeping an eye to foster happy and safe online Community. See Tiger graphic below for more.4. Community Engagement & Encouraging Organic GrowthHaving being part of online communities in Discord and Reddit, I believe active participation by Community members is key to organic growth, and whether it will thrive or wither. Initiatives by Tiger seem in the right direction, there are events, contests and competitions to engage members and gamification based incentives to grow community-based contributions and content creation.If you are into contests and competitions with tons of coins rewards, follow: @TigerEvents @Daily_Discussion @Tiger_chat @MillionaireTiger @Tiger_AUNo prize for guessing who is the most generous and richest Tiger in their midst! If you are inspired to do your part to grow Tiger Community, follow @TigerStars for inclusive activities catering to everyone, whether you are star contributors, regular 'kakis' (buddies) or newbies. Shoutout to, and do follow the many featured Space Exploration Astronauts and Community Stars at links below.Tiger Space Exploration: Best Authors of the Week (14 Mar - 20 Mar)Tiger Stars in February My personal favourite is the Weekly Hot Comments by @TigerStars featuring collection of comedic, 'LOL' comments, as we all need a break sometimes, from the deadly serious job of investing & trading!See Tiger graphic below for more.Tiger graphic pic source: webiconspng.comFinally, I'm sure my list is far from complete, so do you know of other 'Crouching Tiger, Hidden Dragon or Talent' in the Tiger Community? Do share by Commenting below, I'm eager to find out too!
      37.94K155
      Report
      Crouching Tiger Hidden Dragon?
    • Tiger_Academy·09-23 16:32Tiger_Academy

      Global REITs Map: Best REITs Can Still Grow Despite Higher Interest Rates

      With the 60 years of development of the global REITs market to date, more than 40 countries and regions around the world have adopted the US REITs approach to real estate investment, providing all investors with a global income-generating real estate portfolio.While the U.S. remains the largest listed real estate market, the listed real estate market is increasingly becoming global. The growth is being driven by the appeal of the U.S. REIT approach to real estate investment. Today more than forty countries and regions have REITs, including all G7 countries.Source: www.reit.comRecommend to Read:Quick Learning of REITs' Keypoints & 8 Benefits of Holding REITs?1. How Many REITs Are There in the World?A total of 865 listed REITs with a combined equity market capitalization of approximately $2.5 trillion (as of December 2021) are in operation around the world. As the following charts show, REITs have grown dramatically in both number and equity market capitalization over the past 30 years going from 120 listed REITs in two countries to 865 listed REITs in more than 40 countries and regions.Source: www.reit.comAmong them, Asia has a high absorption rate of REITs, growing from 31 REITs in 6 countries and regions in 2005 to 216 REITs in 11 countries and regions in 2021.Singapore established the operation system of REITs as early as 1999, which is one of the earliest and most mature markets in Asian countries. India and China will join the market in 2014 and 2021 respectively. Since 2015, the Middle East has also seen significant growth with the addition of REITs in Saudi Arabia and Oman. Note: Asia REITs with higher-interest rates, and Asian REITs payouts are more attractive.2. How about REITs‘ Return?Comparison of REITS and stock index and bond returns From the current issuance of REITs, companies and investors have achieved a win-win situation. The former has revitalized assets and the latter has obtained excess returns.According to Wanhe Securities’ statistics on U.S. infrastructure REITs in March 2021, the U.S. infrastructure REITs index has grown at a compound annual growth rate of 12.11% since 2010, slightly higher than the S&P 500’s 11.67% over the same period.According to research by investment consultancy Wilshire Associates, real estate allocation in listed markets around the world can help improve returns on a diversified portfolio. REITs play a key role in enhancing investment returns and reducing risk in target date funds (TDFs), popular investment products.Source: www.reit.comThe Best REITs Can Still Grow Despite Higher Interest RatesIt’s important to note that REIT share prices aren’t just affected by interest rates but can and do trade on other factors, including a REIT’s fundamentals, long-term growth prospects, and dividend growth history.The chart below, courtesy of REIT.com, plots the 12-month return of REITson the y-axis, and the change in the 10-year Treasury yield on the x-axis from 1992 through 2017. The blue dots represent periods when REITs earned a positive total return during each of those periods. The red dots signal that REITs lost money.While an investment in REITs made money in 87% of rising rate periods observed, it is clear that REITs have been positively and negatively correlated with interest rates during different periods of time, indicating that there are other factors influencing their returns.Have you ever invested in any REIT? Please share with tigers.
      14.85K145
      Report
      Global REITs Map: Best REITs Can Still Grow Despite Higher Interest Rates
    • PortfolioHub·09-23 15:44PortfolioHub

      Why Dollar Cost Averaging Is The Best Investment Strategy

      Many people don’t know what dollar cost averaging is, how it works or why they might want to do it. In this article we’ll discuss the basics of dollar cost averaging and explain how it helps investors avoid big losses during market downturns as well as providing stable returns long term.Photo byLive RicheronUnsplashTime In The Market Beats. Timing the marketMarket timing is a strategy where investors attempt to predict future stock prices. This is done by looking at historical data and trying to determine what the next trend might be. If you think the economy is about to turn around, for example, you could buy stocks that are expected to do well once the economy picks up steam. On the flip side, if you believe the economy is headed south, you could sell off shares of companies whose sales are likely to decline.The problem with market timing is that it doesn’t always make sense. Markets don’t always behave predictably, and determining whether an asset is under valued or over priced is extremely difficult. As a result, you may decide to “wait for the dip” on an asset but instead the asset rises rapidly and you miss out on gains.Or on the other hand, you may sell a stock you think will go up in the long term because you think it may go down in the short term and you might be able to make a quick profit. Well that may happen. But the stock may also continue to run up and if you have to buy back in at higher prices, then you have just missed out on some more profit.The whole idea behind dollar cost averaging is that you don’t care about the price at the time you buy. You just consistently buy the same asset over a long period of time in regular intervals. Historically this has shown to be more consistent for investors then trying to trade on short term moves.How Does Dollar Cost Averaging Work?When it comes to investing, one of the most common ways people try to save money is dollar cost averaging. In fact, according to Investopedia, about half of investors use this method. But what exactly does dollar cost averaging mean? And how does it work?To understand how dollar cost averaging works, let’s start with an example. Imagine that you want to purchase 10 shares of company X. Instead of purchasing all of these shares in one go, you may instead decide to purchase 1 share each month for 10 months.Or (the way I do it), each month after getting my pay from my fulltime job. I add whatever money I have to invest that month into all of my favourite stocks. I don’t care about the share price that particular day because many of my stocks are long term plays. I don’t expect to sell for 10+ years, unless my conviction changes.Rewards of Dollar-Cost AveragingThe key to dollar-cost averaging is to stick with it long enough to see a difference. On a day-to-day basis anything can happen. The advantages and disadvantages below are in line with what to expect if you stick to this strategy long term.Advantages of dollar cost averagingThe concept behind dollar cost averaging is simple: you buy shares of a stock over time rather than paying full price for it all at once. This method helps to keep emotions out of the equation because there are no big decisions to make about whether or not to invest.This strategy allows people to purchase items over time without having a lot of money available. For example, let’s say you want to start investing in stocks. You can start with very little money, even £10 per month to get started.You can set up recurring payments through your bank account or credit card so that you never need to worry about running out of funds. Dollar cost averaging can become very automated so you don’t even need to think about it. Especially when picking something like an index fund with a diversified basket of stocks.Disadvantages of dollar cost averagingDollar cost averaging isn’t right for everyone. If you’re looking to make a large investment, you’ll probably want to consider buying everything at once. Also, if you’re new to investing, you should wait until you’ve built up a bit of experience before diving headfirst into dollar cost averaging.If you’re a novice investor who wants to learn about investing, you might also find it difficult to stay disciplined. When you’re learning, it’s easy to get distracted by other things.It’s important to note that dollar cost averaging doesn’t guarantee success. There are plenty of examples where people have still failed at dollar cost averaging due to making the wrong stock picks.Does Dollar Cost Averaging Really Work?There are two main reasons why dollar cost averaging works. First, it gives you more control over your investments. By choosing to invest small amounts every month, you can avoid being swept away by emotion and impulse purchases.Second, dollar cost averaging makes sure that you always have some money invested. Even if you only put £1 per month, you will eventually end up with a fair amount in your portfolioA Long-Term StrategyThe stock market tends to go up and down over short periods of time. But it doesn’t always move in one direction. There are times when the market goes up and there are times when it goes down. This is called volatility. In fact, the average investor loses money during a bear market.Over the long term, the overall market tends to trend upwards. This means if you could average out your purchases over time you should be able to match the average returns of the stock. In fact, this is exactly what happens.Gaining this average price of the share over time helps smooth out any volatility along the way. If the stock does tank in share price then this means the next time you’re due to buy, you will be lowering your average cost in the long term which is a good thing. On the other hand, if the stock goes up now then you are in profit which to no surprise… is also a good thing.SummaryDollar cost averaging is a great long-term strategy because it ensures you always have some money in the market. It also helps you gain an average return on your shares over time. However, it may not work for all investors that want a more fast paced investing approach.$DJIA(.DJI)$  $NASDAQ(.IXIC)$  $S&P 500(.SPX)$ Follow me to learn more about analysis!!
      8.46K137
      Report
      Why Dollar Cost Averaging Is The Best Investment Strategy
    • Tiger_Academy·09-22Tiger_Academy

      Quick Learning of REITs' Keypoints & 8 Benefits of Holding REITs?

      What are REITs? Why Configure REITs?Recommend to Read:Weekly Focus on Logistics/Industrial S-Reits: M44U.SI & BUOU.SI5 SG Reits With The Lowest Gear Ratio To Watch: DCRU, CRPU, BUOU, SK6U & UD1USource: https://passiveinvestingaustralia.com/6 Keypoints of REITs:1. Definition: REITs is Real Estate Investment Trusts Funds. It is an investment vehicle similar to a closed-end mutual fund, but the investment object is real estate.2. Origin: The investment trust was created by the U.S. Congress in 1960, mainly through the securitization of real estate and the fundraising of many investors. Investors without huge capital can participate in the real estate market with a lower threshold and obtain real estate market transaction rents and profit from value added. Investors do not need to substantially hold real estate targets, and can trade in the securities market, and the market liquidity is better than real estate.3. Source of income: The characteristic of real estate investment trusts is that the main income of the trust comes from rent, so the income is relatively stable, and the trust must also use most of the future surplus as dividends. Because of this, REITs pay much higher dividends than average stocks in the market. 1) Dividend 90% of rental income distributed to investors 2) Management and maintenance costs of the property 3) Capital gains. Shares rose. The price of real estate itself can be anti-inflation, and the acquisition and acquisition make it more valuable, and the real estate leverage ratio is high4. Types of Reits: Includes industry, data center, commercial real estate, logistics, infrastructure, highway, sewage treatment, etc. You can do only one section at a time, or you can do all of them. Logistics sector: high barriers: because the government grants land.5. REITs Funds:Refers to mutual funds that use real estate securitization commodities as investment targets, including REITs, commercial real estate mortgage-backed securities, and commercial real estate secured debt certificates.6. Net Worth Performance: Can direclty check on Tiger App or Yahoo Finance.8 Benefits of Configuring REITs?1. Comparison between Reits, Stocks and Bonds: REITs have stable quarterly/half-yearly dividends, the rental income is mainly used as dividends or coupons. Some stocks have dividends, but the long cycle or unstable dividends are related to other factors such as profitability. Bonds’ dividends come from the coupon rate, and the average payout ratio lower than REITs.2. Steady total returns: According to general observation, the risks and rewards of REITs are about between stocks and public bonds. One reason is because that REITs have the value-added income of the underlying assets (stock attribute); the other is that REITs have mandatory dividend income (bond attribute),3. Low volatility 4. High dividend payout:As Rent-to-sales ratio is associated with first-tier cities.5. Risk diversification: REITs invest in multiple real estate targets at the same time, which can diversify risks.6. Anti-inflation: Due to the characteristics of its real estate, real estate investment trusts are particularly advantageous in fighting inflation.7. Small proportion of capital: Invest smaller compare to invest a house in first-tier cities directly.8. Professional property management: Compared with buying a house by yourself, it saves time and worry with concentrates professional management.
      2.56K82
      Report
      Quick Learning of REITs' Keypoints & 8 Benefits of Holding REITs?
    • Tiger_Academy·09-21Tiger_Academy

      DAY1 Education : Sustainable Competitive Advantages Explained

      Hi, tigers~Today is the first day of column "Learn US financial reports for beginners".In this article, I will introduce 2 practical methods of how to judge whether a company has competitive advantage.Total revenueGross profit1. Total revenueYou might think, company A with tens of billions of dollars in annual total revenue is much better than Company B with billions of dollars in annual revenue, but is that true? Let me give you an example:Jack and Rose run separate companies. Jack's company generates $9,000 in revenue per month, while Rose's company generates only $6,000.From a revenue point of view, you would definitely think that Jack's company is better developed and more competitive.But if we do a careful analysis and take into account the cost of sales each month, the results may change.As can be seen from the picture, although Jack company has a high revenue, its monthly cost of revenue is also high, and its final gross profit is only $2,850.However, although the revenue of Rose company is behind that of Jack, the cost of revenue is well managed and the monthly gross profit can be $3,810 dollars.It can be seen that Rose has more profit funds than Jack in the company every month.At this point, we get to the first conclusion: you can't judge a company by its revenue alone. You may ask, So what should we pay attention to?This brings us to the second point: gross profit.2.Gross profitWarren Buffett, the investment guru, is very good at picking companies.He once said that gross profit is the key metric of long-term profitability. Only companies with sustainable competitive advantages can maintain profitability over the long term.What is this gross profit that Buffett takes so seriously? Why does Buffett focus on this number?Gross profit = revenue-cost of revenue. Cost of revenue is the total cost of manufacturing and delivering a product or service to consumers.However, high gross profit doesn't mean everything.Buffett said:" Firms with excellent long-term economics tend to have consistently higher margins." In short, there are two key words: "high gross margin" and "consistency".Let's look at the first key word: -- "higher gross margin".How to calculate gross margin? The basic equation is: Gross margin = gross profit/revenue.As we have learned that: gross profit = revenue-cost of revenue. Therefore, gross margin = (revenue-cost of revenue)/revenue.Then it becomes a simple math problem.We just need to find companies in an industry, count their gross profits, then we can find the top companies.I would like to remind you that gross margin varies greatly in different industries.For example, the software industry has a median gross margin of 59% by the end of 2021. The top 10 companies in this table all have a gross margin over 91%.The industry leader Microsoft only has a gross margin of 65%.While in the traditional manufacturing industries like auto and auto components industries, the median gross margin is only 16%.You can tell from this table that the average of gross margin is only 35%, even for the top 10 companies.So different industries have different gross margins, and we must treat them separately.Let's look at the second key word: "consistency."If the company can't sustain its high gross margin, its competitive advantage is not consistent. When many companies are facing a crisis, they may also break out a high gross margin for a period of time through some means of financial fraud.Therefore, it's necessary to identify the feature of "growth" in the income statements. If the growth is not sustainable, the company doesn't have long-term competitive advantage. We need to look at gross margins for the past 5 years or more.So, Let's summarize what we've learned today :First, we have learned that we can't simply look at "revenue" to judge whether one company has good profitability or not.Secondly, we need to focus on the gross profit and gross margin of the company.Thirdly, gross margin is a key indicator to assess companies' sustainable competitive advantage. Within an industry, companies who have higher gross margin means these companies have higher competitive advantage.Fourthly, we have learned how to calculate gross profit = revenue-cost of revenue, and gross margin = (revenue-cost of revenue)/revenue.Okay, have you learned the content of today?  I hope it can help you to understand the US financial reports quickly.Share your thoughts with me and other Tigers, You can get cions~😎
      7.24K159
      Report
      DAY1 Education : Sustainable Competitive Advantages Explained
    • ASX_Stars·05-19ASX_Stars

      Universal Valuation Formula: AU Stock Market's Return can be Expected

      In December 2001, Buffett mentioned in an article that the ratio of the Total Market Value of the U.S. stock market ((Wilshire 5000 index)) to GDP can be used to judge whether the current stock market (U.S. stocks) is overheated. This index is called the Buffett index. Buffett once described this index as "the only best index to measure the stock market valuation at any time". Buffett said "when this ratio is between 70% and 80%, buying stocks is likely to bring you good returns. If this index is close to 200%, for example, in 1999 and part of 2000, you are playing with fire." The Wilson 5000 index currently covers more than 7500 stocks. Due to its wide coverage, many US investors call the index the "total market index". The Wilson 5000 index is currently the largest in the world. This indicator tells you that when stocks market valuation is high, you should allocate more bonds and less stocks. When the market is balanced, stocks and bonds will be evenly distributed. You just need to continue to buy when judging that the market is undervalued and sell when it is extremely overvalued, so you can get higher than the average return of the market. Based on this index, Let‘s calculate the valuation of the Australian stock market. Cite the dynamic tracking of gurufocus, we sorted out the different rates of return under the calculation of the original Buffett index and the optimized Buffett index. Based on the original Buffett index TMC / GDP, the valuation of the Australian stock market is within a reasonable range, and the market expects an annualized return of + 5.4% in the next 8 years. Based on the optimized Buffett index TMC / (GDP + TA), the valuation of the Australian stock market is within a reasonable range, and the market expects an annualized return of + 7.6% in the next 8 years. The specific relevant data in the formula are as follows: Total market value (TMC) is standardized using the Australian $S&P/ASX 200(XJO.AU)$ index using data released by the World Bank. Australia's total historical market value (TMC) is in trillions, denominated in local currency. Australia's current annual gross domestic product (GDP) is 2.00 trillion local currency, equivalent to 1.39 trillion US dollars; In terms of local currency, the annual growth rate of GDP = 2.79%. The current total assets (TA) of the Central Bank of Australia is 0.621 trillion local currency, equivalent to US $0.432 trillion. Comparison of valuation calculated by two formulas: The two versions of formulas that dividend the Australian stocks into five valuation ranges respectively. According to the valuation stratification of the chart, as of the time of publication, after the calculation of the two versions of indicators, Australian stocks are within a reasonable valuation range. The original Buffett index is expected to have an annualized return of + 5.4% in the next eight years, and the optimized Buffett index is expected to have an annualized return of + 7.6% in the next eight years. If you have confidence in the index investment of Australian stocks, you can learn more about the ETF investing in Australian stocks.
      21.46K1.14K
      Report
      Universal Valuation Formula: AU Stock Market's Return can be Expected
    • missme·03-18missme

      For Beginners: What Stock to Buy With your $10000

      We often hear the advice of "don't put your eggs in one basket" to diversify your portfolio, but very few really offer us strategies on how to diversify. This question may baffle many investors. Let’s talk about how to use $10000 to build our portfolio. 40%: use $4K to buy $(SPY)$ 50%-60%: use $5K-6K to buy three types of stocks: (1) 10%-15%: banks and travel (2) 25%-30%: high-tech stocks (FAAMNG) (3) 10%-15%pharmaceutical stocks The reasons are as follows. Ⅰ We chose $SPDR S&P 500 ETF Trust(SPY)$ because it tracks the S&P 500 index, which means represents the industries and companies relating to the overall US economy. In S&P 500, tech stocks account for 29%,and the other sectors are more evenly distributed. This distribution itself reduces risks and its movement is relatively stable.  Why is the risk diversified? Because the high-growth stocks and solid stocks can hedge risks: when the economy is good, the high-tech stocks soar, while the traditional Utility companies such as water, electricity, and gas stocks are stable; when the economy is bad, the high-tech stocks fall, but those high-dividend traditional industry companies are not or less affected by the economic cycle, such as pharmaceutical stocks.  SPY currently has an overall P/E ratio of around 19x.  The P/E ratio is one of the most important indicators of how expensive a stock is, and there is almost no bubble with an average P/E ratio below 20. For reference, some tech stocks have P/E ratios ranging from tens to hundreds of times, and it is a safe bet to put your money in SPY with a P/E ratio of 19x.  Ⅱ In the other 50%-60% of your portfolio, pick stocks from these three categories of companies. (1)10%-15%: banks and travel In fact, this category is about the same risk as the S&P 500, which are low-risk value stocks. For example, JPMorgan Chase, the largest bank, P/E ratio less than 10. (2) 25%-30%: high-tech stocks (FAAMNG) $Meta Platforms, Inc.(FB)$ Facebook has returned 11 times in 9 years from takeoff to its current share price of $200, averaging about 30% annual return. Facebook's current P/E ratio is only 15x, which is less than average. $Apple(AAPL)$ Apple shares are currently trading at around $170. Apple's current P/E ratio is 28x. $Microsoft(MSFT)$ Microsoft has a solid base and continues to build wealth for shareholders. The meta-universe plan is an even greater opportunity for future earnings. Microsoft is currently trading at a P/E ratio of 32x. (3) 10%-15%pharmaceutical stocks As mentioned earlier, this is a good hedgechoiceagainst cyclical stocks. $Biomarin Pharmaceutical(BMRN)$ Among the cutting-edge gene therapy companies, this company is the first to use protein replacement therapy to fix genetic defects. Financially it will turn around this year 2022, which is a big positive factor.  $Eli Lilly and(LLY)$  This Company, one of the giants in the drug business, has lower risk and can hedge against the high-growth company. For example, in the current downward trend of the market, $Eli Lilly and(LLY)$ is instead continuing to rise.  Conclusion So a competent financial manager needs to have a clear allocation for a stock portfolio, rather than picking one stock and putting all the money in it. Such an allocation reflects our investment philosophy: risk control and a preference for high-tech sectors. The most important thing is that each investor has to have his own investment philosophy and stick to it. In this way, they can hold on to it whether we experience a bull or bear market.    
      36.54K792
      Report
      For Beginners: What Stock to Buy With your $10000
    • Big Cat·06-09Big Cat

      Facebook New Stock Ticker = "META" ✅️. No more "FB"❌️

      Hahaha, it's just so funny that Facebook (FB) change their ticker to (META) $Meta Platforms, Inc.(META)$  [LOL] ... Why make the small change...[Speechless] Maybe advertising with their ticker for metaverse[Helpless] +[LOL]? 《Facebook (FB) will no longer use the "FB" symbol it's had since its 2012 initial public offering. Instead, it will be trading under the new symbol of "META" as of Thursday, 9/6/2022.》U won't be able to search for Facebook with ticker "FB". Need use "META" instead [Smart] . Imagine some joker company take over Facebook ticker (FB)... then those bought the stock without knowing it = gg [LOL] .Not sure if this is allowed though [Thinking] ... So, guys... just beware & take note [Smart] .The stock ticker is "META" [Cool] .Well, "maybe" they will also change their company name to Metaverse [Helpless] +[LOL] .Then, Facebook really extinct liao... I still like the "Facebook" name = because it's a funny/unique name [Sly] ."Metaverse" is like sound more cool 😎 though. But ppls with bad English pronunciation like me... may pronounce it as "Metaversus" [Sly] .
      21.31K1.12K
      Report
      Facebook New Stock Ticker = "META" ✅️. No more "FB"❌️
    • Alvin 邹咏翰·06-22Alvin 邹咏翰

      Value was dead. Now is growth’s turn.

      I was asked at the recent Maybank Invest ASEAN event, "is growth investing is dead."Ironically I was asked whether value investing was dead 3 years ago in another event. If I may help you recall, growth stocks were all the rage in the last few years. Many called the death of value because we were living in an age of disruption. Many companies were going to change the world and old ways of doing business were said to be obsolete.Value stocks were underperforming and investors dragged them down further by selling them and moved capital to growth stocks. Few cared about valuation. It was all about paying for future growth. Come Nov 2021. The tide changed. Easy money was retreating and rates were rising. The disruptive stocks began to crash. High growth rates were shunned because future value got discounted heavily due to high inflation and interest rates. Money left growth and flowed to commodities, many of which were value stocks. 2021 was the first year value beat growth since 2016. The wheel of fortune turned.Don't get me wrong, I am not pitting one approach over another. I am highlighting the fact that value and growth have taken turn to outperform historically.For example, value outperformed growth from 1983 to 1989. Then it was growth's turn in 1990 to 1994. Value took over for a short period between 1995 and 1997. Growth outperformed massively during the Dotcom era, from 1998 to 2000. Value had the next laugh, outperforming greatly and over a long stretch from 2001 to 2008. Growth took the next long stretch with all the QEs happening.I hope we learn from history.The first lesson is that if you pick a side, either value or growth, understand that you will have to undergo periods of outperformance as well as underperformance.It is easy to stay invested when your strategy is working well. Most investors abandon strategies when they stop working. It is no different from buying high and selling low - adopt a strategy that's winning and dump the one that is not working.Long term investing is just a theory. Something that we see on a graph whereby the equity curve just keeps going up. In real life, we are promiscuous with our investments, never realising long term expectancy of any strategy.The price of long term investing means you have to stick to the strategy even in the worst of times.The second lesson is that economy goes through cycles. Interest rates too. These cycles in turn cause the ebbs and flows between value and growth stocks.If you want to time the market with these approaches, take heed of the interest rate changes. When interest rate is falling, go for growth. When interest rate is rising, go for value.But you have to do it early which makes it hard because one isn't certain where the interest rate direction is heading. Momentum overlay on growth and value may provide the answer without you having to make the guess. It isn't perfect though because there can be some false signals along the way.At the end of the day, it depends on how involved you want to be. Some just decide to buy the index. Some just stick to a strategy. Some want to time it better. Whatever it is, understand market has cycles and no matter what approach you choose, there's a price to pay and ask yourself if you are wiling to pay it.
      19.09K322
      Report
      Value was dead. Now is growth’s turn.
    • muiee·03-28muiee

      Options to Onboard Options in your Trading? Who & How...

      I'd like to share about Key Opinion Leaders (KOL) or more aptly in this case, Knowledgeable Options Leaders on Options trading, I've observed in Tiger Community currently. They might serve as useful 'course' resources, for someone looking to pick up Options Trading. Starters For starters, I would go with Tiger official accounts. Start with @Tiger_Academy if one is totally new with Tiger Options Tour For Beginners, four 4–8 mins videos introducing Options trading. Videos to Learn Options from @Tiger_Academy Next, progress to @OptionsTutor to learn the key Greeks (delta, theta, gamma, vega), Implied Volatility (IV), moneyness (OTM, ITM, ATM) and how they affect Options pricing and P&L. An alternative KOL if you are starting out is @Wayneqq. He has written a helpful ‘Demystifying Options’ series, now at Part 13, on Diagonal Spreads. The series are bite-sized 5–8 mins read that give concise explanation of Options strategies, followed by trade scenarios with example trades, and tips when executing them. This would be a good primer to Options strategies. Main Course After that, you might be ready for the main course –finding out how to apply different Options strategies in current Markets with these three connoisseurs: @OptionsTracker posts a list of 'Hot Stocks [for] Covered Call Reference' with possible entry strike prices, expirations, etc. daily, if you would like to sell Calls against your stocks' positions. @OptionsDelta shares specific strategies helpful for using Options in up-trending, down-trending, and flat Markets, and how to trade volatility VIX and VIXX options. @OptionPlus discusses strategies opportune for different times and environments, such as using Options to hedge portfolio and trading Options for earnings play, among others. Dessert To round off this post–for dessert–I leave you with a 'caution 'and a 'tale' worth savouring, I hope. First, it's worth repeating the caution that Options could be complicated to understand, and are leveraged products –one consequence is you could lose more than your starting trading capital. @Bonta drives home this message pointedly with his analogy of trading Options akin to driving a car, if you don’t know how to drive properly, you could crash and get seriously hurt. He also shared his own journey trading Options, including the very real ‘boom and bust’ of one’s trading account. Check out his tale at the link below: Introduction on Options If trading Options, learn to Drive, don't Autopilot – TSLA cautionary tale You might know other KOLs or members experienced in Options trading in the Community. Share them in the Comments if you and they don’t mind.
      31.77K258
      Report
      Options to Onboard Options in your Trading? Who & How...
    • TigerEvents·03-11TigerEvents

      Tiger Friday: What Are Your Investing Tips for Beginners?

      Hey, Tigers! Not everyone can be an expert when it comes to investment planning. Even a first-time investor can make the most of their investments with some basic investment tips. Today,I would like to invite Tiger users to give reliable advice to new investors & win Tiger coins.📢Activity Details Please leave a message in the comments section of this post, and offer reliable advice to new investors. How do you pick stocks? When should you buy or sell stocks? 🎁Prizes All Tigers who comment on the following post will receive 30 Tiger Coins. Repost and tag your friends in the comment section to receive 10 Tiger Coins for each friend who participates in this event (Maximum limit 100 Tiger Coins). Tigers who post the hottest comments will receive 88 or 666 Tiger Coins. ⏰Event Time This event lasts from now until March 18, 23:59 SGT.
      47.98K504
      Report
      Tiger Friday: What Are Your Investing Tips for Beginners?
    • OptionS·07-22OptionS

      Options Insights: Criteria For Selecting Long-Term Target & Recommendations

      Thanks to the Tiger community for providing useful investing information and helping me learn more about options.Therefore, I plan to write a series of articles on [Options Insights] to summarize my 10+ years of experience in trading US stock options.I've traded 863 stocks and only 8 of them lost money. I hope my [Options Insights] series can help more users.We go back to our topic: the criteria of choosing long-term target. We can sell put or buy underlying shares in the long term.2 Key Criteria1. Market cap: $10 billion or moreSmall-cap companies are highly volatile and are subject to more uncontrollable factors.2. Stable fundamentalsIn the next 5 years, there will be:no major policy risksno new technology disruptive possibilitiesno strong competitors to change the market share patternThe Least- and Most-Recommened TickersUnder this criteria, I sort out the tickers I won't trade.1. $ Alibaba (BABA)$ : fierce competitionCurrently, 3 big giants- $Alibaba(BABA)$ vs $JD.com(JD)$ vs $Pinduoduo Inc.(PDD)$- is already trapped in very intense competition.The rise of Douyin, $MEITUAN-W(03690)$ and $KUAISHOU-W(01024)$ has exposed $Alibaba(09988)$ to even fiercer competition. Especially Douyin has a lot of online traffic. In the long run, it is doubtful that whether $Alibaba(BABA)$ can keep its existing market share or not.2. $Meta Platforms (META)$ There is temporarily no large-scale commercial application on Metaverse. It is also faced with challenges from tiktok.3. $Alphabet(GOOG)$ In the web era, google has a powerful search engine, and no rival.But in the mobile era, the proportion of website search declined, all kinds of vertical app divided too much time and information connection.4. Not sure about semiconductor sector. $NVIDIA Corp(NVDA)$ $AMD(AMD)$ Because I do not know much about semiconductors, so I do not intend to invest in the industry that I do not understand.The future demand for high-end chips for cell phones may decline.Under this criteria, I sort out 2 tickers that suit for the criteria.1. $Apple(AAPL)$ Apple user retention rate is huge: Apple has a very well-developed ecology, so the original users are difficult to switch to Android.Apple's app store has 30% cut from apps. I don't think the Android phone has a chance of overturning Apple's market share in 3-5 years.2. $Nasdaq 100 ETF(QQQ)$ The broad market index is still the most reliable.Looking at the historical data, the past 100 years, except for the 1929 stock market crash fell 90%, other market crashes range from 50% or so.The retracement level is way lower than the individual stocks.Welcome to leave your comments and recommend more tickers to me!
      12.69K339
      Report
      Options Insights: Criteria For Selecting Long-Term Target & Recommendations
    • Tiger_Academy·09-16Tiger_Academy

      【Investor Education】11 days of Financial Statements Column

      Hi tigers~I believe that in recent days, you must have seen a free course of "US Stock Financial Statements for Beginners" recommended by me ! [Applaud] [Applaud] [Applaud] This earnings season is coming to an end, Various star companies have different ups and downs.I guess someone must have made a good profit! But I also got some questions from tiger friends:How can we use the data of each financial report to game the ups and downs?How can we easily understand the "fat" behind the three major financial statements?How can you judge financial fraud and avoid being deceived early?How can we see the essence through the phenomenon and select the leading stocks in the industry?I think the answers to these questions, you must be wondering too![Miser] Someone will say that the financial report has too many obscure terms and it is too difficult.But i want to tell you that reading financial reports is actually very simple.If you want to go further and further on the road of investment, you must learn to read financial reports.Next @Tiger_Academy  will spend 11 days, using the most simple and effective content to take you to a quick start.Quickly @ your friends, follow me, and make progress with thousands of  Tigers.During the next 11 days, you can get 20-50 coins when you make comments.The picture below a preview of the content for the next 11 days.I will begin our formal study next Mon .see you next time[Tongue] 
      9.49K321
      Report
      【Investor Education】11 days of Financial Statements Column
    • TigerStars·07-29TigerStars

      Learn to Invest(29 Jul): Most Informative Articles by 8 Tigers

      Welcome to our new column: Learn to InvestThis column will be published every Friday, including Tigers' personal investment experiences, basic knowledge & tips for new investors, and finally some insights on the recent macro trends. Hope it will be helpful for you to learn more about investing! Also, feel free to share your opinion in the comment section to let us know what you think.Personal Investment Experiences:A retired stockbroker reveals to me why most retail investors lose moneyTigers: @MarketObservA few years ago, a retired stockbroker revealed to me that most of his retail customers lost money. I asked him why. He was in a good position to know the answer since he had access to the buy/sell transactions of his clients.This was what he told me.They patiently held on to losing stocks and impatiently sold winning stocks....Why we trade or invest differently? And the best returns is not money, but ...Tigers: @KYHBKOWith each of us having differences in values, personality, upbringing, learning, risk-reward tolerance, investing time-horizon and areas of expertise, we will end up interpreting the same data differently. This can lead us to make different decisions, considerations, strategies, capital allocation and also how we plan to enter and exit the market.There is not one "investing" rulebook. So long you make money, all is well. However, I have learnt that eventually, the most important commodity is not money but rather TIME. Thus, I am investing to afford more time to be with people and do things I like....Investment 101 & Tips for beginners Cult of personality – the trader vs the investorTiger: @OptionskiwiThe difference between trading and investing can be reflected in someone’s personality. Not to stereotype, but the trader is similar to a rock star feeding off the cheers of the audience, whereas the investor is happier with their lot, and focussed on living a reasonably stress-free life.Perhaps a more accurate representation of the distinction between a trader and an investor comes when a person’s risk profile is analysed.Risk and reward are inextricably linked when it comes to investing. Risk tolerance is your ability and willingness to lose some, or all, of your original investment in exchange for greater potential returns.So, knowing your risk profile is key as it helps to balance the allocation of assets in your investment portfolio....Profitability Ratios - What Gives?Tigers: @SG 88Generally there are 4 categories of ratio analysis:ProfitabilityLiquiditySolvencyValuation Profitability remains one of the key elements in deciding investment factor simply because if a business does not generate profit in its business operations, sooner than later the company woud need to request for external funding via equity or leverage on loans.Net Profit Margin measure net income against revenue, basically it's a measurement of how much of net income generated from every $1 of revenue. The higher the better since its the net returns that the company can either reinvest back into the business or rewards the shareholders....Why you absolutely need to use Stop LossesTigers: @rat boy5 – You can benefit from margin callsMargin calls are another tool that traders use to their advantage. These calls allow you to borrow money from a broker to increase the size of your position. Your broker charges interest on this loan. As an investor, you can make money by borrowing funds and selling short contracts. Since you can borrow up to 50% of the total value of your position, you can maximize your potential profits.6 – You can get rid of useless positionsSome traders have positions where their gains outweigh their losses. While this is great news, it means that there is still room for improvement. Stop losses can help you eliminate unwanted positions. By closing out these positions, you can free up capital and continue focusing on your primary goals....Thoughts on Recent Macro TrendsThe influence of liquidityTigers: @Robert J. TLiquidity is much less visible than inflation or a recession. Europe is probably already in the middle of a recession and next week we will hear whether there will be a technical recession in the United States. After the contraction in the first quarter, there is hardly any growth in the second quarter. If there is also a contraction in the second quarter, then according to the definition (two consecutive quarters of contraction) there is a recession. That recession is then not much more than a press release and not deep enough to fight inflation either. Yet there is a striking consensus that inflation rates will fall over the next two years. There are several possible explanations for this. It may be that they are not measuring properly and that those surveyed do not really believe that inflation will fall. It could also be that everyone is convinced that inflation is related to supply-side distortions. Of course, it may be that they expect a severe recession, but we do not see that reflected in stock market prices or earnings expectations. It may be that they expect only a small increase in unemployment to be enough to bring wage growth under control, but it may also be that market participants have not had any experience with inflation over the past 40 years. In that case, there could be a cognitive bias whereby the more recent experiences (the past 40 years) are best remembered (simply because we lack the collective memory of the previous generation)....Inflation: Back to that 70s show?Tigers: @Chris23As investors it is important to recognise changes in patterns and robustly adapt to challenges. I believe that inflation is likely to remain stubborn and therefore require the Fed to continue to raise interest rates in their attempts to curb inflation. Therefore, it would be sensible to invest in value over growth as companies with strong cash flows and profits are likely to be able to survive a recession compared to those without....Millions of thanks to these authors for sharing your thoughts and insights with us! ✨✨✨If you want to share your personal investment experience and insights on macro trends, or offer any tips and basic knowledge for investors, please tag me @TigerStars and I will be happy to include you and your post here next time!!!
      18.28K366
      Report
      Learn to Invest(29 Jul): Most Informative Articles by 8 Tigers
    • Next_Gen_ESG·06-16Next_Gen_ESG

      INVEST!Chapter 24 - Welcome to X.D. Network!

      JPMorgan has upgraded Chinese tech stocks on the back of diminished risks, just two months after calling the sector "uninvestable."What's your view on this? Do you think it's time to invest in Chinese tech? $XD INC(02400)$ $TENCENT(00700)$ $JD.com(JD)$   For Chapter 24-26, we interviewed the CEO of X.D. Network - Dash Huang - to find out more about the company and its future prospect! Scroll down to read
      6.56K218
      Report
      INVEST!Chapter 24 - Welcome to X.D. Network!
    • StopHunter·08-15StopHunter

      Why Learn Technical Analysis & Use It For Your Trading & Investing??

      Why Learn Technical Analysis & Use It For Your Trading & Investing??I’ve noticed the general rise in interest in the subject of Technical Analysis (TA) over the last few years, not just from market professionals but from the wider public. Why though should you learn it and use it for your trading and investing? In the UK I teach the professionals how to use TA as well as at Universities and have used it successfully in my own trading.Why the increase in popularity? Maybe because of advances in technology that have brought technical analysis to the mainstream; social media where charts are thrust into our faces daily, or maybe the perception that technical analysis can hand back some control to your finances and investing in a world desiring more control.These are just a few of the reasons for the ‘peak’ in interest in this subject along with many harder to define intangible reasons.What I do know from my own experience, is that technical analysis is a vast subject to cover and master. There are so many tools and indicators, charts and theories in use, that to the uninitiated or even experienced it can feel like you’re leading yourself up a dark dead-end alley.Technical analysis is a vast subject to cover and master - what should you use?My job as a trader: to come up with trading strategies with an edge & simply to make money!‘An Edge: the mathematical advantage you have over any game that you play over time. This advantage should result in an assured percentage return to you the player over time!’How do I do this?Fundamental/ Quantitative / Gaming Theory/ Behavioural/ Technical Analysis.Traded algorithmically / systematicallyExecuted using Technical AnalysisTrading has evolved!Today - it is all about big data! Looking for anomalies, patterns, behaviours over large data sets. It doesn’t just have to be price (which most think TA is all about) Can be anything you can turn into a data series / set / model. E.g. economic data, company results, weather, inventories, storage, volatility etc. If you can do that then you can use TA to create highly effective trading strategies around a pov.One of my models / trading systems is systematic / multi asset and only uses TA – and some particular types of TA from Japan – called Renko. The strategy focuses only on price movement (not time) – through statistics created around TA it finds the optimal instrument to trade, trade sizing, portfolio management (creating optimal portfolio), when to get in / out of the trade etc. Its goal is to capture price trends and reversals. Results: 300% return over 1 year (6 Sharpe Ratio)!TA is a massive part of the whole process. It is excellent for:Trade Timing – entry / exitRisk & Trade Management - making and saving you money!Capturing repeatable patterns /trendsCapturing price action in different time horizonsStrategy design / back testingPerformance measurement and analysisPortfolio managementSaving you timeCreating discipline and consistency - helps your trading 'psychology'AutomationTA is thought of as just a tool for analysts to call where the price of a market is heading next. It is so much more than that! My goal of using TA is to make my trading as objective (rather than subjective) as possible. TA is certainly something you should consider adding in to your trading and investing toolbox!Why Does TA Not Work?TA comes in for a lot of criticism and negativity:It’s a great hindsight tool,Simply just self-fulfilling,Great for selling courses,It’s a dark art,Never works when I follow the rules,TA’s are just glorified ‘weather forecasters’!Users don’t appreciate that it’s a subjective and objective analytical tool rolled into one. Users don’t understand how to properly apply it and because its so easy to use, misuse it. It’s seen as the ‘golden ticket’ / ‘holy grail’ – it’s not! You can’t simply just ‘follow the book’ and expect it to work – if life was that simple I’d be a brain surgeon, professional golfer, artist, pilot all at the same time!!!REMEMBER TA IS A SCIENCE WITH A LOT OF SUBJECTIVITY THROWN IN!Everyone is allowed their own opinion. I’ve worked with some of the best fundamental traders, some of the best ‘quants’ some of the best ‘technical’ traders out there and what I’ve come to learn is that it is ‘horses for courses’. How To Think About TA?Technical analysis is a very straightforward concept:  ‘It is the analysis of market activity (price, volume and open interest), predominantly through the use of charts, with the goal of forecasting future price trends.’ Many of the tools used in technical analysis can also be found in use in areas such as quantitative analysis and behavioural science. It is a very flexible, adaptable, multi-time dimension frame approach to trading and investing.It’s built on 3 fundamental pillars: Market action discounts everything.Prices move in trendsHistory repeats itself.Technical analysis is very different to Fundamental Analysis (FA). FA is all about value; is something fair value, under value or over value? Decisions to trade or invest are based around a lot more physical research - earnings, dividends, assets, new products, interest rates, a country's economic make up, how much copper is coming out of a mine or oil being pumped out of the ground etc etc. The downside to FA is that it can take a lot of time to put together and is difficult to execute, especially around trade and risk management concepts. It does work though and cannot be argued to be any worse or better than technical analysis.Mathematicians often disagree with the approach and methods of both TA and FA due to the efficient market hypothesis / random walk theory. They often say these approaches are self-fulfilling. But both do work - some of the richest, most successful traders ever have adopted these approaches! The end game is to make money and if you find an approach that works then you should stick to it. Often it comes down to your own personal psychological make up as to which approach, you'll adopt.I see TA as telling a story that needs translating – the fundamental, behavioural, sentiment, quantitative analysis is already built into the price.TA is giving us the tools to translate what has gone on and give us a better chance of what is likely to happen….….and on top of that it is giving us a unique set of tools separate to the other forms of analysis to help us create that elusive edge!Some Examples:It can help you measure the Behavioural Psychology of financial markets and plays an important part in driving cycles and trends:It can give you the right tools at the right time to trade!Oscillators are a good example. They can help you see the momentum of the market and whether a market is overbought or oversold:Example: OVER BOUGHT & OVER SOLD Intraday Pivots + Stochastic : FTSE 100 30 min chartPrice patterns can help you translate the price action better (TIP: more useful if put in conjunction with other indicators):Some typical price patterns:Basic Example USDJPY Candlestick chart (Charts: TradingView):'Gaps' price pattern example in stocks:Gap example: Leonardo (LDO) (Charts: TradingView): TA can also come in the form of different chart types, which can certainly give you a different angle / edge on your trading:A Kagi Chart vs a standard Candlestick chart:The Kagi Chart – No time only price : Kagi S&P 500 chart versus the traditional candlestick chart S&P 500 chart. (Charts: TradingView)It can also help you in your Trade & Risk Management:Successful trading is about helping yourself and putting the 'odds' on your side. Often forgotten and overlooked is the use of technical analysis for Risk & Trade Management. It is a very strong tool to help you in the world of risk. It gives you a set of rules, i.e., fixed and objective parameters around which to trade, which in turn, creates the psychological discipline you need in your trading. Many people go into trading blind - no rules, plans, strategy and especially no risk & trade management concepts to deploy. That's why so many lose at trading.You can use support and resistance to control the risks within your portfolio or trades. For example; you can set stop levels to manage individual trade risk i.e. price levels where if your trade idea goes wrong you get out, or potential profit taking zones where you’d exit your trade in the money. You can even estimate whether a trade is worth taking or not!Real-world example: Gold (Charts: Trading View)And for me its all about turning TA into a strategy. How do I do this?IdeaBack test – all price / TA data – inputs to strategyQuantitative / Statistical resultsIf = Edge = TradeEdge can be measured e.g. Sharpe Ratio, Kelly’s Criterion Use TA results…..Kelly % = W-(1-W)/R  (R = av. W/L ratio and W = historical win %)E.g. 60%/40% Win / Loss ratio, average risk return = 1.5% gain / 1% lossPlugged into formula: 0.6-[(1-0.6)/(0.15/0.1)]= +33.3%So you could use 33.3% of capital on a particular strategy. 5.  Build into portfolio / risk managementFinal Thoughts:Hopefully that has given you some idea how to apply TA into your trading and investing and consider adding TA to your trading toolbox! If you want to get started on Technical Analysis I have a great FREE video on my YouTube channel that will give you all you need to know to get you off and running: Link to the video that you can copy and paste into your browser: https://youtu.be/_2cZz80znFgIf you’d like to find out more you can get in touch with me via:Email: info@thestophunter.co.ukWebsite: www.thestophunter.co.ukYouTube: thestophunterBest of luck with the trading,RegardsStephen
      5.03K205
      Report
      Why Learn Technical Analysis & Use It For Your Trading & Investing??
    • PortfolioHub·09-21PortfolioHub

      How You Can Make £1000 Per Month With Dividends

      Dividend investing has become very popular over recent years. In fact, dividend stocks now account for nearly half of all publicly traded U.S. equities. The reason why investors love dividends is because they provide consistent cash flow without having to worry about share price fluctuations.Photo byBlogging GuideonUnsplashYou don’t have to wait until retirement to start earning income from dividends. There are plenty of companies that pay out regular dividends every single month or quarter. All you need to do is look at their financial statements and see whether or not they’re paying out enough to cover your costs.In today’s post I will be covering why dividend investing is a great strategy for many people. I will also be covering how you can make over £1000 per month with dividends. Stick around to see examples.How Dividend Stocks WorkA dividend is a payment made by a corporation to its shareholders. Companies usually announce dividends during earnings calls or filing with the Securities and Exchange Commission.Investors need to know what the dividend payout percentage is before buying shares. Some companies pay out 95% of profits while others pay out 5%.There are many different ways companies determine how much to pay out per quarter. For example, some companies pay out a fixed amount based on the number of outstanding shares. Others use a formula that takes into account the price of the stock, the number of outstanding shares, and the historical average yield for the industry.When an investor buys shares after the ex-dividend date, he or she won’t receive any dividend payments until after the next record date. Investors should pay close attention to the ex-dividend dates before making purchases.What Is the Dividend Yield?A higher stock price does not necessarily translate into a higher dividend yield. In fact, some stocks pay no dividends while others pay high dividends. Companies do this because it makes sense for them. Some companies prefer to use cash flow rather than earnings to distribute money to shareholders. Others believe that paying dividends dilutes their brand image.The best way to find out about a company’s dividend history is to check out their financial statements. You can find them online. They show you where the company earns revenue, spends money, and distributes profits. You can see how much money the company earned, spent, and distributed over the previous 12 months. If you don’t understand the numbers, ask someone who does.You can calculate the dividend yield by dividing the amount of dividends paid by the current market value of the company. This gives you the percentage of dividends paid out of the total worth of the company. So, if a company had a market value of $100 billion and paid out $2 billion in dividends each year, the dividend yield would be 2%.If you buy a stock just because it has a high dividend yield, you could lose money if the company goes bankrupt. A high dividend yield may seem good at first, but if the company can’t sustain paying out the high dividend yield along with running the business, then the dividend will likely be cut. Or worse, the company may go bankrupt.Using this information we are able to work out exactly what it takes to make £1000 per month. So to start we want the yearly earnings which would be £12000 (ignoring tax calculations for this).Then using your dividend yield you can find out how much is needed to reach the £12000 per year. Let’s say we have a 1% dividend per share. That means our £12000 is the 1% we would receive from the stock in question. To go from 1% to 100% which would be the total investment we multiply the value by 100.Doing that to the £12000 gives us £1,200,000If you are using any other values to workout this number then use the formula below(Desired Annual Wage / Dividend Yield ) * 100 = Total Investment RequiredTaxes on DividendsIn the UK, dividends are taxed depending on your income bracet. Meaning if you earn a lot of money, then you will be expected to pay more in taxes on your dividends. Examples of Dividend StocksTo help give you an idea of some dividend stocks you may be interested in, I have included a list of dividend stocks below. The list is in no particular order and values are taken at the time of writing this so dividend yields may have changed by the time you are reading this:PepsiCo ($PEP): 2.7% dividend yield   $Pepsi(PEP)$ 3M Company ($MMM): 4.90% dividend yield  $3M(MMM)$ AT&T Inc. ($T): 6.46% dividend yield  $AT&T Inc(T)$ General Electric Company ($GE): 0.44% dividend yield  $General Electric Co(GE)$ Coca Cola Company ($KO): 2.88% dividend yield  $Coca-Cola(KO)$ Walmart ($WMT): 1.68% dividend yield  $Wal-Mart(WMT)$ Procter & Gamble ($PG): 2.66% dividend yield  $Procter & Gamble(PG)$ Dividend investment strategiesA dividend portfolio is an effective strategy for building wealth over time. A dividend portfolio allows investors to benefit from the steady flow of income that companies distribute to shareholders each year. Companies use dividends to reward shareholders for supporting the company through good times and bad.Pay attention to a company’s long term growth prospects before making a final decision about whether or not it makes sense to invest. You want to make sure that a company is growing because it is profitable and not just because it is having trouble paying down debt.There are many different types of dividend investing strategies to choose among. Some people prefer to focus on high yielders while others like to look for value. If you’re looking for a low cost approach, consider index funds. They track broad market benchmarks such as the S&P 500. Index funds charge very little in fees, but they do not actively manage the fund. This means that there is no human intervention involved in picking which securities to include in the fund. Instead, the fund manager simply buys and sells securities based on what the benchmark tells him to do.Mutual funds are another option. Like index funds, they are passive investment vehicles that track indexes. However, mutual funds typically have higher expense ratios than index funds. These expenses are paid by shareholders in the form of higher fees. In addition, some mutual funds require sales charges to sell shares.Both ETFs and mutual funds offer diversification and lower risk than holding individual securities. By owning both an S&P 500 index fund and a technology stock ETF, you can gain exposure to the overall performance of the market without worrying about specific sectors.How To Find Success With DividendsDividend investing offers a great way to grow wealth over time. However, if you want to find success with dividend investing, then there are a few bit’s you should knowInvest In Dividends With A Good HistoryCompanies with high dividend yields often pay out dividends quarterly. This makes sense because companies want to keep investors happy and retain customers. However, paying out dividends every quarter also limits how much money a company can invest in growth. If a company doesn’t increase its dividend, it could eventually stop growing its dividend altogether.When investing in stocks with high yield, it’s important to look beyond just the current yield. Investors should consider whether the company will likely maintain its high yield over time. Companies like Apple Inc., Berkshire Hathaway Inc., and Exxon Mobil Corp. have maintained their high yields over long periods of time. While some companies struggle to maintain their high yields, others are able to do so without sacrificing their competitive edge.Reinvest Your DividendsThe best way to invest for growth is to reinvest dividends into more shares. This strategy allows you to build wealth over the long haul without sacrificing current income. If you reinvest your dividends, you’ll earn even greater returns over time.According to Morningstar, dividend stocks outperformed both the S&P 500 and the Russell 2000 Index by nearly 3 percentage points per annum over the trailing 10-year period ending December 31, 2018. $S&P 500(.SPX)$  $Global X Russell 2000 Covered Call ETF(RYLD)$ Avoid the highest yieldsWhen you buy shares of stock, it’s important to avoid the highest yield. This is because high yields are usually associated with low share prices. If you do decide to purchase a stock that has a high yield, make sure you understand what the yield represents. You want to know how much money you’re getting paid for holding onto the stock.You don’t want to purchase a stock because of a high yield only to find out the yield only seems high because of recent stock decline leading to a companies downfall.Buy and hold for the long termWarren Buffett once famously said, “You don’t find many people who buy what they sell.” A lot of investors take his advice to heart, buying shares of companies whose products and services they use every day, like Apple, Amazon, and Facebook.If you sit on these companies for the long term and they continue to do well, then you can grow your wealth many times over a life time.SummaryDividends make sense when you want to invest for the long term. They allow you to build wealth slowly but steadily, which makes them an excellent choice for retirement. But they aren’t always right for everyone. Before you dive headfirst into dividend investing, do your research and ask yourself whether or not it’s right for you.Follow me to learn more about analysis!!
      2.13K36
      Report
      How You Can Make £1000 Per Month With Dividends
    • BenjiFuji·06-05BenjiFuji

      Innovative business, great or gripe?

      Was touching the ground and chanced upon this robotic delivery machine by $Grab Holdings(GRAB)$ . While this isn't a recommendation,it made me think about businesses that regularly innovate vs those that do not need to innovate so often.Innovation is the wayInnovation allows for expansion into new spaces. Imagine if full robotic delivery goes full swing, what will happen? I suppose in the most ideal state, all our food will arrive at punctually and at the right temperature. Delivery of letters, post items and other confidential materials will be effortless as well. Innovative companies like $Apple(AAPL)$ and $Taiwan Semiconductor Manufacturing(TSM)$ will bring forth new blue oceans and create new spaces that was once not possible. For example, who would have thought that a watch could do so much? (Reference Apple Watch) Who would have thought that chips could go so small? (5nm to 3nm in the future)Innovation is sexy. It brings progress and it opens new possibilities. Thus some investors love investing in innovation.Innovation, go awayHowever the flip side argument can equality be true. Investing in innovative companies poses many risks as well. What happpens if it fails? For example, this robot broke down in the heat. And as it is in it's early stages, staff was required to accompany it in its autonomous travel. This translates to high capital expenditur and possibility of loss of earnings due to necessary cash burn for innovation.Some types of companies like $Coca-Cola(KO)$  does not require that much innovation. I mean you just want to drink the same drink right? Of course KO spends more on marketingto keep its brand afloat. Which is another issue altogether.So how?Should we invest in innovation or look for tradition? Ultimately, you need to do your due diligence and examine your own investing style.Innovative companies bring great upside, but also requires capital reinvestment and high cash burn. While traditional companies are borning but add stability.For me I have my own mix of innovative and traditional companies. What about you? Share with me I like to learn from you. @CaptainTiger @MillionaireTiger @TigerStars 
      7.30K179
      Report
      Innovative business, great or gripe?
    • ASX_Stars·05-13ASX_Stars

      Why SGX & ASX Won US Stock Market Under Rate Hikes & Inflation Scenario?

      How ASX and SGX Market performed under high inflation, rising interest rates scenario, any defensive strategies? In this article, we will first briefly highlight the inflation and monetary environment of the three countries, and will state the differences between the three stock markets and what targets are suitable for the current environment for reference only. On May 4, the U.S.A Federal Reserve announced a 50bp interest rate hike for the first time in 22 years, raising the target range of the federal funds rate from 0.25%~ 0.50% to 0.75%~1.00%. On May 3, the RBA announced an interest rate increase of 25 basis points, raising the benchmark interest rate from an all-time low of 0.1% to 0.35%, which is the first interest rate increase by the RBA since 2010. On April 14, the monetary authority of Singapore issued a policy statement saying that in order to curb inflation, the HKMA will further tighten monetary policy and reset the middle level of the nominal effective exchange rate policy range of the Singapore dollar, which is the monetary policy tightened again after October 2021. 1. Inflation and monetary policy in the United States, Singapore and Australia US inflation rose 8.3% year-on-year in April and is expected to be 8.1%, slightly easing from the peak in March, but still close to the highest level since the summer of 1982. Excluding volatile food and energy prices, core CPI rose 6.2%, 0.3% month on month (MOM) and 0.2% expected. In Depth: What is the CPI and Why does it Matter? On April 26, the monetary authority of Singapore announced that Singapore's overall inflation rate reached 5.4% in March, a new high in recent 10 years. According to the monetary authority of Singapore and the Ministry of trade and industry, Singapore's overall inflation rate is expected to be 4.5% - 5.5% in 2022, and the core inflation rate is expected to average 2.5% - 3.5%. Australia's consumer price index (CPI) increased by 5.1% year-on-year In the first quarter of this year, a new high since 2001. Related Monetary Policies The US Federal Reserve said that lower inflation remains the focus of its work, and the market is expected to increase interest rates twice this year, at least once will increase by 50 bps. The Singapore Monetary Authority issued a statement in April saying that the core inflation rate will rise in an all-round way in 2022, and the basic inflation pressure is still a risk factor in the medium term. In order to curb inflation, the HKMA will further tighten monetary policy, reset the middle level of the nominal effective exchange rate policy range of the Singapore dollar, and slightly increase the slope of the range, but maintain the width of the policy range unchanged. The Federal Reserve of Australia: since 1990, the cash rate has been in a secure 30-year decline, a journey from 17.5% 0.1% in Australia, After the first rate hike since 2010 in 2022 May, the RBA also hinted that it would raise interest rates further. 2、Under high inflation, the decline of US stocks is worse than that of SGX and ASX. Why? Inflation is so high that oil prices reached more than $100 in May, and countries are worried about recession, espeacially Interest rate sensitive growth technology stocks lost the most so far in this year. The following table shows the response of US stocks, AUX, SGX to the interest rate increase and the stock markets performances so far. From the Chat, we can see U.S. stocks fell the most, Australian stocks fell 4%, and Singapore's stock market continued to rise this year. Why? You are welcome to understand the composition characteristics of the three major stock indexes of the US market, SGX , and ASX. As the world's largest stock market, the U.S. stock market attracts excellent enterprises from all over the world to list. Among them, the $NASDAQ(.IXIC)$ is dominated by new industries, and its constituent stocks include computer hardware stocks, chip stocks, software stocks, semiconductor materials stocks, network stocks, communication stocks, and biotechnology and other stocks. The $DJIA(.DJI)$ is compiled by 30 industrial companies. The benchmark $S&P 500(.SPX)$ covers all enterprises, and the risks are more dispersed. Therefore, under the influence of high interest rates and inflation, the interest rate sensitive $(NASDAQ)$ constituent stocks have fallen the most this year, reaching 27% decline, the $(.SPX)$ fell 17%, and the$( .DJI)$, which reflects the production of fundamentals, fell 12%. The Singapore $Straits Times Index(STI.SI)$ is mainly composed of financial stocks, communication stocks, real estate stocks, planting stocks and food stocks. In particular, the 3 financial stocks (DBS Bank, overseas Chinese bank and UOB) alone account for as much as 40% of the market value of the STI index. The financial, food and real estate industries have some benefits under the current round of interest rate hikes and high inflation. Since this year, the Singapore stock market has risen 2.35%. Regarding AUX,inside the article of  For Every Beginner | ASX Stocks Trading Rules & Process , we introduced the 11 sectors' weights of ASX, which are Financials (30.1%), Raw Materials (17.6%), Healthcare (10.9%), Consumer Discretionary (8.2%), Real Estate (7.1%), Industry (7.1%), Consumer Staples (5.2%), Information Technology (4.6%), Communication Services (4.3%), Energy (2.9%), Utilities (1.5%). Besides that,in the  2 Charts to Get Average Returns of ASX Stocks and Funds ,also mentioned 80% of last 10 years that $S&P/ASX 200(XJO.AU)$ got positive returns. Will the 2022 became a much different year? 3、What industries can perform well under high inflation? The following is the research chart from Schroders, which is also recognized: for example, in the field of Precious metals and Ming, energy, Equity Reits, Utilities,  consumer staples, etc. Indetail:  Although equities in general perform quite poorly in high and rising inflation environments, there are potential areas to seek refuge at the sector level. The energy sector, which includes oil and gas companies, is one of them.Equity REITs (real estate investment trusts) may also provide protection. They outperformed inflation 67% of the time and posted an average real return of 4.7%. Equity REITs (real estate investment trusts) may also provide protection. They outperformed inflation 67% of the time and posted an average real return of 4.7%. Utility stocks display a somewhat disappointing success rate of 50%. Meanwhile the track record for companies in the precious metals and mining sector is mixed.On average, such firms posted an average real return of 8.0% in high and rising inflation environments. Simply speaking, what you would own is: Real Estate Commodities Stocks (but only stocks with pricing power and strong cash flows) Gold Regading Any pacifical defensive or beat inflation stocks , please follow @ASX_Stars for fure references, if you have any good choices, please comment under the post.   Note: When investing in stocks, don't make a purchase simply because of a recommendation. Take these recommendations as a good starting point to do your own research to understand the intricacies of the company, industry, and environment. Leverage onadvanced charting tools andpersonalised investment ideas to select an investment that suits your palate and investment strategy.
      28.36K118
      Report
      Why SGX & ASX Won US Stock Market Under Rate Hikes & Inflation Scenario?
    • Tiger_Academy·05-30Tiger_Academy

      【Investor Education】Learn US stocks by Simple Numbers

      Hey, tigers:Now you may have used Tiger Trade APP for some time and have a certain understanding of the US stock market.There are three small questions to test:No.1 There are two major directions for US stock trading, namely?No.2 What are the three steps to choose high-quality companies for US stock investment?No.3 What are the three classic technical indicators for US stock analysis?Okay, here's the answer: 1. Long and short; 2. Industry-financial report-valuation 3. MA, KDJ, MACD.If you get all the answers correctly, congratulations on getting started with the level of investment in U.S. stocks.It doesn't matter if you don't have it. Next, @Tiger_Academy will spend nine days using a series of simple numbers to give you a quick introduction to U.S. stocks.Quickly @ your friend, follow me, and make progress with thousands of Tigers.@DiAngel @Fenger1188 @ISSEY1413 @Kaixiang @koolgal @MHh @rhktrade @SPOT_ON @SR050321The picture below a preview of the content for the next nine days. Tomorrow we will begin our formal study.During the next nine days, you can get 20-50 coins when you make comments.
      6.62K222
      Report
      【Investor Education】Learn US stocks by Simple Numbers