My investing in 2022: A nightmare

Finally I have time to reflect on my investments in 2022, I hope you will enjoy reading onmy reflections and show me your support byliking and commenting on this article.

It has not been easy since the beginning of the year. The stock market is not satisfactory. The Hang Seng Index .HK $HSI(HSI)$ and the Hang Seng Technology Index. HK $HSTECH(HSTECH)$ repeatedly hit record lows.

I know how much pain in many people, and everyone is tired, but the situation is not over yet? 

No, as long as everyone persists, tomorrow will be better, and one day it will rain and clear. 

Fortunately, my younger brother has not suffered serious losses this year. 

The main reason is that he have heavy positions in Hong Kong's green retail bonds. HK$HKGB RGB 2505(04252)$ , so the total losses so far this year are not much. 

When it comes to green bonds, this year is also an unforgettable time for me. 

Even though I have always bought and sold government bonds iBond, but this year's green bonds launched by the government are also the first day of the first day of stock diving bonds. Since the first day, the stock price has fallen more than 4%. As of present time, the stock price was reported at 95.25 yuan, a slight decrease of 0.05%. 

Many people say why I don’t make time deposits?

Unlike time deposit where I have to wait for the said amount for time. Where in the meantime; If I wait for the money, I can not sell it at any time. In time deposit, it is not flexible to withdraw before the expiration date, and I expect that the US economy $Nasdaq100 Bear 3X ETF(SQQQ)$ will decline next year. If the Fed will cut interest rates at that time, the stock price will rise sharply, then I can pay for the losses!

Unlike time deposit the best of both ends can be achieved with TIGER VAULT PROGRAM where I do always park money but it was not introduced until late of 2022. 

Even if the situation is bad,...

I just need to wait until the bond expiry date, and the government will redeem it from me at $ 100 at that time. In fact, I did not lose a little, and I have received 2.5% interest for 3 years. Which is much better when considering the market is down 30-70 percent.

In addition to the green bond TIGER VAULT program, in the turbulent market conditions, it seems to be an oasis in the desert. I and my brother am an example who are refugees of this desert oasis, so it is really a good choice.

Friends who like me to share, please give me a thumbs up to encourage me. Your praise will be my biggest motivation.

If there is anything you can communicate with each other, please leave a message. Thank you for your support. The data and opinions in this article are for communication and learning only, and do not constitute investment invitations and suggestions. Investment is risky, you need to be cautious when entering the market!

@Tiger_chat @TigerStars @MillionaireTiger @CaptainTiger 

# 2022 Investing Review

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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  • Lao Tzu Ang
    ·2022-12-27
    Most retail investors lose money as instituation is the one able to move the stock price. If institution do more selling than buying, stock market will go down.
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  • Pluto891
    ·2022-12-26
    so u r into bonds n  HK ETF?
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  • we14un
    ·2022-12-25
    Just stop buying n wait
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  • Maria_yy
    ·2022-12-28
    Hang in there a little longer, and he'll soon be out of the bottom
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  • ElvisMarner
    ·2022-12-28
    HSTECH's valuation is pretty low right now, isn't it?
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  • BellaFaraday
    ·2022-12-28
    HIS recent performance has been really disappointing
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  • Gladys80
    ·2022-12-25
       k.
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  • hellodarz888
    ·2022-12-29
    motto is not to lose money!
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  • wingcheong
    ·2022-12-29
    Beware of a possible global slow down.
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  • HilaryWilde
    ·2022-12-28
    Bonds are actually a safer bet
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  • PandoraHaggai
    ·2022-12-28
    Don't worry, HSTECH will surprise us next year
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  • setia100
    ·2022-12-27
    👍👍👍 Good Luck to you come 2023💪
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  • DannDann
    ·2022-12-26
    Good sharing. Thanks 👍🏻
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  • yksim
    ·2022-12-27
    👍
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  • Residue
    ·2022-12-27
    👍🏻
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  • HL Chua
    ·2022-12-27
    Good
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  • MGOH
    ·2022-12-27
    Ok
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  • damienong
    ·2022-12-27
    ok
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  • 奇毅
    ·2022-12-27
    [微笑]
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  • ekwee75
    ·2022-12-26
    [Happy]
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